Nearly 40 per cent of all home insurance claims are the result of water
damage, Aviva Canada data shows
Top Ten Tips to Protect Your Home Against Water Damage This Spring
TORONTO, April 10, 2013 /CNW/ - With a heavy spring thaw underway, Canadians
are seeking various ways to protect their homes this season. Approximately 40
per cent of all home insurance claims are the result of water damage,
according to data from Aviva Canada Inc., one of the country's leading
providers of home, auto, leisure and business insurance.
The data also shows that the average cost of water damage claims rose 117%,
from $7,192 in 2002 to over $15,500 in 2012, a year in which the company paid
out over $111 million in property water damage claims. Last year's spring thaw
was unusually uneventful, due to the dry winter that preceded it but with a
more normal snow-filled winter winding down, Canadians should be more
proactive in 2013.
"With so many Canadians making a significant investment in their basements as
more of a comfortable living space than a grungy storage room, a greater value
in belongings in a high-risk area of the home has led to an increase in number
of water damage claims," said Wayne Ross, Vice President of Property Claims
for Aviva Canada. "We strongly encourage homeowners to take matters into their
own hands in order to protect their homes."
The top ten steps Canadians should take this spring to safeguard their homes
and possessions from water damage are:
1. Inspect your roof: To prevent leaks, get the roof inspected every
few years to check the condition of the shingles and replace when
2. Clear out gutters: Prevent blockages, such as leaves and other
debris that could force water into your home.
3. Install a backwater valve: These valves close automatically if the
sewer backs up and can prevent thousands of dollars in damage.
4. Scope out your sump pump: If your basement has one, examine it and
conduct a test run if it doesn't get used frequently.
5. Divert snow away from your home: Ensure that snow is removed from
around your home, its foundation, doors and basement windows.
6. Check your foundation: As ice melts, if you notice water pooling
in certain areas, clear the liquid away from your home.
7. Ensure your window wells are debris-free: Clear any accumulated
garbage or leaves to allow water to drain properly.
8. Ensure street catch basins are not blocked: These prevent snow
from building up on the street level, protecting water from
seeping towards your property.
9. Protect your valuables: If your home is prone to water damage,
consider moving valuables away from high-risk areas, such as the
basement, or place items on high shelves or risers.
10. Start right: If you are finishing your basement, make sure to seal
your exterior walls.
Without taking such precautions, homeowners could put their homes and family
belongings at great risk. A provincial breakdown of the increase in the
average cost of water damage claims from 2002 to 2012 is included below. The
data highlights that BC and Ontario have seen the highest percentage in the
average cost of a water damage claim over the last ten years.
| |% increase in average cost of water |
|Province * | damage claim from 2002 to 2012 |
|British Columbia | 154% |
|Ontario | 136% |
|Alberta | 109% |
|Newfoundland and Labrador| 107% |
|Quebec | 84% |
|Nova Scotia | 61% |
|New Brunswick | 50% |
|National Average | 117% |
* Saskatchewan, Manitoba, PEI and the territories were not broken out due to
small number of claims.
Consumers are encouraged to speak with their insurance broker or insurer to
understand what types of water damage are covered in their policy. For
examples, many Canadians are unaware that overland flooding, such as water
swells from nearby rivers or lakes is not covered under standard home
insurance policies and that this coverage is not widely available.
About Aviva Canada
Aviva Canada is one of the leading Property and Casualty insurance groups in
Canada providing home, automobile, recreational vehicle, group and business
insurance to more than three million customers. A wholly-owned subsidiary of
UK-based Aviva plc, the company has more than 3,000 employees, 25 locations
and 1,700 independent broker partners. Aviva Canada and its employees invest
in positive change including through the Aviva Community Fund and Eva's
Initiatives, its partner in Aviva's global Street to School program to help
homeless and other at-risk youth reach their potential.
For more information visit AvivaCanada.com, our blog or our Twitter, Facebook
and LinkedIn pages.
Media Contact: Glenn Cooper Senior Manager, Public Relations and Social
Media Aviva Canada Inc. Desk: (416) 288-2685 Mobile: (416) 523-3225
Heather MacDonald Account Coordinator Kaiser Lachance Communications Desk:
(647) 725-2520 ext. 207 Mobile: (647) 400-0538
SOURCE: Aviva Canada Inc.
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CO: Aviva Canada Inc.
NI: INS ECOSURV
-0- Apr/10/2013 13:00 GMT
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