Vantiv, Inc. : Vantiv First U.S. Acquirer to Complete MasterCard Requirements to Process EMV Transactions for Both ATM and Point

Vantiv, Inc. : Vantiv First U.S. Acquirer to Complete MasterCard Requirements
     to Process EMV Transactions for Both ATM and Point-of-Sale Locations

                             Vantiv News Release


Vantiv^® First U.S. Acquirer to Complete MasterCard^® Requirements to Process
          EMV Transactions for Both ATM and Point-of-Sale Locations

 Single Integrated Processing Platform Continues to Enable Vantiv to Quickly
                          Integrate New Technologies

CINCINNATI- April 8, 2013  -Vantiv, Inc. (NYSE: VNTV),  a leading provider  of 
payment processing services and related technology solutions for merchants and
financial institutions of  all sizes, announced  today that it  was the  first 
U.S. acquirer to  complete MasterCard's  testing requirements  to process  EMV 
transactions for MasterCard, Maestro and Cirrus brands at both ATM and at  the 
point-of-sale locations.

Vantiv's integrated processing  platform continues  to enable  the Company  to 
quickly integrate new technologies such as EMV. This, combined with  Vantiv's 
comprehensive suite of payment  solutions, represents the Company's  continued 
investments in its core processing platform, emerging technologies and  strong 
execution  capabilities,  which  expand  choice  and  acceptance  options  for 
merchants nationwide.

"The liability shift program gives all parties a stake in applying the highest
level of security to each  transaction," said Mike Weitzman, group  executive, 
U.S. Markets at MasterCard.  "This milestone demonstrates Vantiv's  commitment 
to ensuring their  clients have  a seamless  experience as  the industry  goes 
through this transition. We  will continue to work  with Vantiv in  preparing 
the  groundwork  to  support  smarter  transactions  today  and  drive  future 

Vantiv's network drives nearly 13,000  ATMs for financial institutions  across 
the United States, many of whom operate mixed-vendor fleets comprised of  ATMs 
from NCR (NYSE: NCR) and other manufacturers.

"We are  proud  to  be  the  first U.S.  acquirer  to  meet  MasterCard's  EMV 
requirements for these two key  processing channels," said Carlos Lima,  chief 
operating officer at Vantiv. "These efforts  are a testament to our  strengths 
in quickly implementing new payment technologies and compliance standards  for 
our clients,  which  helps  them  stay ahead  of  the  curve  during  industry 
transitions such as the EMV migration."

Along with meeting MasterCard's EMV  processing requirements, Vantiv has  also 
been certified  to process  EMV transactions  on the  NCR APTRA(TM)  Edge  ATM 
software platform.

Beginning in late  April, Vantiv will  deploy its EMV  processing solution  at 
People's United Bank. At that time,  cardholders in the Greater New York  Area 
will be able  to conduct  EMV transactions at  selected ATMs  operated by  the 
bank. People's United  Bank will be  the first Vantiv  client to provide  EMV 
acceptance for their cardholders.

"Vantiv continues to be a proactive,  consultative partner in meeting all  our 
ATM processing  needs,"  said Ted  Josephson,  first vice  president,  product 
management and development  at People's United  Bank. "Their work  to help  us 
meet this  milestone  ahead  of  schedule is  representative  of  their  agile 
execution capabilities."

As a leader in  the payments industry, Vantiv  is the only U.S.  headquartered 
acquirer to serve on the Board of Advisors of EMVCoand theSmart Card Alliance
EMV Migration Forum Steering Committee Board. The Company also participates as
a key member of the Merchant Advisory Group's EMV Forum.

Vantiv is the number one PIN debit acquirer in the United States and the third
largest  overall  acquirer  based  on  number  of  transactions^1.  For   more 
information about  Vantiv, please  visit vantiv.comor  on Facebook,  Twitter, 
LinkedIn, Google+, and YouTube.


^* 1 The Nilson Report, Issue 1013, March 2013
^* 2 By Revenue in 2011


Andrew Ciafardini

Director of Public Relations for Vantiv


Seth Eisen

U.S. Communications for MasterCard


Jeff Dudash

NCR Corporation


About MasterCard
MasterCard(NYSE: MA),, is a global payments and technology
company. It operates the world's fastest payments processing network,
connecting consumers, financial institutions, merchants, governments and
businesses in more than 210 countries and territories. MasterCard's products
and solutions make everyday commerce activities - such as shopping, traveling,
running a business and managing finances - easier, more secure and more
efficient for everyone. Follow us on Twitter @MasterCardNews, join the
discussion on the Cashless Conversations Blog and subscribe for the latest

About NCR Corporation
NCR Corporation (NYSE: NCR) is a global technology company leading how the
world connects, interacts and transacts with business. NCR's assisted- and
self-service solutions and comprehensive support services address the needs of
retail, financial, travel, healthcare, hospitality, gaming, public sector,
telecom carrier and equipment organizations in more than 100 countries. NCR
( is headquartered in Duluth, Georgia.

About Vantiv, Inc.
Vantiv, Inc. (NYSE: VNTV) is a leading, integrated payment processor
differentiated by a single, proprietary technology platform. Vantiv offers a
comprehensive suite of traditional and innovative payment processing and
technology solutions to merchants and financial institutions of all sizes in
the U.S., enabling them to address their payment processing needs through a
single provider. We build strong relationships with our customers, helping
them become more efficient, more secure and more successful. Vantiv is the
third largest merchant acquirer and the largest PIN debit acquirer based on
number of transactions in the U.S. The company's growth strategy includes
expanding further into high growth payment segments, such as ecommerce,
mobile, prepaid and information solutions, and attractive industry verticals,
such as business-to-business, government, healthcare and education. For more
information, visit

© Copyright Vantiv, LLC. All rights reserved. Vantiv, the Vantiv logo, and
all other Vantiv product or service names and logos are registered trademarks
or trademarks of Vantiv, LLC in the USA and other countries. ® indicates USA




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Source: Vantiv, Inc. via Thomson Reuters ONE
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