First National Bank Finalizes Expansion into Maryland

            First National Bank Finalizes Expansion into Maryland

Former BankAnnapolis Branches Conduct Business as First National Bank

PR Newswire

HERMITAGE, Pa. and ANNAPOLIS, Md., April 8, 2013

HERMITAGE, Pa. and ANNAPOLIS, Md., April 8, 2013 /PRNewswire/ --F.N.B.
Corporation (NYSE: FNB), parent company of First National Bank of
Pennsylvania, today announced that on April 6, 2013, it completed its merger
with Annapolis Bancorp, Inc. (ANNB), parent company of BankAnnapolis. As a
result of the merger, First National Bank acquired eight branches in Anne
Arundel and Queen Anne's Counties in Maryland. Prior to completing the
merger, FNB obtained all required legal and regulatory approvals, and the ANNB
shareholders approved the transaction. Shares of Annapolis Bancorp will no
longer be traded on the NASDAQ stock exchange.

All customers now have access to the full range of First National Bank
products and services, including retail and commercial banking services,
wealth management, leasing, insurance and a complete suite of online and
mobile banking options. Customers can conduct their banking at any of First
National Bank's more than 250 banking offices in Pennsylvania, Ohio, West
Virginia and Maryland.

Vincent J. Delie, Jr., President and CEO of F.N.B. Corporation, commented, "We
look forward to serving our newest clients in Annapolis, as well as delivering
our expanded products and services in the surrounding metropolitan areas,
including Baltimore."

Richard M. Lerner, who served as Chairman and CEO of Annapolis Bancorp, Inc.,
will remain with First National Bank to provide transitional support as
Chairman of the newly established Maryland Region. J. MacGregor (Mac) Tisdale
will serve as Market Executive and President of First National Bank's Maryland
Region. In addition to managing the integration of sales by retail banking,
commercial banking, wealth management and insurance professionals, Tisdale
will also develop business opportunities in the high-growth commercial markets
surrounding Annapolis.

Based on recent commercial client feedback, First National Bank was recognized
as winner of six 2012 Greenwich Excellence in Banking awards, including
National Winner for Overall Client Satisfaction in Small Business and Middle
Market Banking.

About F.N.B. Corporation
F.N.B. Corporation, headquartered in Hermitage, PA, is a diversified financial
services company with total assets of $12.0 billion as of December 31, 2012.
F.N.B. Corporation is a leading provider of commercial and retail banking,
leasing, wealth management, insurance, merchant banking and consumer finance
services in Pennsylvania, Ohio, West Virginia and Maryland where it owns and
operates First National Bank of Pennsylvania, First National Trust Company,
First National Investment Services Company, LLC, F.N.B. Investment Advisors,
Inc., First National Insurance Agency, LLC, F.N.B. Capital Corporation, LLC,
Regency Finance Company and F.N.B. Commercial Leasing. It also operates
consumer finance offices in Kentucky and Tennessee.

The common stock of F.N.B. Corporation trades on the New York Stock Exchange
under the symbol "FNB" and is included in Standard & Poor's SmallCap 600 Index
with the Global Industry Classification Standard (GICS) Regional Banks
Sub-Industry Index. Investor information is available on F.N.B. Corporation's
Web site at

About First National Bank of Pennsylvania
First National Bank of Pennsylvania, the largest subsidiary of F.N.B.
Corporation (NYSE: FNB), has over 250 full-service locations in Pennsylvania,
Ohio, West Virginia and Maryland. First National Bank has been recognized as
a winner of six 2012 Greenwich Excellence in Banking Awards in the categories
of Small Business Banking and Middle Market Banking, awards presented solely
on the basis of client satisfaction.

SOURCE F.N.B. Corporation

Contact: Analyst/Institutional Investor Contact: Cynthia Christopher,
724-983-3429, 724-815-3926 (cell),; Media Contact:
Jennifer Reel, 724-983-4856, 724-699-6389, (cell),
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