XL Group Adds Wrongful Internet Usage Protection to Employment Practices Liability Insurance For US-Based Private Companies

   XL Group Adds Wrongful Internet Usage Protection to Employment Practices
              Liability Insurance For US-Based Private Companies

PR Newswire

HARTFORD, Conn., April 3, 2013

HARTFORD, Conn., April 3, 2013 /PRNewswire/ --To help employers contend with
risks posed by employees' online activities and social media networking, XL
Group's Private Commercial insurance business has added Wrongful Internet
Usage Protection to its Employment Practices Liability coverage as part of its
Management Liability package. 

"One defamatory email by an employee to even a small group of colleagues can
impose considerable liability upon a company. We can also add employees' use
of social networking sites like Facebook and Twitter to a growing list of
Internet risks that employers must manage," explained Bruce Simmons, Vice
President and Product Manager in XL Group's Private Commercial unit. "In
fact, with one click of a mouse, the Internet, especially the growing number
of social media networks at work, poses a multitude of employment practices
risks that employers cannot afford to ignore."

"This enhancement specifically adds employees' online and social media
activities during or after work hours, on or off company premises to the
definition of what is considered a Wrongful Act in our EPLI policy," explained
Mr. Simmons.

XL Group's Management Liability Package Policy is specifically designed for
small to mid-size private companies and offers D&O, EPLI, Fiduciary and Crime
coverage on one policy. XL Group's Private Commercial D&O coverage includes
protection from claims brought by whistleblowers, former board members,
bankruptcy trustees and others. In addition to including Wrongful Internet
Usage Protection, the policy's EPLI coverage addresses claims related to
discrimination involving age, sex, race, disability, etc., as well as wrongful
termination of employment, sexual harassment, and other employment-related
allegations. Fiduciary coverage provides protection against the mishandling
of 401K, pension or other welfare benefit plans. Crime coverage provides
protection against incidents of employee theft, robbery, in-transit robbery,
computer fraud and credit card fraud from third parties.

XL Group's Management Liability coverage is available in the US through XL
Specialty Insurance Company.

About XL's Insurance Operations

XL Group plc's insurance companies offer property, casualty, professional and
specialty insurance products globally. Businesses that are moving the world
forward choose XL as their partner. To learn more, visit xlgroup.com/insurance

About XL Group plc

XL Group plc (NYSE: XL), through its subsidiaries, is a global insurance and
reinsurance company providing property, casualty and specialty products to
industrial, commercial and professional firms, insurance companies and other
enterprises throughout the world. XL is the company clients look to for
answers to their most complex risks and to help move their world forward. Its
principal offices are located at No.1 Hatch Street Upper, 4^th Floor, Dublin
2, Ireland. To learn more, visit xlgroup.com

XL Group is the global brand used by XL Group plc's insurance subsidiaries.

SOURCE XL Group

Website: http://www.xlgroup.com/insurance
Website: http://www.xlgroup.com
Contact: Christine Weirsky, Media Relations, 610-968-9395