Pohjola Pankki Oyj : Pohjola to open a branch office for corporate customers in Vilnius - services available in all Baltic

 Pohjola Pankki Oyj : Pohjola to open a branch office for corporate customers
           in Vilnius - services available in all Baltic countries

Press Release
26 March 2013

As the Lithuanian branch office is opened, Pohjola now provides corporate
customer services in all of the Baltic countries. Corporate customer services
in the Baltic countries consist of payment and liquidity management and
working capital, leasing and investment financing. Comprehensive non-life
insurance services are offered through Seesam subsidiary.

"One of our key objectives in our new strategy is to increase our market
position profitably in the Baltic countries. Our operations in Estonia and
Latvia have got off to a good start despite the difficult market situation. We
have positive expectations about the economic development in Lithuania. We are
targeting our services in Lithuania at our existing Finnish customers and
large local companies," says Reima Rytsölä, Senior Executive Vice President,
Banking.

"The primary objective of international business development is to secure
competitive services for OP-Pohjola Group customers and support the corporate
image as a full-blown financial services provider. We build our customer
relationships on a long-term basis based on in-depth knowledge of customer
needs and their business, and close interaction," he continues.

Enabled by the new branch office, Pohjola and OP-Pohjola Group member
cooperative banks can provide their corporate customers in Lithuania with
payment and cash management services.

Pohjola has been operating in the Baltic region for some two decades through
its non-life insurance subsidiary Seesam. Pohjola has run finance-company
business in the Baltic countries since 2008. Our service range has included
extensive finance lease services. In the summer of 2011, Pohjola opened a
corporate branch office in Tallinn, Estonia, and in the autumn of 2012 in
Riga, Latvia.

For more information:

Reima Rytsölä, Senior Executive Vice President, Banking, Pohjola Bank plc,
tel. +358 (0)10 252 4422, reima.rytsola@pohjola.fi
Jorma Alanne, Executive Vice President, Baltic Banking, Pohjola Bank plc, +358
(0)10 252 4450, jorma.alanne@pohjola.fi

Pohjola Bank plc is a Finnish financial services group which provides its
customers with banking, non-life insurance and asset management services. Our
mission is to promote the sustainable prosperity, security and well-being of
our customers. Profitable growth and an increase in company value form our key
objectives. Pohjola Group serves corporate customers in Finland and abroad by
providing an extensive range of financial, investment, cash- management and
non-life insurance services. Non-life insurance and private banking services
are offered to private customers. Pohjola Series A shares have been listed on
the Large Cap List of the NASDAQ OMX Helsinki since 1989. The number of
shareholders totals around 32,000. Pohjola's consolidated earnings before tax
came to 374 million euros in 2012 and the balance sheet total amounted to 45
billion euros on 31 December 2012. Pohjola is part of OP-Pohjola Group, the
leading financial services group in Finland with over four million customers.

www.pohjola.com

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