United Community Financial Corp. and Home Savings Announce New Board Member

  United Community Financial Corp. and Home Savings Announce New Board Member

Business Wire

YOUNGSTOWN, Ohio -- February 28, 2013

United Community Financial Corp. (NASDAQ: UCFC), holding company of The Home
Savings Loan Company, is pleased to welcome MartyE.Adams as the newest
member of both the UCFC and Home Savings Boards of Directors. His appointment
was effective February 26, 2013.

Mr. Adams has over 30 years of small and large bank management experience.
Prior to forming his own company Marty Adams Consulting, LLC, where he serves
as both an advisor to banks and their boards of directors and to private
equity firms pertaining to bank equity investments, Mr. Adams served as
interim chief executive officer of PVF Capital Corp. and Park View Federal
Savings Bank, Solon, Ohio before joining their boards of directors. He also
served as president and chief operating officer of Huntington Bancshares Inc.
following Huntington's acquisition of Sky Financial Group, Inc. in July 2007
until December 2007. Under his leadership, Adams built Sky Financial, and its
predecessor Citizens Bancshares, Inc., from a small Ohio community bank into
an $18 billion diversified financial holding company, with locations
throughout the Midwest.

“Marty’s extensive experience in strategic planning and banking will be an
asset to both Home Savings and United Community,” said Patrick Bevack,
President and CEO of Home Savings and UCFC. Mr. Adams, by and through his
consulting firm, Marty Adams Consulting, LLC has been working closely with the
Board and management of United Community since February 2011 on United
Community’s capital plan. Bevack further stated: “Having Marty as a consultant
throughout this process and the experience he brings to the table has been
extremely helpful in our capital raising efforts. We look forward to working
together, especially as we further develop strategies for both companies.”

A graduate of West Liberty University (formally known as West Liberty State
College) with a Bachelor of Science in Business Administration and Economics,
Mr. Adams earned his MBA at the Franciscan University. Currently Mr. Adams
serves as a member of both the Board of Trustees of The University of Mount
Union and the Foundation Board of West Liberty University.

This press release does not constitute an offer to sell or a solicitation of
an offer to buy any securities, nor shall there be any sale of securities in
any state or jurisdiction in which such an offer, solicitation or sale would
be unlawful prior to registration or qualification under the securities laws
of any such state or jurisdiction. No offer of securities shall be made except
by means of a prospectus satisfying the requirements of Section10 of the
Securities Act of 1933, as amended (the “Act”). The securities offered in the
private offerings have not been registered under the Act and may not be
offered or sold in the United States absent registration or an applicable
exemption from registration requirements.

A wholly-owned subsidiary of United Community Financial Corp., Home Savings
operates 33 full-service banking offices and 8 loan production offices located
throughout Ohio and western Pennsylvania. Additional information on UCFC and
Home Savings may be found at www.ucfconline.com.


Media Contact:
Home Savings
Colleen Scott, Vice President of Marketing, 330-742-0638
Investor Contact:
UCFC and Home Savings
Patrick Bevack, President and Chief Executive Officer, 330-742-9688
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