Higher One Announces Greater Nationwide ATM Access

  Higher One Announces Greater Nationwide ATM Access

Higher One Announces Premier Checking Account Link to Allpoint Surcharge-Free
                                 ATM Network

Business Wire

NEW HAVEN, Conn. -- February 21, 2013

Higher One, a leader in providing services to higher education administrators
and students at more than 1,250 campuses across the U.S., announces a new
partnership with Allpoint Network, a Cardtronics, Inc. affiliate, to allow
OneAccount Premier cardholders to have free ATM access, nationwide, at 38,000
Allpoint® ATMs.

This move comes in an effort to further expand Higher One’s national ATM
network and will allow OneAccount Premier cardholders to conduct standard ATM
transactions, including withdrawals and statement balance inquiries, free of
charge at any Allpoint Network ATM in the United States.

“We have been working on this massive effort for some time and are very
pleased to kick off 2013 with a significant enhancement to our banking
services for our customers,” said Miles Lasater, COO, who co-founded Higher
One on a college campus in 2000. “Each college or university with whom we
partner is already set up with an ATM or several ATMs, but aligning with
Allpoint Network allows our Premier customers to gain free ATM access in many
more places off campus, including within many retailers already part of their
daily routine.”

College students enrolled at the more than 600 institutions partnered with
Higher One nationwide are eligible for the OneAccount Premier checking
account, regardless of credit history or financial background. Key benefits of
the OneAccount Premier include:

  *No monthly fee with $300 in monthly direct deposit; otherwise $5.95 a
  *Access to over 38,000 Allpoint Network ATMs using the Premier card
  *Reimbursement for one non-Higher One ATM or non-Allpoint ATM transaction
    per month
  *No PIN fees
  *Upgraded cash back rewards in the OneRewards program (up to 20% more than
    other accountholders)
  *Access to interactive “Bud-jet” budgeting tool
  *VIP-level customer care
  *Complimentary starter checks

Click here to find an Allpoint ATM near you. Additional resources:

  *Allpoint ATM locator for Android — http://bit.ly/Android_Allpoint
  *Allpoint ATM locator for Blackberry — http://bit.ly/BlackBerry_Allpoint
  *Allpoint ATM locator for iPhone — http://bit.ly/iPhone_Allpoint

About Higher One Checking Accounts

Higher One offers, through its bank partners, three FDIC-insured checking
accounts, as part of its innovative and high-value banking service built upon
choice. Offered as a part of Higher One’s proprietary OneDisburse® Refund
Management® funds disbursement service that handles financial aid
disbursements for more than 600 colleges and universities across the U.S., the
basic OneAccount requires no minimum balance, has no monthly fee for students,
and does not require a credit check. The Edge and Premier accounts offer more
advanced features based on the needs of individual consumers, and also do not
require a credit check. Higher One is committed to transparency and to
providing consumers a straightforward banking experience. The fee schedule for
all three accounts is always one click away on the website, along with
instructional videos on how to avoid fees and use the basic OneAccount for

About Allpoint

Allpoint Network is the largest surcharge-free ATM network with more than
50,000 ATMs in leading national and regional merchant locations across the
United States, Canada, Mexico, United Kingdom and Australia. Allpoint provides
greater access, convenience and savings to customers of financial institutions
while providing institutions the tools to compete more effectively for
customers. For more information or to find the nearest Allpoint surcharge-free
ATM, please visit www.AllpointNetwork.com. Allpoint Network is an affiliate of
Cardtronics, Inc.

About Higher One

Higher One Holdings, Inc. (NYSE: ONE) is a leading company focused on creating
cost-saving efficiencies for higher education institutions and providing
high-value services to students. Higher One offers a wide array of
technological services on campus, ranging from streamlining the institution’s
performance analytics and financial aid refund processes to offering students
innovative banking services, tuition payment plans, and the basics of
financial management. Higher One works closely with colleges and universities
to allocate resources more efficiently in order to provide a higher quality of
service and education to students.

Founded in 2000 on a college campus by college students, Higher One now serves
more than half of the higher education market, providing its services to over
1,300 campuses and 10.9 million students at distinguished public and private
institutions nationwide. More information about Higher One can be found at


Higher One Holdings, Inc.
Shoba V. Lemoine, 203-776-7776 x 4503
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