Vantiv, Inc. : Vantiv, Inc. : Vantiv First U.S. Acquirer to Complete Mandate Requirements to Process both EMV Visa and Interlink

 Vantiv, Inc. : Vantiv, Inc. : Vantiv First U.S. Acquirer to Complete Mandate
       Requirements to Process both EMV Visa and Interlink Transactions

                             Vantiv News Release

         Vantiv First U.S. Acquirer to Complete Mandate Requirements
             to Process both EMV Visa and Interlink Transactions

 Single Integrated Processing Platform Continues to Enable Vantiv to Quickly
                          Integrate New Technologies

      Largest U.S. PIN Debit Acquirer Continues to Provide Leadership in
                        Transitioning Merchants to EMV

Cincinnati - Feb. 19, 2013 - Vantiv, Inc. (NYSE: VNTV), a leading provider  of 
payment processing services and related technology solutions for merchants and
financial institutions of all sizes, announced today that it is the first U.S.
acquirer to  complete  host testing  requirements  to process  both  Visa  and 
Interlink EMV transactions in support of the EMV acquirer mandate.

EMV is a global standard for credit and debit payment cards based on chip card
technology with enhanced security.  Embedded in the  card is a  microprocessor 
containing cryptographic  processing  techniques, which  when  utilized,  make 
card-present payments more secure.  More than one  billion card users  outside 
the United States are currently utilizing this technology, and U.S.  acquirers 
are required to certify their processing platforms by April 1, 2013.

"We are proud to be the first  U.S. acquirer to achieve this integration  with 
Visa," said Carlos  Lima, Chief Operating  Officer at Vantiv.  "To assist  our 
clients with the  coming EMV  liability shift, being  the first  to offer  EMV 
acceptance for both Visa and Interlink is essential and is a testament to  our 
strengths in  quickly implementing  new  payment technologies  and  compliance 

Vantiv is  the third  largest  merchant acquirer  and  the largest  PIN  debit 
acquirer in the United States based  on number of transactions, and  processes 
for 8 of  the top 25  retailers in  the nation with  volumes weighted  towards 
non-discretionary, everyday spend categories.

"Visa is  pleased  Vantiv is  able  to support  EMV  processing ahead  of  the 
acquirer processing  mandate and  meet the  needs of  merchants and  financial 
institutions who want to adopt EMV chip technology," said Stephanie  Ericksen, 
Head  of  Authentication  Product  Integration  at  Visa  Inc.  "Meeting  this 
milestone demonstrates Vantiv's commitment to EMV technology."

As a leader in the industry, Vantiv is the only U.S. headquartered acquirer to
serve on the Board of Advisors of EMVco, and is one of two acquirers  recently 
elected to the Smart Card Alliance EMV Forum Steering Committee. The  Company 
also participates as a key member of the Merchant Advisory Group's EMV Forum.

"At Vantiv, we work to ensure our  clients are informed and prepared for  this 
important transition," said Patty Walters, Senior Vice President for  Merchant 
Products  and  Security  at  Vantiv.  "EMV  offers  merchants  and   financial 
institutions new ways to limit counterfeit fraud and provides their  customers 
a more secure shopping experience. While  today is an important milestone  for 
Vantiv, we remain focused on continuing to educate our clients and partners to
ensure a seamless, timely transition for the entire industry."

Vantiv's integrated processing  platform continues  to enable  the Company  to 
quickly integrate new technologies such as EMV. This, combined with  Vantiv's 
comprehensive suite of payment  solutions, represents the Company's  continued 
investments in its core processing platform, emerging technologies and  strong 
execution  capabilities,  which  expand  choice  and  acceptance  options  for 
merchants nationwide.

Vantiv is on  track to  achieve its  remaining EMV  network certifications  by 
April 1, 2013. For more information  about Vantiv, please visit  or 
on Twitter, Facebook, LinkedIn and Google+.

^* 1 By Revenue in 2011

Andrew Ciafardini
Director of Public Relations for Vantiv

About Vantiv, Inc.
Vantiv, Inc. (NYSE: VNTV) is a leading, integrated payment processor
differentiated by a single, proprietary technology platform. Vantiv offers a
comprehensive suite of traditional and innovative payment processing and
technology solutions to merchants and financial institutions of all sizes in
the U.S., enabling them to address their payment processing needs through a
single provider. We build strong relationships with our customers, helping
them become more efficient, more secure and more successful. Vantiv is the
third largest merchant acquirer and the largest PIN debit acquirer based on
number of transactions in the U.S. The company's growth strategy includes
expanding further into high growth payment segments, such as ecommerce,
mobile, prepaid and information solutions, and attractive industry verticals,
such as business-to-business, government, healthcare and education. For more
information, visit


© Copyright Vantiv, LLC. All rights reserved. Vantiv, the Vantiv logo, and
all other Vantiv product or service names and logos are registered trademarks
or trademarks of Vantiv, LLC in the USA and other countries. ® indicates USA



This announcement is distributed by Thomson Reuters on behalf of Thomson
Reuters clients.

The owner of this announcement warrants that:
(i) the releases contained herein are protected by copyright and other
applicable laws; and
(ii) they are solely responsible for the content, accuracy and originality of
information contained therein.

Source: Vantiv, Inc. via Thomson Reuters ONE
Press spacebar to pause and continue. Press esc to stop.