Astoria Financial Corporation To Participate In The KBW 2013 Boston Bank Conference

   Astoria Financial Corporation To Participate In The KBW 2013 Boston Bank

PR Newswire

LAKE SUCCESS, N.Y., Feb. 19, 2013

LAKE SUCCESS, N.Y., Feb.19, 2013 /PRNewswire/ --Astoria Financial
Corporation (NYSE: AF), announced that it will participate in the Keefe,
Bruyette & Woods 2013 Boston Bank Conference on Wednesday, February 27, 2013.
Astoria's President and Chief Executive Officer, Monte N. Redman, will be
presenting at the conference at 2:30 p.m. ET.

A simultaneous webcast of Mr. Redman's presentation, including any follow-up
questions and answers, will be available on the Company's website,, and archived from Thursday, February 28, 2013 through
Friday, March 8, 2013.

Astoria Financial Corporation, with assets of $16.5 billion, is the holding
company for Astoria Federal Savings and Loan Association. Established in
1888, Astoria Federal, with deposits in New York totaling $10.4 billion, is
the largest thrift depository in New York and embraces its philosophy of
"Putting people first" by providing the customers and local communities it
serves with quality financial products and services through 85 convenient
banking office locations and multiple delivery channels, including its
enhanced website, Astoria Federal commands the fourth
largest deposit market share in the attractive Long Island market, which
includes Brooklyn, Queens, Nassau, and Suffolk counties with a population
exceeding that of 38 individual states. Astoria Federal originates
residential mortgage loans through its banking and loan production offices in
New York, a broker network in four states, primarily along the East Coast, and
through correspondent relationships covering nine states and the District of
Columbia. Astoria Federal also originates multi-family and commercial real
estate loans, primarily on rent controlled and rent stabilized apartment
buildings, located in New York City and the metropolitan area.

Forward Looking Statements
The webcast and slide presentation referenced in this news release may contain
a number of forward-looking statements within the meaning of Section 27A of
the Securities Act of 1933, as amended, and Section 21E of the Securities
Exchange Act of 1934, as amended. These statements may be identified by the
use of such words as "anticipate," "believe," "could," "estimate," "expect,"
"intend," "may," "outlook," "plan," "potential," "predict," "project,"
"should," "will," "would," and similar terms and phrases, including references
to assumptions.

Forward-looking statements are based on various assumptions and analyses made
by us in light of our management's experience and perception of historical
trends, current conditions and expected future developments, as well as other
factors we believe are appropriate under the circumstances. These statements
are not guarantees of future performance and are subject to risks,
uncertainties and other factors (many of which are beyond our control) that
could cause actual results to differ materially from future results expressed
or implied by such forward-looking statements. These factors include, without
limitation, the following: the timing and occurrence or non-occurrence of
events may be subject to circumstances beyond our control; there may be
increases in competitive pressure among financial institutions or from
non-financial institutions; changes in the interest rate environment may
reduce interest margins or affect the value of our investments; changes in
deposit flows, loan demand or real estate values may adversely affect our
business; changes in accounting principles, policies or guidelines may cause
our financial condition to be perceived differently; general economic
conditions, either nationally or locally in some or all areas in which we do
business, or conditions in the real estate or securities markets or the
banking industry may be less favorable than we currently anticipate;
legislative or regulatory changes, including the implementation of the
Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010, and any
actions regarding foreclosures may adversely affect our business; transition
of our regulatory supervisor from the Office of Thrift Supervision to the
Office of the Comptroller of the Currency and the Board of Governors of the
Federal Reserve Board; effects of changes in existing U.S. government or
government-sponsored mortgage programs; technological changes may be more
difficult or expensive than we anticipate; success or consummation of new
business initiatives may be more difficult or expensive than we anticipate; or
litigation or other matters before regulatory agencies, whether currently
existing or commencing in the future, may be determined adverse to us or may
delay the occurrence or non-occurrence of events longer than we anticipate. We
have no obligation to update any forward-looking statements to reflect events
or circumstances after the date of this document.

SOURCE Astoria Financial Corporation

Contact: Peter J. Cunningham, First Vice President, Investor Relations,
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