Better Drivers Pay Less for Car Insurance with Snapshot® Usage-Based Insurance Program from Progressive

  Better Drivers Pay Less for Car Insurance with Snapshot® Usage-Based
  Insurance Program from Progressive

           Snapshot now available to drivers in state of Washington

Business Wire

MAYFIELD VILLAGE, Ohio -- February 19, 2013

Business travelers who park their cars at the airport several days a week.
Families with an extra car they only drive occasionally. Drivers who avoid
slamming on the brakes. They’re all less likely to be in an accident and can
save money on their car insurance with Snapshot, Progressive’s optional Pay As
You Drive^® insurance discount program, a form of insurance also known as
usage-based insurance (UBI).

This cool Snapshot gadget from Progressive won't cost you a cent, but it could
save you from zero up ...

This cool Snapshot gadget from Progressive won't cost you a cent, but it could
save you from zero up to 30 percent on your car insurance. (Photo: Business

With Snapshot, consumers can save on their car insurance based on their safe
driving habits. Drivers currently earning discounts in the optional program
are already saving an average of $150 per year. The program is now available
to Progressive customers in Washington and open for a free test drive to all
drivers in the state even if they are not Progressive customers. To test drive
Snapshot, visit:

Snapshot creates a personalized insurance rate based on a driver’s actual
habits. Progressive has been awarded a series of patents on the methods and
systems used in Snapshot, creating a program that is unmatched in its advanced
technology, security and ability to optimize discounts for customers.

“More than one million drivers have participated in our program to get
personalized car insurance rates by sharing information about their safe
driving,” said Dave Pratt, Progressive’s general manager of usage-based
insurance. “Now, Washington drivers are just 30 days away from saving with the
Snapshot program.”

How Snapshot Works

  *After drivers sign up for the Snapshot program, they receive a device that
    fits in the palm of their hand and plugs into the on-board diagnostic
    (OBD) port of their car. The Snapshot device measures how, how much and
    when consumers drive their vehicle, then sends that driving data to
    Progressive. It doesn’t have GPS, so it doesn’t track a vehicle’s location
    or know if a driver is speeding.
  *After 30 days, customers will find out if they’re eligible for a discount
    based on their driving habits. People who drive less, in safer ways and
    during safer times of day are more likely to get a discount.
  *Customers that keep the device installed for their six-month policy term
    will receive their final discount and return the device to Progressive.
  *Non-customers that test drive Snapshot will have the option to switch to
    Progressive and keep their discount or return the device to Progressive
    without switching.

Other Facts

  *Snapshot is voluntary and customers can opt out at any time.
  *Drivers who are not Progressive customers are not required to switch after
    testing Snapshot.
  *Drivers can earn a discount from 0-30 percent based on their driving
  *Customers can review their projected discount by simply visiting and logging into their policy, or using Progressive’s
    mobile app.
  *Progressive has tested and refined its UBI program for more than 15 years
    and has collected more than six billion miles of driving data.


  *Snapshot website:
  *Snapshot test drive website:
  *Find a Snapshot certified local agent:
  *Flo demonstrates Snapshot:
  *Snapshot images for download:

About Progressive

The Progressive Group of Insurance Companies makes it easy to understand, buy,
and use auto insurance. Progressive offers choices so consumers can reach it
whenever, wherever, and however it’s most convenient—online at, by phone at 1-800-PROGRESSIVE, on a mobile device or
in-person with a local agent.

Progressive offers insurance for personal and commercial autos and trucks,
motorcycles, boats, recreational vehicles, and homes. It’s the fourth largest
auto insurer in the country, the largest seller of motorcycle insurance, and a
leader in commercial auto insurance. Progressive also offers car insurance
online in Australia at

Founded in 1937, Progressive continues its long history of offering shopping
tools and services that save customers time and money, like Name Your Price^®,
the Snapshot Discount^®, and a concierge level of claims service.

The Common Shares of The Progressive Corporation, the Mayfield Village,
Ohio-based holding company, trade publicly at (NYSE:PGR).

Photos/Multimedia Gallery Available:



Erin Vrobel, 440-395-0179
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