United Community Banks, Inc. Expands Relationship with Fiserv

  United Community Banks, Inc. Expands Relationship with Fiserv

  *United Community Banks, Inc. has renewed its account processing
    relationship, and will continue to leverage the Premier bank platform and
    an array of integrated products
  *The bank added debit card services to online banking and bill payment,
    item processing, remote check capture, person-to-person payments, business
    intelligence, and customer and channel management solutions from Fiserv
  *Enterprise-wide integration and the scalability of Fiserv solutions were
    cited as key decision factors

Business Wire

BROOKFIELD, Wis. -- February 11, 2013

Fiserv, Inc. (NASDAQ: FISV), a leading global provider of financial services
technology solutions, today announced that United Community Banks, Inc., a
$6.7 billion bank holding company headquartered in Blairsville, Ga., has
extended and expanded its relationship with Fiserv. United will continue to
operate on the Premier^® bank platform with a host of additional Fiserv
solutions, in addition to new deployments of card services solutions from

The innovation, integration and scalability offered by Fiserv solutions were
cited by United as key factors in its decision. United is the third-largest
traditional bank holding company in Georgia, operating more than 100 locations
in Georgia, North Carolina and Tennessee, and holds a customer satisfaction
rating of 95 percent, as reported by Customer Service Profiles, LLC.

“United relies on the market-leading innovation and integration offered by
Fiserv to help our organization grow, while supporting the exceptional level
of service our customers expect,” said Jim Stewart, Chief Technology Officer,
United Community Banks, Inc. “We consider this technology a competitive
advantage, as we, like other institutions, must maintain outstanding customer
satisfaction, lower operating expenses, meaningfully increase operating
efficiency and remain focused on improving overall credit measures.”

Centered on the Premier bank platform, United utilizes Business Process
Manager for new account and process management, CheckFree^® RXP^® for bill
payment, Popmoney^® for person-to-person payments, Retail Online™ and Business
Online™ for online banking, Merchant Source Capture™ for remote check
deposits, Director™ for electronic content management, and several other
Fiserv solutions. Fiserv will also help the bank implement EFT Processing for
electronic funds transfer and deploy the ACCEL/Exchange^® Network, to give
United’s cardholders around-the-clock access to demand deposit account funds
at ATMs and the point of sale.

Premier is a comprehensive, integrated and scalable community and regional
bank platform available for outsourced and in-house deployment. United will
continue to process in-house. According to Stewart, this model is the best fit
for United, giving the bank several cost and processing benefits. United
prefers the flexibility of in-house processing and operating the bank’s
systems internally.

“For more than 20 years, United has partnered with Fiserv to provide
innovative, integrated technology as the foundation for continued growth and
success,” said Teri Carstensen, president, Bank Solutions, Fiserv. “Like
consumers everywhere, United’s customers have come to expect a high degree of
flexibility and personalization from their banking experience. Fiserv will
continue to provide leading-edge products and services that help United go
toe-to-toe with larger banks in its market.”

Fiserv is the U.S. market leader in account processing services, electronic
bill payment and presentment for financial institutions. More than 55 million
consumers use Fiserv-powered online banking services, and more than one in
three U.S. financial institutions rely on Fiserv for account processing
solutions and expertise.

About United Community Banks, Inc.

Headquartered in Blairsville, United Community Banks, Inc. is the
third-largest bank holding company in Georgia. United has assets of $6.7
billion and operates 27 community banks with 104 banking offices throughout
north Georgia, the Atlanta region, coastal Georgia, western North Carolina and
east Tennessee. United specializes in providing personalized community banking
services to individuals and small to mid-size businesses and also offers the
convenience of 24-hour access through a network of ATMs, telephone and online
banking. United's common stock is listed on the Nasdaq Global Select Market
under the symbol UCBI. Additional information may be found at United's website
at www.ucbi.com.

About Fiserv

Fiserv, Inc. (NASDAQ: FISV) is a leading global technology provider serving
the financial services industry, driving innovation in payments, processing
services, risk and compliance, customer and channel management, and business
insights and optimization. For more information, visit www.fiserv.com.



Media Relations:
Julie Smith
Public Relations Manager
Fiserv, Inc.
Additional Contact:
Wade Coleman
Director, Public Relations
Fiserv, Inc.
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