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Calpian’s Emerging Market Mobile Payments Solution Grows to Approximately $11.9 Million in Processed Transaction Volume in



  Calpian’s Emerging Market Mobile Payments Solution Grows to Approximately
  $11.9 Million in Processed Transaction Volume in January

Business Wire

DALLAS -- February 5, 2013

Calpian, Inc. (OTC:CLPI) announces that, as of January 31, 2013, the
Money-on-Mobile service offered by its Indian subsidiary is now being
supported by over 122,340 retail locations, increased from 118,000 on December
31, 2012, and accessed by approximately 35.8 million unique phone number
customers, up from the 32.5 million reported from the previous month. The
January 2013 processed transaction volume, measured in Indian rupees, was
636.7 million INR – an approximate 16 million increase over December 2012
processed volume. At current exchange rates, January processed transaction
volume was approximately $11.9 million.

“Since our initial investment in Money-on-Mobile in April 2012, we’ve seen
consistent monthly growth in both the number of users and of retailers
embracing Money-on-Mobile as their preferred method of mobile payment,” says
Calpian CEO, Harold Montgomery. “It’s exciting to see such a positive trend
and to offer a product that is so easily accessible to the massive Indian
population.”

About Calpian, Inc.

Calpian, Inc. (OTC:CLPI) is a publicly traded company with corporate offices
in Dallas, Texas and mobile payments emerging-market operations through its
subsidiary in India. Calpian’s U.S. business focuses on the 10,000 Independent
Sales Organizations (ISOs) that serve approximately two million small
merchants across all industries in the U.S. who pay an estimated $1 billion in
annual residuals. Calpian’s Indian subsidiary offers Money-on-Mobile, a
pre-paid mobile payment solution, to more than 122,340 Indian retail
locations. Calpian’s management team has over 70 years in combined experience
in the payments business. Calpian’s CEO, Harold Montgomery, is a recognized
industry leader who has provided expert testimony to the U.S. Congress and
Federal Reserve Bank on payments-related issues and regularly appears in
numerous industry publications, such as Transaction World Magazine. Please
visit our website at www.calpian.com for more information.

Contact:

Calpian, Inc.
Media Contact:
Cynthia Bailey, CMO, 404-886-8885
cynthia@casabailey.com
or
Company Contact:
Harold Montgomery, CEO, 214-758-8603
haroldmontgomery@calpian.com
or
Investor Relations Contact:
John Liviakis, 415-389-4670
john@Liviakis.com
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