ACE Expands Environmental Pollution Product for Public Entities

  ACE Expands Environmental Pollution Product for Public Entities

 New Endorsement Offers Integrated First-Party Pollution Coverage for Public

Business Wire

PHILADELPHIA -- January 31, 2013

ACE USA, the U.S.-based retail operations of the ACE Group, today announced
the introduction of a new product -- an enhanced ACE Public Entity Retained
Limits Policy Endorsement -- which is designed to cover the unique pollution
risks faced by public entities. The enhanced policy combines public officials
liability with pollution liability coverage to include reimbursement for
environmental cleanup costs, auto and mobile equipment upset and overturn,
including cargo, as well as fungi and mold coverage, thus providing a
comprehensive group of coverages in a single insurance solution. This coverage
is available for municipalities, counties, public schools, special districts,
agencies and authorities, and utilities.

“ACE continues to demonstrate its commitment to the unique specialty coverage
needs of public entities,” said Paul Cunney, Vice President, ACE Public Entity
Practice Leader. “The addition of this environmentally-focused endorsement
further demonstrates our commitment to providing insurance and risk management

“ACE’s new policy enhancement shows our ongoing commitment to risk managers
serving public sector clients by offering them a customized approach to
addressing their unique environmental exposures associated with the day-to-day
operations of their political subdivisions, agencies and authorities,” said
Jon Peeples, Vice President, ACE Environmental Risk.

Key features of the policy enhancement include:

  *Sudden and Accidental Pollution Coverage with Time Element and Named
  *Includes coverage for pesticides and herbicides
  *Remediation expenses covered both on-site and off-site
  *Auto and mobile equipment upset and overturn, including Cargo
  *Fungi coverage is optional
  *Limits available up to $2M
  *Simplified submission process, which includes Commercial General
    Liability, Auto Loss History and Property Schedule
  *Responsive underwriting staff with strong expertise in providing
    environmental risk solutions
  *Dedicated environmental claims specialists

ACE Public Entity, a unit of ACE USA, specializes in meeting the underwriting
insurance needs of public entities, with specialists in underwriting, claim
management, loss control, risk and safety engineering. For more information
about ACE Public Entity and its range of products and services, please visit
our website. ACE Environmental Risk, a division of ACE USA and part of the ACE
Group, offers a full range of environmental liability solutions designed to
minimize bottom-line impacts, and provide hands-on management for those
liabilities. For more information about ACE Environmental Risk and its range
of products and services, please visit our website.

Insurance provided by affiliated insurance companies in the ACE Group. The
product information above is a summary only; please see the actual policy for
terms and conditions. Surplus lines insurance provided only through licensed
surplus lines producers. All products may not be available in all

ACE USA is the U.S-based retail operating division of the ACE Group, and is
rated A+ (Superior) by A.M. Best Company and AA- (Very Strong) by Standard &
Poor’s. ACE USA, through its underwriting companies, provides insurance
products and services throughout the U.S. Additional information on ACE USA
and its products and services can be found at: The ACE
Group is one of the world’s largest multiline property and casualty insurers.
With operations in 53 countries, ACE provides commercial and personal property
and casualty insurance, personal accident supplemental health insurance,
reinsurance, and life insurance to a diverse group of clients. ACE Limited,
the parent company of the ACE Group, is listed on the New York Stock Exchange
(NYSE: ACE) and is a component of the S&P 500 index. Additional information
can be found at:


ACE North America Communications
Carla Ferrara, 215-640-4744
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