TD Bank Adds Choice for Home Buyers with "Right Step" Mortgage Program

    TD Bank Adds Choice for Home Buyers with "Right Step" Mortgage Program

"Right Step" Program Available to Qualified Buyers Who Make Up To 80% of the
Median Area Income as Determined by HUD.

Features Flexible Down Payment Options and Simplified Underwriting and
Appraisal Processes

PR Newswire

PORTLAND, Maine and CHERRY HILL, N.J., Jan. 29, 2013

PORTLAND, Maine and CHERRY HILL, N.J., Jan. 29, 2013 /PRNewswire/ -- TD Bank,
America's Most Convenient Bank^®, is now offering "Right Step", a mortgage
product built for home buyers in TD Bank's Maine to Florida footprint who make
up to 80% of the median area income as determined by the U.S. Department of
Housing and Urban Development (HUD). "Right Step" provides qualified home
buyers with an alternative to Federal Housing Administration (FHA) backed loan
products and features flexible down payment options, simplified underwriting
and appraisal processes and the potential for significant savings on mortgage
insurance.

(Logo: http://photos.prnewswire.com/prnh/20081031/NEF005LOGO-a )

"TD Bank is committed to creating a smooth, convenient home financing process
with multiple mortgage products that can meet the needs of a diverse array of
borrowers," said Michael Copley, Executive Vice President, Retail Lending, TD
Bank. "With Right Step, and all TD mortgage products, home buyers can count on
on-time closing and 24/7 access to lending professionals who are available to
answer questions and to ensure buyers are confident and informed about their
loan."

TD Bank offers competitive rates on numerous mortgage products including
conventional, jumbo, adjustable rate and FHA loans. Customers can apply for a
TD Bank home loan when and where it's convenient for them - in person at a TD
Bank Store, by phone at 800-822-6761 or online at
http://tdbank.mortgagewebcenter.com.

To learn more about TD Bank, America's Most Convenient Bank, stop by a store,
visit us at www.tdbank.com, find us on Facebook at
www.facebook.com/TDMoneyLoungeUS or on Twitter at www.twitter.com/TDBank_US.

About TD Bank, America's Most Convenient Bank
TD Bank, America's Most Convenient Bank, is one of the 10 largest banks in the
U.S., providing nearly 8 million customers with a full range of retail, small
business and commercial banking products and services at nearly 1,300
convenient locations throughout the Northeast, Mid-Atlantic, Metro D.C., the
Carolinas and Florida. In addition, TD Bank and its subsidiaries offer
customized private banking and wealth management services through TD Wealth®,
and vehicle financing and dealer commercial services through TD Auto Finance.
TD Bank is headquartered in Cherry Hill, N.J., and Portland, Maine. To learn
more, visit www.tdbank.com. Find TD Bank on Facebook at
www.facebook.com/TDMoneyLoungeUS and on Twitter at www.twitter.com/TDBank_US.

TD Bank, America's Most Convenient Bank, is a member of TD Bank Group and a
subsidiary of The Toronto-Dominion Bank of Toronto, Canada, a top 10 financial
services company in North America. The Toronto-Dominion Bank trades on the New
York and Toronto stock exchanges under the ticker symbol "TD." To learn more,
visit www.td.com.

SOURCE TD Bank

Website: http://www.TDBank.com
Contact: Gabe Weissman, +1-856-813-4207, gabriel.weissman@td.com
 
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