Automobile Consumer Services, Inc. Announces Partnership with LendingTree Autos and CreditSmarts.com

  Automobile Consumer Services, Inc. Announces Partnership with LendingTree
  Autos and CreditSmarts.com

Agreement gives consumers and independent dealers access to national financing
for a wide spectrum of credit

Business Wire

CINCINNATI -- January 24, 2013

Automobile Consumer Services, Inc. (ACS), a leading provider of
direct-to-consumer financing and leasing services, entered into a joint
agreement with LendingTree Autos and CreditSmarts.com to offer competitive
financing options for consumers of LendingTree Autos and to dealers of the
CreditSmarts.com lending platform.

This new partnership brings buying power to consumers with more access to
funding sources, lower APR’s and competitive terms that match their credit
profiles. ACS’s hands-on call center offers personalized loan assistance
consumers can’t get from larger banks, including handling tilting and
licensing, eliminating the need for consumer to have to visit the DMV.

“Working with the CreditSmarts.com auto lending platform to process auto loan
opportunities generated through LendingTree Autos will give car buyers
competitive financing options,” says Tarry Shebesta, President of ACS. “We
also help give dealers, with limited access to consumer financing, a
competitive edge and help them sell more cars.”

"We are pleased to have ACS as a financing source for LendingTree Autos
customers and for our dealers on the CreditSmarts.com platform,” comments Sean
Ryan, CEO, CreditSmarts.com. “We know having strong reputable lenders on our
platform helps our dealers get more deals funded and ultimately be more
profitable.”

The agreement is effective immediately. Dealers interested in further
information may contact the CreditSmarts.com Sales Support team at
888-345-0918.

About Automobile Consumer Services, Inc. (ACS)

ACS Financial is a service of Automobile Consumer Services, Inc., a leading
provider of online auto financing and leasing, online vehicle marketing, and
software development. Our proprietary technology and automotive experience
give ACS a competitive edge in the industry. Visit http://www.acscorp.com for
more information.

About CreditSmarts.com

CreditSmarts.com offers business-to-business e-commerce solutions that
streamline the traditional indirect auto loan transaction by uniting dealers
with lenders through real-time connections. Visit http://www.CreditSmarts.com
for more information.

About LendingTree, LLC

LendingTree, LLC is the nation’s leading online source for competitive home
loan offers, empowering consumers during the mortgage, refinance or auto loan
process. LendingTree provides an online marketplace which connects consumers
with multiple lenders that compete for their business, as well as an array of
online tools and information to help consumers find the best loan. Since
inception, LendingTree has facilitated more than 30 million loan requests and
$214 billion in closed loan transactions. LendingTree provides access to
lenders offering mortgages and refinance loans, home equity loans/lines of
credit, and more. LendingTree, LLC is a subsidiary of Tree.com, Inc. (NASDAQ:
TREE). For more information go to www.lendingtree.com, dial 800-555-TREE, join
our Facebook page and/or follow us on Twitter @LendingTree.

Contact:

Automobile Consumer Services, Inc.
Tarry Shebesta, 513-527-7700 x11