Aflac Hires Drew J. Niziak As Senior Vice President Of Broker Sales And Aflac Benefits Solutions

Aflac Hires Drew J. Niziak As Senior Vice President Of Broker Sales And Aflac
                              Benefits Solutions

PR Newswire

COLUMBUS, Ga., Jan. 24, 2013

COLUMBUS, Ga., Jan. 24, 2013 /PRNewswire/ --Aflac, the No. 1 provider of
voluntary and guaranteed-renewable insurance in the United States, today
announced that it has hired Drew J. Niziak, a 20-year veteran of the insurance
industry, as its new senior vice president of Broker Sales and Aflac Benefits
Solutions (ABS), a wholly owned subsidiary of Aflac.

In his new role, Niziak will oversee the broker sales strategy and lead the
development of national and regional marketing relationships with insurance
brokers through ABS and Aflac. ABS provides specialized services to the
company's most significant brokerage partners through an experienced team of
business developers, consultants, strategic account managers and broker
service professionals while Aflac provides dedicated services and support to
mid-tier and regional brokers in partnership with Aflac's sales force.

Prior to joining Aflac, Niziak held several positions with Sun Life Financial
in the Employee Benefit Group. Joining the company as a group sales
representative in 1993, he most recently held executive vice president
positions in sales and distribution, where he helped develop new voluntary
insurance products. Niziak holds a master of business administration degree
from The Wharton School of the University of Pennsylvania and a bachelor of
arts degree from Johns Hopkins University.

Aflac Senior Vice President of Sales Distribution Byron Matthews commented:
"Drew's impressive experience will be invaluable as we continue to provide
solutions for brokers at every level. As the health care landscape continues
to change, brokers are increasingly trusted to educate business owners about
solutions that make more complete coverage options available to employees —
without additional costs to the company. Drew will further Aflac's ability to
provide brokers with solutions to drive revenue growth and as leader of ABS
will ensure increased support and services to national brokerages as part of
the industry's most comprehensive broker-focused solution."

Niziak said, "Aflac is the industry leader, and I welcome the opportunity to
strengthen that position by providing brokers with both group and individual
products, value-added services and tools and the dedicated support they need.
In today's changing market, developing relationships with brokers and national
brokerage firms is crucial to expanding the market for voluntary insurance
products and services."

When a policyholder gets sick or hurt, Aflac pays cash benefits fast. For
nearly six decades, Aflac insurance policies have given policyholders the
opportunity to focus on recovery, not financial stress. In the United States,
Aflac is the number one provider of guaranteed-renewable insurance. In Japan,
Aflac is the number one life insurance company in terms of individual policies
in force. Aflac individual and group insurance products provide protection to
more than 50 million people worldwide. For six consecutive years, Aflac has
been recognized by Ethisphere magazine as one of the World's Most Ethical
Companies. In 2013, FORTUNE magazine recognized Aflac as one of the 100 Best
Companies to Work For in America for the 15th consecutive year. Also, FORTUNE
magazine included Aflac on its list of Most Admired Companies for the 11th
time in 2012. Aflac Incorporated is a Fortune 500 company listed on the New
York Stock Exchange under the symbol AFL. To find out more about Aflac, visit or

The Private Securities Litigation Reform Act of 1995 provides a "safe harbor"
to encourage companies to provide prospective information, so long as those
informational statements are identified as forward-looking and are accompanied
by meaningful cautionary statements identifying important factors that could
cause actual results to differ materially from those included in the
forward-looking statements. We desire to take advantage of these provisions.
This document contains cautionary statements identifying important factors
that could cause actual results to differ materially from those projected
herein, and in any other statements made by company officials in
communications with the financial community and contained in documents filed
with the Securities and Exchange Commission (SEC).

Forward-looking statements are not based on historical information and relate
to future operations, strategies, financial results or other developments.
Furthermore, forward-looking information is subject to numerous assumptions,
risks and uncertainties. In particular, statements containing words such as
"expect," "anticipate," "believe," "goal," "objective," "may," "should,"
"estimate," "intends," "projects," "will," "assumes," "potential," "target" or
similar words as well as specific projections of future results, generally
qualify as forward-looking. Aflac undertakes no obligation to update such
forward-looking statements. We caution readers that the following factors, in
addition to other factors mentioned from time to time, could cause actual
results to differ materially from those contemplated by the forward-looking
statements: difficult conditions in global capital markets and the economy;
governmental actions for the purpose of stabilizing the financial markets;
defaults and credit downgrades of securities in our investment portfolio;
impairment of financial institutions; credit and other risks associated with
Aflac's investment in perpetual securities; differing judgments applied to
investment valuations; significant valuation judgments in determination of
amount of impairments taken on our investments; limited availability of
acceptable yen-denominated investments; concentration of our investments in
any particular single-issuer or sector; concentration of business in Japan;
ongoing changes in our industry; exposure to significant financial and capital
markets risk; fluctuations in foreign currency exchange rates; significant
changes in investment yield rates; deviations in actual experience from
pricing and reserving assumptions; subsidiaries' ability to pay dividends to
Aflac Incorporated; changes in law or regulation by governmental authorities;
ability to attract and retain qualified sales associates and employees;
decreases in our financial strength or debt ratings; ability to continue to
develop and implement improvements in information technology systems; changes
in U.S. and/or Japanese accounting standards; failure to comply with
restrictions on patient privacy and information security; level and outcome of
litigation; ability to effectively manage key executive succession; impact of
the recent earthquake and tsunami natural disaster and related events at the
nuclear plant in Japan and their aftermath; catastrophic events including, but
not necessarily limited to, tornadoes, hurricanes, earthquakes, tsunamis, and
damage incidental to such events; and failure of internal controls or
corporate governance policies and procedures.

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Media Contact             Analyst and Investor Contact
Kip Havel                 Robin Y. Wilkey
Aflac                    Aflac
706.243.5543              706.596.3264 or 800.235.2667


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