First Cash Reports 35% Increase in Fourth Quarter Earnings Per Share to $0.93; Pawn Revenue Growth in Both the U.S. and Mexico

First Cash Reports 35% Increase in Fourth Quarter Earnings Per Share to $0.93;
Pawn Revenue Growth in Both the U.S. and Mexico Drives Record Earnings;
Company Announces New Share Buyback Authorization

ARLINGTON, Texas, Jan. 23, 2013 (GLOBE NEWSWIRE) -- First Cash Financial
Services, Inc. (Nasdaq:FCFS) today announced record-setting revenue, net
income and earnings per share for the three-month and full-year periods ended
December 31, 2012. In addition, the Company has also announced that its Board
of Directors has authorized a new program for the repurchase of up to
1,500,000 shares of its common stock.

Earnings Highlights

  *Diluted earnings per share from continuing operations for the fourth
    quarter of 2012 were $0.93, an increase of 35% compared to $0.69 in the
    fourth quarter of 2011.
    
  *Net income from continuing operations increased by 30% to $27.7 million
    for the fourth quarter of 2012, compared to $21.2 million in the prior
    year.
    
  *Diluted earnings per share from continuing operations for fiscal 2012 were
    $2.73, a 22% increase compared to $2.24 in 2011.
    
  *Net income from continuing operations for the year increased 15%, totaling
    $81.1 million, compared to $70.5 million in the prior year.

Revenue Highlights

  Revenue growth rates are presented below on a constant currency basis,
  calculated by applying the currency exchange rate from the comparable
  prior-year period to the current year's Mexican peso-denominated
  revenue.The average exchange rate for the fourth quarter of 2012 was 12.9
  Mexican pesos / U.S. dollar versus 13.6 Mexican pesos / U.S. dollar in the
  comparable prior-year period.The average exchange rate for fiscal 2012 was
  13.2 Mexican pesos / U.S. dollar versus 12.4 Mexican pesos / U.S. dollar in
  fiscal 2011.

  *Consolidated revenue in the fourth quarter increased 21% compared to the
    fourth quarter of 2011.Fiscal 2012 total revenue reached almost $600
    million, representing an increase of 18% compared to the comparable
    prior-year period.Revenue generated from operations in Mexico comprised
    54% of total 2012 revenue.
    
  *Pawn fees, which the Company considers its core revenue stream, increased
    by 37% in the fourth quarter versus the comparable prior quarter, while
    in-store merchandise sales increased by 31%.The full year increase in
    pawn fees was 29%, while merchandise sales increased 26%.
    
  *Fourth quarter same-store revenue, excluding wholesale scrap jewelry
    revenue, increased 13% in Mexico, 3% in the U.S. and 8% overall.The core
    revenue from same-store pawn service fees increased 14% on a consolidated
    basis, driven by 19% growth in Mexico and 8% growth in the U.S.
    
  *Full year same-store revenue, excluding wholesale scrap jewelry revenue,
    increased 7% in Mexico, 5% in the U.S. and 6% overall.The 4% decrease in
    scrap jewelry revenue caused total same-store revenue to increase 1% over
    the prior year.
    
  *The growth in consolidated revenues was achieved despite decreases in
    wholesale scrap jewelry revenues of 12% for the quarter and 4% for the
    year.Scrap jewelry operations accounted for less than 8% of net revenue
    (gross profit) for the quarter and the year.While the average selling
    price for gold during the fourth quarter of 2012 increased 6% to $1,723
    per ounce compared to the prior-year period, the volume of scrap jewelry
    sold decreased 19% compared to the prior-year quarter.The average selling
    price for gold for the full year increased 11% to $1,676 per ounce, while
    the volume decreased 15%.
    
  *Consolidated fourth quarter and full year revenue from payday loan
    products increased 8% and 3% respectively, primarily due to large format
    pawn acquisitions, which offer payday loans as anancillary product.The
    majority of the payday loan revenues are generated in the Company's
    stand-alone stores in Texas, which saw no revenue growth during
    2012.Payday loan-related products comprised only 8% of total revenue for
    the fourth quarter of 2012.

Pawn Metrics

  *Consolidated pawn receivables increased 41% as of December 31, 2012 (36%
    on a constant currency basis).In Mexico, pawn receivables increased 50%
    (39% on a constant currency basis), driven by 20% same-store receivable
    growth and the continued increase in store counts.Pawn receivables in the
    U.S. increased by 34% versus the prior year, primarily driven by store
    count growth and positive same-store receivable growth.
    
  *The consolidated gross margin on retail merchandise sales was 41% for the
    fourth quarter and 42% for fiscal 2012, both increasing compared to 39%
    and 40%, respectively, in the prior-year periods.The two percentage point
    gross margin increase in each respective period was driven by solid retail
    demand, optimizing loan to value ratios and better buying of
    merchandise.The consolidated gross margin on wholesale scrap jewelry was
    27% for the fourth quarter and 26% for fiscal 2012, compared to 35% and
    34% in the prior-year periods, reflecting higher scrap jewelry acquisition
    costs and nominal gold appreciation when compared to the prior year.
    
  *Consolidated annualized inventory turns remained at near-record levels of
    4.2 turns over the past twelve months, as the Company continued to focus
    on inventory quality and driving retail traffic and demand to its stores.
    
  *On a consolidated basis, 57% of total pawn loans were collateralized with
    hard goods (electronics, tools and appliances) with the remaining 43%
    collateralized by jewelry at December 31, 2012.In Mexico, 83% of the
    Company's pawns were collateralized with hard goods, and 17% were
    collateralized with jewelry, compared to 75% and 25%, respectively, one
    year ago.In the U.S., jewelry comprised 65% of pawn collateral as of the
    quarter end, compared to a 68% jewelry mix last year.

Profitability and Return Metrics

  *The Company's return on equity for fiscal 2012 increased four percentage
    points to 26% versus 22% in the comparable prior-year period.
    
  *Consolidated net operating margin (pre-tax income) for fiscal 2012 was
    21%, while store-level operating profit margins were 30% for fiscal 2012,
    both remaining at record levels and equaling the prior year.

Acquisitions and New Store Openings

  *A record total of 143 stores were opened (68) or acquired (75) in 2012 and
    the Company increased its marketpenetration from eight to 12 states in
    the U.S. and from 22 to 24 states in Mexico.
    
  *During fiscal 2012, a total of 91 large format, full-service stores were
    added in Mexico, composed of 62 new store openings and a 29-store
    acquisition in January 2012.As a result, the Company has increased the
    number of large format pawn stores in Mexico by 23% over the past year.As
    of December 31, 2012, First Cash had 538 stores in Mexico, of which 485
    are large format, full-service locations.
    
  *During fiscal 2012, a total of 52 U.S. stores were opened or acquired,
    including separate acquisitions of two large format pawn stores during the
    fourth quarter.As of December 31, 2012, First Cash had 276 stores in the
    U.S., of which 184 are large format, full-service pawn stores.The Company
    has increased the number of large format pawn stores in the U.S. by 52
    locations, or 39%, over the past year.

Financial Position & Liquidity

  *During fiscal 2012, the Company utilized cash on-hand, operating cash
    flows and its credit facility to fund $121 million of pawn store
    acquisitions, repurchase $61 million of common stock and invest $22
    million in capital expenditures.
    
  *Even with the funding of fourth quarter acquisitions and capital
    expenditures totaling $18 million, the Company utilized operating cash
    flows to pay down debt by $9 million during the fourth quarter.
    
  *EBITDA from continuing operations totaled $137 million for fiscal 2012, an
    increase of 15% versus the comparable prior-year period.EBITDA margins
    were 23% for fiscal 2012, which equaled the prior year.Even with the
    large number of store additions and significant funding of loan growth,
    free cash flow for fiscal 2012 increased to $50 million, compared to $46
    million in the prior year.EBITDA and free cash flow are defined in the
    detailed reconciliation of these non-GAAP financial measures provided
    elsewhere in this release.

Share Buyback Authorization

  *In January 2013, the Board of Directors authorized a new program for the
    repurchase of up to 1,500,000 shares of its common stock. Under previously
    completed share repurchase programs over the past eight years, the Company
    has repurchased a total of 9,700,000 shares, representing 33% of the
    currently outstanding share count.
    
  *Under its new share repurchase program, the Company can purchase common
    stock in open market transactions, block or privately negotiated
    transactions, and may from time to time purchase shares pursuant to a
    trading plan in accordance with Rule 10b5-1 and Rule 10b-18 under the
    Securities Exchange Act of 1934, as amended, or by any combination of such
    methods.The number of shares to be purchased and the timing of the
    purchases are based on a variety of factors, including, but not limited
    to, the level of cash balances, credit availability, general business
    conditions, regulatory requirements, the market price of the Company's
    stock and the availability of alternative investment opportunities. No
    time limit was set for completion of repurchases under the new
    authorization and the program may be suspended or discontinued at any
    time.

Fiscal 2013 Outlook

  *The Company is initiating its fiscal 2013 guidance for diluted earnings
    per share from continuing operations to be in a range of $3.10 to $3.24,
    representing 14% to 19% earnings growth over 2012.
    
  *The Company expects to open approximately 75 to 85 new stores in 2013, the
    majority of which will be in Mexico.All of the anticipated 2013 store
    openings will be large format pawn stores and it is anticipated that up to
    30 of the new stores will be opened in the first quarter.As in 2012,
    theCompany will continue to look opportunistically for large format pawn
    acquisitions in strategic markets, which could further increase store
    additions for 2013.
    
  *Revenue growth in 2013 is expected to be generated exclusively from pawn
    operations, with no growth projected from payday lending.Approximately
    92% to 93% of total 2013 revenues are expected to be derived from growing
    pawn operations.Earnings guidance estimates for 2013 are based on an
    average exchange rate of 13.0 Mexican pesos / U.S. dollar and the Company
    anticipates that the 2013 tax rate will be 35.25% versus 33.9% in 2012.

Commentary & Analysis

Mr. Rick Wessel, chief executive officer, commented, "During 2012, First Cash
marked several importantmilestones and set significant Company growth
records.We added a record 143 new stores in total during the year,of which
68came from de novo openings in both Mexico andthe U.S.We also acquired 75
stores during 2012, including a record 46 stores in the U.S., and we made our
largest acquisition in Mexico when we added 29 stores in January, giving us a
market presence in two new states.Now, with over 800 store locations, we
believe that these investments will set the stage for continued revenue and
earnings growth in the future."

"We are also pleased to report record 2012 operating results, which saw
earnings per share increase by 22%. The fourth quarter EPS growth was
particularly strong at 35%, driven by impressive pawn performance in both the
U.S. and Mexico.Fourth quarter retail sales were solid across all markets and
we were able to improve retail margins by two percentage points over the prior
year.We closed the year posting a 41% increase in consolidated pawn
receivables, which gives us a solid base from which to grow revenues and
earnings in 2013.The strength in our pawn operations, particularly in Mexico,
more than offset our strategic de-emphasis of the U.S. payday loan business
that now contributes less than 9% to Company revenues."

"First Cash has clearly differentiated itself in Mexico with the large format,
full-service model.We added 91 locations in 2012, and with 485 full-service
locations, First Cash has a dominant share of the large format retail pawn
market.Our fourth quarter operating results were especially strong in Mexico,
which saw a 50% increase in pawn receivables and 45% growth in pawn fees
(increases of 39%and 38%, respectively, on a constant currency basis).This
success demonstrates the continued growth potential of our large format
business model in Mexico, where our pawn operations are strategically focused
on hard good (non-gold) lending and retail sales.We plan to add 65 to 70
stores in Mexico during 2013, with up to 30 openings planned in the first
quarter alone, as we continue to believe that this market can support 800 to
1,000 large format, full-service stores."

"The Company's U.S. pawn operations grew in 2012 as well, where we added 52
locations, primarily through targeted acquisitions.As a result of the
significant acquisitions throughout 2012 and positive same-store results, our
year-over-year pawn receivables increased by 34%, with a similar increase in
fourth quarter pawn fee revenues.Fourth quarter retail sales were
particularly impressive, improving 38% over the prior year. Looking ahead to
2013, we plan to open 10 to 15 de novo stores in the U.S. and will continue to
look for strategic acquisition opportunities."

"During 2012, we increased the size of our unsecured bank credit facility to
$175 million.Coupled with our significant operating cash flow and strong
balance sheet, we continue to have the ability to fundorganic growth, take
advantage of strategic acquisition opportunities as they arise and repurchase
our stock. Even with the additional credit availability, we remain
under-levered and have ample capacity to fund these initiatives."

"The decision to authorize a new share repurchase program reflects the
confidence that management and the Board of Directors have in the long-term
future of First Cash.Given First Cash's proven ability to fund expansion and
still generate strong levels of free cash flow, the Board continues to believe
that share repurchases through this new authorization are potentially
aneffective use of capital that should enhance shareholder value over the
long-term."

"In summary, our growth strategy is clearly working, as evidenced by our
return on equity for fiscal 2012 that increased to 26% versus 22% in the
comparable prior-year period. Given our competitive strengths, growth platform
and expanding customer base, we are excited about our ability to further grow
our store count, revenues, margins and earnings.First Cash will celebrate its
25th anniversary this year.When we went public, we had six stores; today, we
have 824 stores, including the 143 locations that we added in 2012 alone.Our
business model, coupled with our strong balance sheet, positions us to drive
sustainable long-term growth in shareholder value.We continue to believe that
we have the right formula for solid growth in the years to come."

Forward-Looking Information

This release may contain forward-looking statements about the business,
financial condition and prospects of the Company.Forward-looking statements,
as that term is defined in the Private Securities Litigation Reform Act of
1995, can be identified by the use of forward-looking terminology such as
"believes," "projects," "expects," "may," "estimates," "should," "plans,"
"targets," "intends," "could," or "anticipates," or the negative thereof, or
other variations thereon, or comparable terminology, or by discussions of
strategy or objectives.Forward-looking statements can also be identified by
the fact that these statements do not relate strictly to historical or current
matters.Rather, forward-looking statements relate to anticipated or expected
events, activities, trends or results.Because forward-looking statements
relate to matters that have not yet occurred, these statements are inherently
subject to risks and uncertainties.Forward-looking statements in this release
include, without limitation, the Company's expectations of earnings per share,
earnings growth, expansion strategies, regulatory exposures, store openings,
liquidity (including the availability of capital under existing credit
facilities), cash flow, consumer demand for the Company's products and
services, currency exchange rates and the impact thereof, completion of
disposition transactions and expected gains or losses from the disposition of
such operations, earnings from acquisitions, the ability to successfully
integrate acquisitions and other performance results.These statements are
made to provide the public with management's current assessment of the
Company's business.Although the Company believes that the expectations
reflected in forward-looking statements are reasonable, there can be no
assurances that such expectations will prove to be accurate.Security holders
are cautioned that such forward-looking statements involve risks and
uncertainties.The forward-looking statements contained in this release speak
only as of the date of this statement, and the Company expressly disclaims any
obligation or undertaking to report any updates or revisions to any such
statement to reflect any change in the Company's expectations or any change in
events, conditions or circumstances on which any such statement is
based.Certain factors may cause results to differ materially from those
anticipated by some of the statements made in this release.Such factors are
difficult to predict and many are beyond the control of the Company and may
include changes in regional, national or international economic conditions,
changes in the inflation rate, changes in the unemployment rate, changes in
consumer purchasing, borrowing and repayment behaviors, changes in credit
markets, the ability to renew and/or extend the Company's existing bank line
of credit, credit losses, changes in the market value of pawn collateral and
merchandise inventories, changes or increases in competition, the ability to
locate, open and staff new stores, the availability or access to sources of
inventory, inclement weather, the ability to successfully integrate
acquisitions, the ability to hire and retain key management personnel, the
ability to operate with limited regulation as a credit services organization,
new federal, state or local legislative initiatives or governmental
regulations (or changes to existing laws and regulations, including recently
enacted ordinances in the Texas cities of San Antonio and El Paso) affecting
consumer loan businesses, credit services organizations and pawn businesses
(in both the United States and Mexico), changes in import/export regulations
and tariffs or duties, changes in anti-money laundering regulations,
unforeseen litigation, changes in interest rates, monetary inflation, changes
in tax rates or policies, changes in gold prices, changes in energy prices,
cost of funds, changes in foreign currency exchange rates, future business
decisions, public health issues, changes in demand for the Company's services
and products, changes in the Company's ability to satisfy its debt obligations
or to obtain new capital to finance growth, a prolonged interruption in the
Company's operations of its facilities, systems, and business functions,
including its information technology and other business systems, the
implementation of new, or changes in the interpretation of existing accounting
principles or financial reporting requirements, and other uncertainties.These
and other risks, uncertainties and regulatory developments are further and
more completely described in the Company's Annual Report on Form 10-K and
updated in subsequent releases on Form 10-Q.These risks and uncertainties are
beyond the ability of the Company to control, nor can the Company predict, in
many cases, all of the risks and uncertainties that could cause its actual
results to differ materially from those indicated by the forward-looking
statements.

About First Cash

First Cash Financial Services, Inc. is a leading international specialty
retailer and provider of consumer financial services.Its retail pawn
locations buy and sell a wide variety of jewelry, electronics, tools and other
merchandise, and make small customer loans secured by pledged personal
property.The Company's focus is serving cash and credit constrained consumers
through deep value retailing and offering small loans and other financial
products.In total, the Company owns and operates 824 stores in twelve U.S.
states and 24 states in Mexico.

First Cash is a component company in both the Standard & Poor's SmallCap 600
Index^® and the Russell 2000 Index^®.First Cash's common stock (ticker symbol
"FCFS") is traded on the Nasdaq Global Select Market, which has the highest
initial listing standards of any stock exchange in the world based on
financial and liquidity requirements.

The First Cash Financial Services, Inc. logo is available at
http://www.globenewswire.com/newsroom/prs/?pkgid=3365

                             STORE COUNT ACTIVITY

The following table details store openings for the three months ended
December31, 2012:

                              Pawn Locations        Consumer      
                              Large      Small      Loan          Total
                              Format (1) Format (2) Locations (3) Locations
Domestic:                                                        
Total locations, beginning of  182        27         65             274
period
Locations acquired             2          —          —              2
Total locations, end of        184        27         65             276
period
                                                                
International:                                                   
Total locations, beginning of  483        19         34             536
period
New locations opened           2          —          —              2
Total locations, end of        485        19         34             538
period
                                                                
Total:                                                           
Total locations, beginning of  665        46         99             810
period
New locations opened           2          —          —              2
Locations acquired             2          —          —              2
Total locations, end of        669        46         99             814
period

(1) The large format locations include retail showrooms and accept a broad
array of pawn collateral including electronics, appliances, tools, jewelry and
other consumer hard goods. At December31, 2012, 112 of the U.S. large format
pawn stores also offered consumer loans or credit services products.

(2) The small format locations typically have limited retail operations
and primarily accept jewelry and small electronic items as pawn collateral. At
December31, 2012, all of the Texas and Mexico small format pawn stores also
offered consumer loans or credit services products.

(3) The Company's U.S. free-standing, small format consumer loan locations
offer a credit services product and are all located in Texas. The Mexico
locations offer small, short-term consumer loans. In addition to stores shown
on this chart, First Cash is also an equal partner in Cash & Go, Ltd., a joint
venture, which owns and operates 38 check cashing and financial services
kiosks located inside convenience stores in the state of Texas.

The following table details store openings for the twelve months ended
December31, 2012:

                                Pawn Locations        Consumer     
                                Large      Small      Loan         Total
                                Format (1) Format (2) Locations (3) Locations
Domestic:                                                         
Total locations, beginning of    132        25         74            231
period
New locations opened             6          —          —             6
Locations acquired               46         —          —             46
Store format conversions         —          2          (2)           —
Discontinued consumer loan       —          —          (7)           (7)
operations
Total locations, end of period   184        27         65            276
                                                                 
International:                                                    
Total locations, beginning of    394        19         34            447
period
New locations opened             62         —          —             62
Locations acquired               29         —          —             29
Total locations, end of period   485        19         34            538
                                                                 
Total:                                                            
Total locations, beginning of    526        44         108           678
period
New locations opened             68         —          —             68
Locations acquired               75         —          —             75
Store format conversions         —          2          (2)           —
Discontinued consumer loan       —          —          (7)           (7)
operations
Total locations, end of period   669        46         99            814

(1) The large format locations include retail showrooms and accept a broad
array of pawn collateral including electronics, appliances, tools, jewelry and
other consumer hard goods. At December31, 2012, 112 of the U.S. large format
pawn stores also offered consumer loans or credit services products.

(2) The small format locations typically have limited retail operations
and primarily accept jewelry and small electronic items as pawn collateral. At
December31, 2012, all of the Texas and Mexico small format pawn stores also
offered consumer loans or credit services products.

(3) The Company's U.S. free-standing, small format consumer loan locations
offer a credit services product and are all located in Texas. The Mexico
locations offer small, short-term consumer loans. In addition to stores shown
on this chart, First Cash is also an equal partner in Cash & Go, Ltd., a joint
venture, which owns and operates 38 check cashing and financial services
kiosks located inside convenience stores in the state of Texas.

                     FIRST CASH FINANCIAL SERVICES, INC.
                 CONDENSED CONSOLIDATED STATEMENTS OF INCOME
                                 (UNAUDITED)

                                     Three Months Ended   Twelve Months Ended
                                     December 31,         December 31,
                                     2012       2011      2012      2011
                                     (in thousands, except per share amounts)
Revenue:                                                          
Merchandise sales                     $ 121,958  $ 101,354 $ 391,162 $ 344,801
Pawn loan fees                        43,625     31,043    152,237   122,320
Consumer loan and credit services     13,445     12,370    51,602    50,201
fees
Other revenue                         212        214       945       1,022
Total revenue                         179,240    144,981   595,946   518,344
                                                                 
Cost of revenue:                                                  
Cost of goods sold                    75,785     63,133    243,997   213,411
Consumer loan and credit services     3,573      3,397     13,160    11,984
loss provision
Other cost of revenue                 47         43        127       190
Total cost of revenue                 79,405     66,573    257,284   225,585
                                                                 
Net revenue                           99,835     78,408    338,662   292,759
                                                                 
Expenses and other income:                                        
Store operating expenses              40,728     32,603    151,731   128,955
Administrative expenses               13,851     11,309    50,099    45,304
Depreciation and amortization         3,482      2,703     12,949    10,962
Interest expense                      791        30        1,488     135
Interest income                       (69)       (57)      (216)     (278)
Total expenses and other income       58,783     46,588    216,051   185,078
                                                                 
Income from continuing operations     41,052     31,820    122,611   107,681
before income taxes
                                                                 
Provision for income taxes            13,368     10,604    41,506    37,158
                                                                 
Income from continuing operations     27,684     21,216    81,105    70,523
                                                                 
Income (loss) from discontinued       (75)       239       (746)     7,259
operations, net of tax
                                                                 
Net income                            $ 27,609   $ 21,455  $ 80,359  $ 77,782
                                                                 
Basic income per share:                                           
Income from continuing operations     $ 0.96     $ 0.71    $ 2.81    $ 2.30
Income (loss) from discontinued       —          —         (0.03)    0.23
operations
Net income per basic share            $ 0.96     $ 0.71    $ 2.78    $ 2.53
                                                                 
Diluted income per share:                                         
Income from continuing operations     $ 0.93     $ 0.69    $ 2.73    $ 2.24
Income (loss) from discontinued       —          0.01      (0.03)    0.23
operations
Net income per diluted share          $ 0.93     $ 0.70    $ 2.70    $ 2.47
                                                                 
Weighted average shares outstanding:                              
Basic                                 28,795     30,076    28,912    30,706
Diluted                               29,666     30,854    29,713    31,498

                     FIRST CASH FINANCIAL SERVICES, INC.
                    CONDENSED CONSOLIDATED BALANCE SHEETS
                                 (UNAUDITED)

                                                          December 31,
                                                          2012      2011
                                                          (in thousands)
ASSETS                                                              
Cash and cash equivalents                                  $ 50,285  $ 70,296
Pawn loan fees and service charges receivable              15,367    10,842
Pawn loans                                                 103,181   73,287
Consumer loans, net                                        1,879     858
Inventories                                                65,345    44,412
Other current assets                                       5,373     10,783
Total current assets                                       241,430   210,478
                                                                   
Property and equipment, net                                93,304    73,451
Goodwill, net                                              166,429   69,695
Other non-current assets                                   6,529     3,472
Total assets                                               $ 507,692 $ 357,096
                                                                   
LIABILITIES AND STOCKHOLDERS' EQUITY                                
Current portion of notes payable                           $ 3,212   $ —
Accounts payable and accrued liabilities                   27,938    25,629
Income taxes payable and deferred taxes payable            —         9,776
Total current liabilities                                  31,150    35,405
                                                                   
Revolving unsecured credit facility                        102,500   —
Notes payable, net of current portion                      8,351     —
Deferred income tax liabilities                            13,275    6,319
Total liabilities                                          155,276   41,724
                                                                   
Stockholders' equity:                                               
Preferred stock                                            —         —
Common stock                                               388       383
Additional paid-in capital                                 159,081   147,649
Retained earnings                                          413,882   333,523
Accumulated other comprehensive income (loss)              (6,940)   (13,463)
fromcumulative foreign currency translation adjustments
Common stock held in treasury, at cost                     (213,995) (152,720)
Total stockholders' equity                                 352,416   315,372
Total liabilities and stockholders' equity                 $ 507,692 $ 357,096

                     FIRST CASH FINANCIAL SERVICES, INC.
                            OPERATING INFORMATION
                                 (UNAUDITED)

The following table details the components of revenue for the three months
ended December31, 2012, as compared to the three months ended December31,
2011 (in thousands). Constant currency results exclude the effects of foreign
currency translation and are calculated by translating current year results at
prior year average exchange rates, which is more fully described elsewhere in
this release.

                  Three Months Ended                   Increase/(Decrease)
                  December 31,                         Constant Currency
                  2012      2011     Increase/(Decrease) Basis
Domestic revenue:                                     
Retail             $ 32,226  $ 23,315 $ 8,911     38%     38%
merchandise sales
Scrap jewelry      16,963    16,122   841         5%      5%
sales
Pawn loan fees     19,246    14,232   5,014       35%     35%
Consumer loan and
credit services    12,504    11,346   1,158       10%     10%
fees
Other revenue      205       214      (9)         (4)%    (4)%
                  81,144    65,229   15,915      24%     24%
International                                         
revenue:
Retail             60,387    44,880   15,507      35%     28%
merchandise sales
Scrap jewelry      12,382    17,037   (4,655)     (27)%   (27)%
sales
Pawn loan fees     24,379    16,811   7,568       45%     38%
Consumer loan and
credit services    941       1,024    (83)        (8)%    (13)%
fees
Other revenue      7         —        7           —       —
                  98,096    79,752   18,344      23%     18%
Total revenue:                                        
Retail             92,613    68,195   24,418      36%     31%
merchandise sales
Scrap jewelry      29,345    33,159   (3,814)     (12)%   (12)%
sales
Pawn loan fees     43,625    31,043   12,582      41%     37%
Consumer loan and
credit services    13,445    12,370   1,075       9%      8%
fees
Other revenue      212       214      (2)         (1)%    (1)%
                  $ 179,240 $        $ 34,259    24%     21%
                              144,981

                     FIRST CASH FINANCIAL SERVICES, INC.
                      OPERATING INFORMATION (CONTINUED)
                                 (UNAUDITED)

The following table details the components of revenue for the twelve months
ended December31, 2012, as compared to the twelve months ended December31,
2011 (in thousands). Constant currency results exclude the effects of foreign
currency translation and are calculated by translating current year results at
prior year average exchange rates, which is more fully described elsewhere in
this release.

                  Year Ended                            Increase/(Decrease)
                  December 31,                          Constant Currency
                  2012      2011      Increase/(Decrease) Basis
Domestic revenue:                                      
Retail merchandise $ 104,289 $ 82,497  $ 21,792    26%     26%
sales
Scrap jewelry      57,551    56,091    1,460       3%      3%
sales
Pawn loan fees     63,640    52,085    11,555      22%     22%
Consumer loan and
credit services    47,779    45,516    2,263       5%      5%
fees
Other revenue      938       1,020     (82)        (8)%    (8)%
                  274,197   237,209   36,988      16%     16%
International                                          
revenue:
Retail merchandise 183,167   154,300   28,867      19%     26%
sales
Scrap jewelry      46,155    51,913    (5,758)     (11)%   (11)%
sales
Pawn loan fees     88,597    70,235    18,362      26%     34%
Consumer loan and
credit services    3,823     4,685     (862)       (18)%   (14)%
fees
Other revenue      7         2         5           250%    271%
                  321,749   281,135   40,614      14%     20%
Total revenue:                                         
Retail merchandise 287,456   236,797   50,659      21%     26%
sales
Scrap jewelry      103,706   108,004   (4,298)     (4)%    (4)%
sales
Pawn loan fees     152,237   122,320   29,917      24%     29%
Consumer loan and
credit services    51,602    50,201    1,401       3%      3%
fees
Other revenue      945       1,022     (77)        (8)%    (7)%
                  $ 595,946 $ 518,344 $ 77,602    15%     18%

                     FIRST CASH FINANCIAL SERVICES, INC.
                      OPERATING INFORMATION (CONTINUED)
                                 (UNAUDITED)

The following table details customer loans and inventories held by the Company
and active CSO credit extensions from an independent third-party lender as of
December31, 2012, as compared to December31, 2011 (in thousands). Constant
currency results exclude the effects of foreign currency translation and are
calculated by translating current year balances at the prior year
end-of-period exchange rate, which is more fully described elsewhere in this
release.

                                                      Increase/(Decrease)
                   Balance at                           Constant Currency
                    December 31,
                   2012      2011     Increase/(Decrease) Basis
Domestic:                                              
Pawn loans          $ 55,040  $ 41,121 $ 13,919   34%      34%
CSO credit
extensions held by  15,234    14,167   1,067      8%       8%
independent
third-party (1)
Other consumer      1,149     63       1,086      1,724%   1,724%
loans
                   71,423    55,351   16,072     29%      29%
International:                                         
Pawn loans          48,141    32,166   15,975     50%      39%
Other consumer      730       795      (65)       (8)%     (15)%
loans
                   48,871    32,961   15,910     48%      38%
Total:                                                 
Pawn loans          103,181   73,287   29,894     41%      36%
CSO credit
extensions held by  15,234    14,167   1,067      8%       8%
independent
third-party (1)
Other consumer      1,879     858      1,021      119%     113%
loans
                   $ 120,294 $ 88,312 $ 31,982   36%      32%
Pawn inventories:                                      
Domestic pawn       $ 32,664  $ 23,745 $ 8,919    38%      38%
inventories
International pawn  32,681    20,667  12,014    58%      47%
inventories
                   $ 65,345  $ 44,412 $ 20,933   47%      42%

(1) CSO amounts outstanding are composed of the principal portion of active
CSO extensions of credit by an independent third-party lender, which are not
included on the Company's balance sheet, net of the Company's estimated fair
value of its liability under the letters of credit guaranteeing the extensions
of credit.

                     FIRST CASH FINANCIAL SERVICES, INC.
                   UNAUDITED NON-GAAP FINANCIAL INFORMATION

The Company uses certain financial calculations, such as free cash flow,
EBITDA and constant currency results, which are not considered measures of
financial performance under U.S. generally accepted accounting principles
("GAAP").Items excluded from the calculation of free cash flow, EBITDA and
constant currency results are significant components in understanding and
assessing the Company's financial performance.Since free cash flow, EBITDA
and constant currency results are not measures determined in accordance with
GAAP and are thus susceptible to varying calculations, free cash flow, EBITDA
and constant currency results, as presented, may not be comparable to other
similarly titled measures of other companies.Free cash flow, EBITDA and
constant currency results should not be considered as alternatives to net
income, cash flow provided by or used in operating, investing or financing
activities or other financial statement data presented in the Company's
consolidated financial statements as indicators of financial performance or
liquidity.Non-GAAP measures should be evaluated in conjunction with, and are
not a substitute for, GAAP financial measures.

Earnings Before Interest, Taxes, Depreciation and Amortization

EBITDA is commonly used by investors to assess a company's leverage capacity,
liquidity and financial performance.The following table provides a
reconciliation of income from continuing operations to EBITDA (in thousands):

                                                          Twelve Months Ended
                                                          December 31,
                                                          2012      2011
Income from continuing operations                          $ 81,105  $ 70,523
Adjustments:                                                        
Income taxes                                               41,506    37,158
Depreciation and amortization                              12,949    10,962
Interest expense                                           1,488     135
Interest income                                            (216)     (278)
Earnings from continuing operations before interest,       $ 136,832 $ 118,500
taxes, depreciation and amortization
                                                                   
EBITDA margin calculated as follows:                                
Total revenue from continuing operations                   $ 595,946 $ 518,344
Earnings from continuing operations before interest,       136,832   118,500
taxes, depreciation and amortization
EBITDA as a percentage of revenue                          23%       23%

                     FIRST CASH FINANCIAL SERVICES, INC.
             UNAUDITED NON-GAAP FINANCIAL INFORMATION (CONTINUED)

Free Cash Flow

For purposes of its internal liquidity assessments, the Company considers free
cash flow, which is defined as cash flow from the operating activities of
continuing and discontinued operations reduced by purchases of property and
equipment and net cash outflow from pawn and consumer loans.Free cash flow is
commonly used by investors as a measure of cash generated by business
operations that will be used to repay scheduled debt maturities and can be
used to invest in future growth through new business development activities or
acquisitions, repurchase stock, or repay debt obligations prior to their
maturities.These metrics can also be used to evaluate the Company's ability
to generate cash flow from business operations and the impact that this cash
flow has on the Company's liquidity.The following table reconciles "net cash
flow from operating activities" to "free cash flow" (in thousands):

                                                          Twelve Months Ended
                                                          December 31,
                                                          2012      2011
Cash flow from operating activities, including             $ 88,792  $ 80,375
discontinued operations
Cash flow from investing activities:                                
Pawn and consumer loans                                    (17,325)  (5,208)
Purchases of property and equipment                        (21,841)  (28,974)
Free cash flow                                             $ 49,626  $ 46,193

Constant Currency

Certain performance metrics discussed in this release are presented on a
"constant currency" basis, which may be considered a non-GAAP financial
measurement of financial performance under GAAP.The Company's management uses
constant currency results to evaluate operating results of certain business
operations in Mexico, which are transacted primarily in Mexican pesos.Pawn
scrap jewelry in Mexico is sold in U.S. dollars and, accordingly, does not
require a constant currency adjustment.Constant currency results reported
herein are calculated by translating certain balance sheet and income
statement items denominated in Mexican pesos using the exchange rate from the
prior-year comparable period, as opposed to the current comparable period, in
order to exclude the effects of foreign currency rate fluctuations for
purposes of evaluating period-over-period comparisons.For balance sheet
items, the closing exchange rate at the end of the applicable prior-year
period (December31, 2011) of 14.0 to 1 was used, compared to the current end
of period (December31, 2012) exchange rate of 13.0 to 1.For income statement
items, the average closing daily exchange rate for the appropriate period was
used.The average exchange rate for the prior-year quarter ended December31,
2011 was 13.6 to 1, compared to the current-quarter rate of 12.9 to 1.The
average exchange rate for the prior-year twelve-month period ended
December31, 2011 was 12.4 to 1, compared to the current year-to-date rate of
13.2 to 1.

CONTACT: Gar Jackson
         Phone:   (949) 873-2789
         Email:   gar@irsense.com
        
         Rick Wessel, Chairman and Chief Executive Officer
         Doug Orr, Executive Vice President and Chief Financial Officer
         Phone:   (817) 505-3199
         Email:   investorrelations@firstcash.com
         Website: www.firstcash.com

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