Stewardship Financial Corporation Declares Cash Dividend

Stewardship Financial Corporation Declares Cash Dividend 
MIDLAND PARK, NJ -- (Marketwire) -- 01/16/13 --  The Board of
Directors of Stewardship Financial Corporation (NASDAQ: SSFN), parent
company of Atlantic Stewardship Bank, has declared a $0.01 per share
cash dividend. Common stockholders of record as of February 1, 2013
will be paid the dividend on February 15, 2013.  
In announcing the dividend, Chairman William C. Hanse stated, "The
Board of Directors has made the prudent decision to pay the first
quarter 2013 cash dividend on common shares in the amount of $0.01
per share. This dividend represents a reduction when compared to the
$0.02 per share paid in the previous quarter." 
Paul Van Ostenbridge, President and Chief Executive Officer,
continued, "While we remain committed to providing value to our
shareholders, we also recognize our obligation to maintain a strong
capital position and preserve our well-capitalized status." 
Stewardship Financial Corporation's subsidiary, the Atlantic
Stewardship Bank, has 13 banking offices in Midland Park, Hawthorne
(2), Montville, North Haledon, Pequannock, Ridgewood, Waldwick, Wayne
(3), Westwood and Wyckoff, New Jersey. The bank is known for tithing
10% of its pre-tax profits to Christian and local charities. To date,
the Bank's total tithe donations total $7.7 million.  
We invite you to visit our website at for additional
Mary Beth Steiginga
630 Godwin Avenue
Midland Park, NJ 07432
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