H&R Block Extends Emerald Advance Offer

H&R Block Extends Emerald Advance Offer 
Line of Credit up to $1,000 Seen as Lifeline for Many Consumers 
KANSAS CITY, MO -- (Marketwire) -- 01/15/13 --  H&R Block (NYSE: HRB)
announced today it will extend its Emerald Advance line of credit
offer through Jan. 24. Due to consumer need and limited options for
unbanked consumers to obtain credit, H&R Block will continue to
accept applications from current and new clients in more than 10,000
participating offices nationwide.  
Funds drawn on this line of credit are loaded to the award-winning
Emerald Prepaid Mastercard(R), which recently announced instant cash
rewards and instant access to funds via mobile check-to-card loads.  
Holiday bills and winter-time utility bills are often the reasons
consumers obtain an H&R Block Emerald Advance. No W-2 is required to
apply for the Emerald Advance. Consumers can use a recent pay stub
and don't have to be a current H&R Block client. The revolving line
of credit also is a great way for many consumers to establish good
credit, which could lead to additional financial benefits. 
"We recognize consumers are feeling the financial pinch," said Susan
Ehrlich, president of H&R Block's financial services. "As paychecks
decrease with the expiration of the payroll tax holiday, economic
times are getting even tougher. The Emerald Advance provides a life
line to make ends meet."  
H&R Block Emerald Advance(R) line of credit and H&R Block Emerald
Savings(R) are offered through, and H&R Block Emerald Prepaid
MasterCard is issued by, H&R Block Bank, a Federal Savings Bank,
Member FDIC. Line of credit is subject to credit and underwriting
approval. Fees apply. If you apply and qualify for an Emerald
Advance, H&R Block Bank may report information about your account to
credit bureaus. Late payments, missed payments, or other defaults on
your account may be reflected in your credit report. Products offered
only at participating offices. MasterCard is a registered trademark
of MasterCard International Incorporated. "Prior Clients" are H&R
Block Bank customers in good standing (except those with an IRA only)
and individuals who paid H&R Block or its franchisee for assisted
2011 tax return preparation (which includes an amended return).
Copyright2013 HRB Tax Group, Inc. 
Emerald Cash Rewards are usually instant but may take up to 48 hours.
Merchants/offers vary. Standard text message fees may apply for text
alerts. Check to Card service not available to all cardholders. Some
checks may not be accepted or approved and fees apply. Funds not
available until check is approved. Initial use may require additional
time for check processing, see User Agreement for details.  
About H&R Block
 H&R Block, Inc. (NYSE: HRB) is the world's largest
tax services provider, having prepared more than 600 million tax
returns worldwide since 1955. In fiscal 2012, H&R Block had annual
revenues of $2.9 billion and prepared 25.6 million tax returns
worldwide. Tax return preparation services are provided in
company-owned and franchise retail tax offices by nearly 100,000
professional tax preparers, and through H&R Block At Home(TM) digital
products. H&R Block Bank provides affordable banking products and
services. For more information, visit the H&R Block Online Press
For Further Information
Gene King
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