Aflac Incorporated Hires Lori M. Evangel as Managing Director; Chief Risk Officer of Global Investment Division

  Aflac Incorporated Hires Lori M. Evangel as Managing Director; Chief Risk
                    Officer of Global Investment Division

PR Newswire

COLUMBUS, Ga., Jan. 14, 2013

COLUMBUS, Ga., Jan. 14, 2013 /PRNewswire/ -- Aflac Incorporated announced
today that it has hired Lori M. Evangel to the newly created position of
managing director; global chief risk officer in Aflac's Global Investment
Division. Evangel, who joins Aflac today, is based in the Aflac Global
Investments office in New York and reports to Executive Vice President; Global
Chief Investment Officer Eric M. Kirsch, and will be a member of his global
executive management team. In her new position, she is responsible for leading
Aflac Global Investments' risk management function, encompassing both assets
and liabilities for Aflac's global investment portfolio. In this role, Evangel
will build out a world-class risk management function to meet the dual goals
of risk mitigation and prudent risk-taking through market cycles. In addition,
she will work closely with our global investment teams to identify and assess
investment risks while developing strategies to address those risks.

Evangel brings more than 25 years of experience in the financial services
sector to Aflac, with much of her focus on financial risk management. She most
recently served as senior vice president and enterprise risk officer at
MetLife where she was responsible for developing and leading the global
Enterprise Risk Management unit. Prior to that, Evangel held progressively
responsible positions at MBIA Insurance Corporation, including managing
director; head of the Portfolio Management and Market Risk Group and managing
director of MBIA's Financial Solutions Group. She received a bachelor's degree
from Middlebury College in Vermont and a master of business administration
(MBA) degree in Finance from the State University of New York at Albany.

Executive Vice President and Global Chief Investment Officer Eric M. Kirsch
commented, "We are extremely pleased Lori has joined Aflac's Global Investment
Division. I believe her extensive and impressive background demonstrates Lori
has the expertise to grow and enhance our investment risk management function
to world-class standards."


When a policyholder gets sick or hurt, Aflac pays cash benefits fast. For more
than 55 years, Aflac insurance policies have given policyholders the
opportunity to focus on recovery, not financial stress. In the United States,
Aflac is the number one provider of guaranteed-renewable insurance. In Japan,
Aflac is the number one life insurance company in terms of individual policies
in force. Aflac individual and group insurance products provide protection to
more than 50 million people worldwide. For six consecutive years, Aflac has
been recognized by Ethisphere magazine as one of the World's Most Ethical
Companies. In 2012, FORTUNE magazine recognized Aflac as one of the 100 Best
Companies to Work For in America for the 14th consecutive year. Also, FORTUNE
magazine included Aflac on its list of Most Admired Companies for the 11th
time in 2012. Aflac Incorporated is a Fortune 500 company listed on the New
York Stock Exchange under the symbol AFL. To find out more about Aflac, visit or


The Private Securities Litigation Reform Act of 1995 provides a "safe harbor"
to encourage companies to provide prospective information, so long as those
informational statements are identified as forward-looking and are accompanied
by meaningful cautionary statements identifying important factors that could
cause actual results to differ materially from those included in the
forward-looking statements. We desire to take advantage of these provisions.
This document contains cautionary statements identifying important factors
that could cause actual results to differ materially from those projected
herein, and in any other statements made by company officials in
communications with the financial community and contained in documents filed
with the Securities and Exchange Commission (SEC).

Forward-looking statements are not based on historical information and relate
to future operations, strategies, financial results or other developments.
Furthermore, forward-looking information is subject to numerous assumptions,
risks and uncertainties. In particular, statements containing words such as
"expect," "anticipate," "believe," "goal," "objective," "may," "should,"
"estimate," "intends," "projects," "will," "assumes," "potential," "target" or
similar words as well as specific projections of future results,  generally
qualify as forward-looking. Aflac undertakes no obligation to update such
forward-looking statements. We caution readers that the following factors, in
addition to other factors mentioned from time to time, could cause actual
results to differ materially from those contemplated by the forward-looking
statements: difficult conditions in global capital markets and the economy;
governmental actions for the purpose of stabilizing the financial markets;
defaults and credit downgrades of securities in our investment portfolio;
impairment of financial institutions; credit and other risks associated with
Aflac's investment in perpetual securities; differing judgments applied to
investment valuations; significant valuation judgments in determination of
amount of impairments taken on our investments; limited availability of
acceptable yen-denominated investments; concentration of our investments in
any particular single-issuer or sector; concentration of business in Japan;
ongoing changes in our industry; exposure to significant financial and capital
markets risk; fluctuations in foreign currency exchange rates; significant
changes in investment yield rates; deviations in actual experience from
pricing and reserving assumptions; subsidiaries' ability to pay dividends to
Aflac Incorporated; changes in law or regulation by governmental authorities;
ability to attract and retain qualified sales associates and employees;
decreases in our financial strength or debt ratings; ability to continue to
develop and implement improvements in information technology systems; changes
in U.S. and/or Japanese accounting standards; failure to comply with
restrictions on patient privacy and information security; level and outcome of
litigation; ability to effectively manage key executive succession; impact of
the recent earthquake and tsunami natural disaster and related events at the
nuclear plant in Japan and their aftermath; catastrophic events including, but
not necessarily limited to, tornadoes, hurricanes, earthquakes, tsunamis, and
damage incidental to such events; and failure of internal controls or
corporate governance policies and procedures.

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Analyst and investor contact – Robin Y. Wilkey, 706.596.3264 or 800.235.2667
FAX: 706.324.6330, or

Media contact – Laura Kane, 706.596.3493, FAX: 706.320.2288, or

SOURCE Aflac Incorporated

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