New Affinity Rewards Credit Card From BetterInvesting

            New Affinity Rewards Credit Card From BetterInvesting

PR Newswire

MADISON HEIGHTS, Mich., Jan. 7, 2013

MADISON HEIGHTS, Mich., Jan. 7, 2013 /PRNewswire/ -- BetterInvesting and UMB
CardPartner ( have joined forces to launch the BetterInvesting
affinity Visa^® Platinum Rewards credit card.

For the life of the card program, BetterInvesting will receive a portion of
every purchase. The BetterInvesting Visa® Platinum Rewards card offers
qualified cardholders exceptional benefits including no annual fee* and a low

"Using the BetterInvesting Visa® affinity Platinum Rewards credit card for
everyday purchases is an easy way for people to support BetterInvesting's
mission of investment education," said Kamie Zaracki, CEO of BetterInvesting.

The BetterInvesting Visa® Platinum Rewards card is just one of many benefits
available to BetterInvesting members. Other features of membership include
easy-to-use online mutual fund and stock analysis tools; investing classes and
webinars; stock studies prepared by members of the BetterInvesting community;
discounts on subscriptions on publications and software; commission-free
trading via Folio Investing, BetterInvesting Magazine and strong support from
volunteers and other members of the BetterInvesting community.

Find out more about the BetterInvesting Visa® Platinum Rewards card and apply
online by visiting

About CardPartner

CardPartner ( specializes in helping U.S.-based membership
organizations and charities create affinity credit card programs. CardPartner
is owned and operated by UMB Bank, n.a., the lead bank of UMB Financial
Corporation (NASDAQ: UMBF) – a financial services holding company
headquartered in Kansas City, Mo. Visa credit cards offered through
CardPartner are issued by UMB Bank, n.a., and the bank approves credit
decisions, grants credit, and manages the administration for card programs
offered by CardPartner. For more information about UMB, visit UMB
does not provide the other member benefits delivered by BetterInvesting to its

About BetterInvesting

BetterInvesting is a national nonprofit organization that has been empowering
individual investors since 1951. Founded in Detroit, the association (formerly
known as National Association of Investors Corporation) was borne out of the
conviction that anyone can become a successful long-term investor by following
commonsense investing practices. BetterInvesting has helped more than 5
million people become better, more informed investors by providing webinars,
in-person events, easy-to-use online tools for analyzing stocks and mutual
funds, a monthly magazine and a community of volunteers and like-minded
investors. For more information about BetterInvesting, visit its website at or call toll-free (877) 275-6242. For additional
BetterInvesting data and news releases, visit the Media Center at

*Purchases and balances transfers made within the first 6 months from the date
the account is open will have a monthly periodic rate of 0.00%, which
corresponds to an Annual Percentage Rate of 0.00%. Thereafter, the Purchase
Advance rate is a variable of 9.74% + Prime, which is currently 12.99% as of
January 1, 2013. After 6 months, any amount remaining unpaid from any
Purchases or Balance Transfers will bear interest at the rate for Purchase
Advances applicable to your Account at that time. We may end your 0.00% APR
and immediately apply the Purchase Advance rate of 12.99%, if you make a late
payment. Minimum Finance Charge is $.50. Balance Transfer Fee after the first
6 months will be 3% of the amount of the Balance Transfer, with a $15 minimum
and no maximum. Foreign Transaction Fee when making purchases outside the US
will be 2% of the US dollar amount of each Cash Advance or Purchase. Cash
Advance Fee is 3% of the amount of the Cash Advance, with a $15 minimum and a
$50 maximum considered a Purchase Advance. The balance transferred must be
from an existing account with an issuer other than UMB Bank, or its

SOURCE BetterInvesting

Contact: Cliff Trent, For: BetterInvesting, +1-248-654-3035,; or Craig Jones, For: UMB Bank, N.A.,
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