Physical Fitness in 2013 Means Being Protected From Hit-and-Run Collisions While Exercising Outdoors

  Physical Fitness in 2013 Means Being Protected From Hit-and-Run Collisions
                          While Exercising Outdoors

Stay Safe While Increasing Fitness or Prepping for Allstate Half-Marathon

PR Newswire

LOS ANGELES, Jan. 7, 2013

LOS ANGELES, Jan. 7, 2013 /PRNewswire/ -- Adults who resolve to be physically
fit this year—such as runners preparing for the Allstate Life Insurance Los
Angeles 13.1 Marathon and 5K on January 13—should be sure to carry uninsured
and underinsured motorist coverage on their car. Why? Because if a pedestrian
or cyclist carries uninsured and underinsured motorist coverage (UM/UIM) on
their personal auto, the cost of recovery from injuries or losses as a result
of being hit by this type of driver, even while exercising outdoors, can be
covered, subject to policy terms and definitions.

As recently as 2010 there were more than 2,000 pedestrians in California
injured by hit-and-run drivers.* In Los Angeles County, nearly one out of four
vehicles does not carry insurance**.

"Everyone's safety along our streets must remain a priority," says Phil
Telgenhoff, Allstate Field Vice President in California, "People who exercise
outdoors or train for events like the Allstate Half-Marathon in Los Angeles
should strongly consider purchasing this coverage."

"It's important for drivers and athletes alike to know that uninsured and
underinsured motorist coverage is a small fraction of their total auto
insurance premium—generally less than 10 percent," he says. "Its benefits
extend far beyond what may happen only while they're at the wheel."

Allstate recommends all drivers—and especially those who are regularly using
or crossing streets to maintain their physical fitness—to contact their
insurance agent or company and ensure that their auto policy includes UM/UIM

Allstate also offers these tips for active people to stay streetwise:

  oBe visible; wear bright, reflective clothing that increases your
    visibility to drivers.
  oSignal your intentions to change course clearly and well in advance.
  oBe considerate—at the right time. When a vehicle yields the right of way,
    signal thanks only after you've passed. If you signal before passing, it
    may be confused as a signal for the driver to proceed instead.
  oEven if a car recently passed you, know that its driver may not recall
    that you're nearby when s/he begins to turn. Expect the unexpected, keep
    your composure, and always avoid road rage.

Details and registration for Sunday's Allstate Life Insurance Los Angeles 13.1
Marathon and 5K races are available online at

The Allstate Corporation (NYSE: ALL) is the nation's largest publicly held
personal lines insurer, serving approximately 16 million households through
its Allstate, Encompass, Esurance and Answer Financial brand names. Widely
known by its slogan "You're In Good Hands With Allstate^®," Allstate offers
insurance products (auto, home, life and retirement) and services through
Allstate agencies, independent agencies, and Allstate exclusive financial
representatives, as well as via and 1-800 Allstate^®. As part
of Allstate's commitment to strengthen local communities, The Allstate
Foundation, Allstate employees, agency owners and the corporation provided $28
million in 2011 to thousands of nonprofit organizations and important causes
across the United States.

* CA Highway Patrol data (2010) (see: Section 7,
Table D)

** CA Dept. of Insurance estimate (2004)


SOURCE Allstate Insurance Company California

Contact: Jim Klapthor, Allstate Media Relations, +1-909-612-6644,, Follow @AllstateinCA
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