1ST Constitution Bancorp Declares a 5 Percent Stock Dividend

1ST Constitution Bancorp Declares a 5 Percent Stock Dividend 
CRANBURY, NJ -- (Marketwire) -- 12/24/12 --  1ST Constitution
Bancorp's (NASDAQ: FCCY) Board of Directors has declared a 5 percent
stock dividend to shareholders of record as of the close of business
on January 14, 2013, payable January 31, 2013. Robert F. Mangano,
President and Chief Executive Officer said that this action
represents the twenty-first consecutive year that a stock dividend
has been paid by 1ST Constitution. 
1ST Constitution Bancorp, through its primary subsidiary, 1ST
Constitution Bank, operates fourteen branch banking offices in
Cranbury (2), Fort Lee, Hamilton, Hightstown, Hillsborough, Hopewell,
Jamesburg, Lawrenceville, Perth Amboy, Plainsboro, Rocky Hill, West
Windsor and Princeton, New Jersey. 
1ST Constitution Bancorp common stock is traded on the Nasdaq Global
Market under the trading symbol "FCCY". Information about 1ST
Constitution Bancorp can be accessed via the Internet at
The foregoing contains forward-looking statements within the meaning
of the Private Securities Litigation Reform Act of 1995. Such
statements are not historical facts and include expressions about
management's confidence and strategies and management's expectations
about new and existing programs and products, relationships,
opportunities, taxation, technology and market conditions. These
statements may be identified by such forward-looking terminology as
"expect," "look," "believe," "anticipate," "may," "will," or similar
statements or variations of such terms. Actual results may differ
materially from such forward-looking statements. Factors that may
cause results to differ materially from such forward-looking
statements include, but are not limited to, changes in the direction
of the economy in New Jersey, the direction of interest rates,
effective income tax rates, loan prepayment assumptions, continued
levels of loan quality and origination volume, continued
relationships with major customers including sources for loans, a
higher level of net loan charge-offs and delinquencies than
anticipated, bank regulatory rules, regulations or policies that
restrict or direct certain actions, the adoption, interpretation and
implementation of new or pre-existing accounting pronouncements, a
change in legal and regulatory barriers including issues related to
compliance with anti-money laundering and bank secrecy act laws, as
well as the effects of general economic conditions and legal and
regulatory barriers and structure. 1ST Constitution Bancorp assumes
no obligation for updating any such forward-looking statements at any
time, except as required by law.  
Robert F. Mangano 
President & Chief Executive Officer 
(609) 655-4500  
Joseph M. Reardon
Sr. Vice President & Treasurer
(609) 655-4500 
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