Local Bank and Commercial Loan Officer Recognized for SBA

Local Bank and Commercial Loan Officer Recognized for SBA Lending 
OAKDALE, CA -- (Marketwire) -- 12/21/12 --  Oak Valley Community
Bank, a wholly owned subsidiary of Oak Valley Bancorp (NASDAQ: OVLY),
recently announced that VP, Commercial Loan Officer, Peter Brown was
recognized and received the award for "2012 Most Active SBA 504 Loan
Officer" from Success Capital Expansion and Development Corporation.  
Success Capital recently held their annual meeting in Modesto and
presented the aforementioned award. Success Capital strives to
provide low down payment, fixed rate financing via the SBA 504 Loan
Program for business owners to purchase or build facilities for their
Brown has over 10 years of commercial lending experience in the
Central Valley. Since joining the Bank in 2008, Brown demonstrated a
wealth of knowledge and experience with SBA loans. In addition, he
has built strong relationships with commercial customers.  
"Success Capital always takes great care of our clients. Being local,
they have the expert knowledge of the Modesto area business market.
They are experts in the SBA loan field and work efficiently to get
the best financing options for small business owners," stated Brown.  
Oak Valley Bancorp operates Oak Valley Community Bank & Eastern
Sierra Community Bank, through which it offers a variety of loan and
deposit products to individuals and small businesses. They currently
operate through 14 conveniently located branches: Oakdale, Sonora,
Turlock, Stockton, Patterson, Ripon, Escalon, three branches in
Modesto, Manteca and three branches in their Eastern Sierra Division,
which includes Bridgeport, Mammoth Lakes and Bishop.  
For more information on Oak Valley Community Bank, call
1-866-844-7500 or visit www.ovcb.com. 
Ron Martin
Chris Courtney
Phone: (209) 848-BANK (2265) 
Toll Free (866) 844-7500 
Marsha Carr
Success Capital EDC 
Phone: (209) 521-9372
e-mail to mcarr@successcapitalsba.com 
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