James J. Roszkowski Named New President of Discover Bank

  James J. Roszkowski Named New President of Discover Bank

Senior Banking Executive Brings More than Three Decades of Financial Services

Business Wire

NEW CASTLE, Del. -- December 13, 2012

Discover announced today that senior banking executive James J. Roszkowski has
been named president of Discover Bank, bringing more than 30 years of
experience in consumer banking, financial services, payments and economic
development to the company’s management team.

James J. Roszkowski (Photo: Business Wire)

James J. Roszkowski (Photo: Business Wire)

A Delaware resident, Roszkowski is responsible for all aspects of the bank’s
Delaware banking activities and serves as a liaison to the greater Delaware
business community. In a senior leadership capacity, he directs all operations
of the bank’s Greenwood Branch and drives the bank’s Community Reinvestment
Act strategy. He also manages the bank’s diverse CRA portfolio and will lead
efforts to help meet the borrowing needs of low- to moderate-income families
in the Delaware region. Additionally, Roszkowski has responsibility for
managing consumer banking affinity relationships. He is a member of the
Discover Bank board of directors and reports to Carlos Minetti, president of
consumer banking and operations at Discover.

“Jim’s remarkable leadership in consumer banking, marketing, community
relations and global payments adds a deep dimension of experience to our
team,” Minetti said. “We are thrilled to have him with us as we continue to
grow and develop innovative ways to serve our customers.”

In his most recent role, Roszkowski was a senior executive vice president and
a member of the Senior Operating Management Committee of MBNA America, where
he worked since 1989.

“Discover Bank has built an impressive reputation of exceptional customer
service and paved the way to a convenient online banking experience,” said
Roszkowski, who joined the company in November. “Discover offers a
comprehensive suite of banking services that continue to meet the changing
needs of consumers.”

Roszkowski also has served as CEO of Patria Services, a technology-based
trigger marketing company, and in various senior-level corporate positions at
VISA International and Chase Manhattan Bank. He was a senior advisor on
economic development for former Delaware Gov. Ruth Ann Minner and will
continue to be a Board Member-Chairman of the Public Policy and Governance
Committee for First State Innovations, a privately led business initiative to
increase Delaware’s entrepreneurial capacity. He has a bachelor’s degree in
economics and business management from the Peter J. Tobin College of Business
at Saint John's University.

Discover Bank is FDIC-insured and chartered under the laws of the State of
Delaware. The bank maintains a branch in Greenwood, with deposit, finance and
credit card operations in New Castle.

About Discover

Discover Financial Services (NYSE: DFS) is a direct banking and payment
services company with one of the most recognized brands in U.S. financial
services. Since its inception in 1986, the company has become one of the
largest card issuers in the United States. The company operates the Discover
card, America's cash rewards pioneer, and offers home loans, private student
loans, personal loans, online savings accounts, certificates of deposit and
money market accounts through its direct banking business. Its payment
businesses consist of Discover Network, with millions of merchant and cash
access locations; PULSE, one of the nation's leading ATM/debit networks; and
Diners Club International, a global payments network with acceptance in more
than 185 countries and territories. For more information, visit

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Rob Weiss
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