John Hancock Financial Network Introduces Retirement Ready iPad App to Engage Clients in Retirement Income Conversation

John Hancock Financial Network Introduces Retirement Ready iPad App to Engage
                  Clients in Retirement Income Conversation

PR Newswire

BOSTON, Dec. 12, 2012

BOSTON, Dec. 12, 2012 /PRNewswire/ -- John Hancock Financial Network today
introduced the Retirement Ready iPad app, an interactive tool designed to help
financial professionals engage prospects and clients in an educational
retirement income conversation. The app, which is customizable to display the
representative's name and firm, includes information on the basic concepts of
retirement income in distinct chapters, videos, exercises and interactive
worksheets.

To view the multimedia assets associated with this release, please visit:
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"Retirement income planning is a huge need for a significant portion of the
population, and this tool is perfect for assisting a financial professional to
have a personal, engaging, and useful discussion about retirement income with
clients," said Bruce Harrington, vice president, Sales and Business
Development, John Hancock Financial Network.

The content is robust covering the client's personal vision of retirement, the
differences between the accumulation and distribution phases of life, detail
on some of the key risks in retirement including longevity, market volatility
and inflation, and creating a sustainable retirement income using a product
allocation approach.

"Our representatives are embracing tablets as a part of their sales process
and the Retirement Ready app has created tremendous excitement as an excellent
tool to help them engage and educate their clients," said Greg Melton,
director, Retirement Income, JHFN.

Melton explained that because the app includes everything a rep would need to
have a full discussion of retirement income planning, this format works for
different levels of the conversation, depending on how much the client knows
about the subject or has thought about his or her own situation.

"Because the app format is so adaptable, the representative can have an
in-depth conversation if necessary – or a discussion that just hits the points
the representative feels would be most useful, depending on the situation. The
interactive nature of the worksheets and the on-demand feeling of the videos
help to emotionally engage the client in the experience," said Melton.

As with the original Retirement Ready microsite, JHFN worked with Blue Rush,
an award winning digital marketing firm, to develop the iPad app. Larry Lubin,
president & CEO of BlueRush, said, "Marrying the Retirement Ready content to
the iPad app format increases the ease with which financial professionals can
begin the conversation and the degree to which clients become engaged and
educated."

The Retirement Ready app is available now in the iTunes App store. General
educational content will be available to the general public while the
interactive tools will be accessible only to JHFN representatives.

IMPORTANT: The projections or other information generated by Retirement Ready
regarding the likelihood of various investment outcomes are hypothetical in
nature, do not reflect actual investment results, and are not guarantees of
future results.

Results will change with each use and over time.

In most circumstances, Retirement Ready favors products which offer guaranteed
income streams such as variable annuities with guaranteed income riders and
single premium immediate annuities due to the lifetime income features
associated with these types of products.

About John Hancock Financial Network
John Hancock Financial Network is a national network of independent firms with
approximately 1,900 financial professionals across the U.S. A leader with the
stability and scale to offer an innovative business model, John Hancock
Financial Network gives entrepreneurial financial professionals the power to
effectively build unique businesses, based on their own vision and market
opportunity. For more information on John Hancock Financial Network and its
national network of independent firms, visit
https://www.johnhancockfinancialnetwork.com.

Securities offered through registered representatives of Signator Investors,
Inc., member FINRA, SIPC. 197 Clarendon Street

Boston, MA 02116. BlueRush is independent of John Hancock Financial Network
and Signator Investors, Inc.

Learn more about JHFN at: www.johnhancockfinancialnetwork.com

Follow us on the web: YouTube – www.youtube.com/JHFNvideos

Interact with industry thought leaders: www.JHFNBlog.com
*patent pending

SOURCE John Hancock Financial Network

Website: http://www.johnhancockfinancialnetwork.com
Contact: Melissa Berczuk, +1-617-663-4750, mberczuk@jhancock.com