The Hartford Announces Catastrophe Loss Estimate for Storm Sandy

  The Hartford Announces Catastrophe Loss Estimate for Storm Sandy

Business Wire

HARTFORD, Conn. -- December 11, 2012

The Hartford today announced its initial loss estimate for Storm Sandy. The
company’s gross losses and loss adjustment expenses from the storm are
estimated to be approximately $370 million, before tax. Losses and loss
adjustment expenses net of reinsurance are estimated at $350 million, before
tax. Approximately 60 percent of the losses are in the Property and Casualty
Commercial segment and 40 percent in Consumer Markets. Fourth quarter 2012 net
catastrophe losses through Nov. 30, 2012, are currently estimated to be
approximately $230 million, after tax.

The Hartford will release its fourth quarter 2012 financial results on Monday,
Feb. 4, 2013, at approximately 4:15 p.m. ET and will host a conference call to
discuss these results on Tuesday, Feb. 5, 2013, at 9 a.m. ET. The conference
call will be simultaneously webcast on the investor relations section of the
company’s website, http://ir.thehartford.com.

These are initial estimates which are expected to change due to the number of
affected policyholders, the nature of the claims, the preliminary assumptions
used to estimate gross losses and other factors. The ultimate amount of Storm
Sandy losses could be materially different from these initial estimates.

About The Hartford

The Hartford Financial Services Group Inc. (NYSE: HIG) is a leading provider
of insurance and wealth management services for millions of consumers and
businesses worldwide. The Hartford is consistently recognized for its superior
service and as one of the world's most ethical companies. More information on
the company and its financial performance is available at www.thehartford.com.

HIG-F

Some of the statements in this release may be considered forward-looking
statements as defined in the Private Securities Litigation Reform Act of 1995.
We caution investors that these forward-looking statements are not guarantees
of future performance, and actual results may differ materially. Investors
should consider the important risks and uncertainties that may cause actual
results to differ. These important risks and uncertainties include those
discussed in our Quarterly Reports on Form 10-Q, our 2011 Annual Report on
Form 10-K and the other filings we make with the Securities and Exchange
Commission. We assume no obligation to update this release, which speaks as of
the date issued.

Contact:

The Hartford
Media Contact:
Shannon Lapierre, 860-547-5624
shannon.lapierre@thehartford.com
or
Investor Contact:
Sabra Purtill, CFA, 860-547-8691
sabra.purtill@thehartford.com