Frost Launches Frost-Cinque Large Cap Buy-Write Equity Fund and Frost Credit Fund

 Frost Launches Frost-Cinque Large Cap Buy-Write Equity Fund and Frost Credit
                                     Fund

Frost-Cinque Fund to use option strategies to potentially reduce volatility

Frost Credit Fund seeks to maximize total returns by investing in
non-commoditized assets in domestic fixed-income markets

PR Newswire

SAN ANTONIO, Dec. 3, 2012

SAN ANTONIO, Dec. 3, 2012 /PRNewswire/ --Frost Investment Advisors, LLC, a
registered investment advisor, today launched the Frost-Cinque Large Cap
Buy-Write Equity Fund (FCBWX - Institutional shares and FCAWX - Class A
shares) and the Frost Credit Fund (FCFIX - Institutional shares and FCFAX -
Class A shares), adding two new strategies to the firm's mutual fund family.

(Logo: http://photos.prnewswire.com/prnh/20110531/DA11258LOGO)

The Frost-Cinque Large Cap Buy-Write Equity Fund will combine large-cap equity
assets with option strategies to potentially reduce market volatility and an
investment strategy that includes buy-writes, protective puts and long-call
options that may provide downside protection and increase portfolio income.
The fund's investment strategy will also include:

  oA large-cap equity portfolio diversified across industries and sectors,
    emphasizing companies that may out-perform their peers or the broader
    market
  oA strategy to potentially mitigate market downside and increase portfolio
    income levels
  oA long-term investment horizon with relatively low portfolio turnover.

Cinque Partners, a registered investment advisor headquartered in California,
will manage the Frost-Cinque Fund as a sub-advisor. Cinque Partners' Managing
Partner and Chief Investment Officer Alan Adelman will lead the management
team for the fund. Adelman previously served as CIO for several large banking
companies. "Frost Investment Advisors is a world-class investment
organization, and Cinque Partners is proud to sub-advise this innovative fund
offering," said Adelman.

"We are very pleased to be working with Cinque Partners on the Large Cap
Buy-Write Equity Fund," said Tom Stringfellow, president of Frost Investment
Advisors. "Alan Adelman and his team are industry experts on hedged equity
investments, which may be appealing to our clients during a time of financial
uncertainty and volatility."

The Frost Credit Fund seeks to maximize total return, consisting of income and
capital appreciation. The fund invests in U.S. dollar-denominated high-yield
fixed-income securities and other lower quality fixed income securities, which
typically have a higher-risk profile when compared to government-issued
fixed-income securities. The fund's strategy will be a domestic fixed-income
portfolio composed of below-investment-grade corporate bonds, combined with
both investment-grade and below-investment-grade mortgage-backed and
asset-backed securities.

Jeffery Elswick, Director of Frost's Fixed-Income investments, will manage the
Frost Credit Fund. Elswick has nearly 20 years of experience in fixed-income
management and currently oversees Frost's four other fixed-income funds.

"We believe Frost has a unique opportunity to seek out and invest in assets
that are routinely viewed as higher risk," said Tom Stringfellow. "Because the
asset classes we are considering for investment are not commoditized, it may
establish a competitive advantage relative to our peers."

Frost Investment Advisors began offering mutual funds to institutional clients
in April 2008 and retail clients in June 2008. With the Frost-Cinque Large Cap
Buy-Write Equity Fund and the Frost Credit Fund, the adviser now offers 16
mutual funds that include institutional and retail shares.

Recent rankings and performance metrics include: 

  oFour-Star Overall Morningstar Rating™ as of Sept. 30, 2012 for three funds
    – Frost Total Return Bond Fund (FIJEX), Frost Low Duration Bond Fund
    (FILDX), Frost Mid-Cap Equity Fund (FIKSX)
  oRanked by Barron's as one of the top 50 mutual fund families for 2010,
    2011 and 2012
  oMore than a 7 percent share count increase in all funds for the 12-month
    period ending Sept. 30, 2012
  oFrost Total Return Bond Fund (Institutional Share Classes) ranked in top
    20 percent of peer group managers over a three-year period, as of Sept.
    30, 2012, by Morningstar

The investment team includes a staff of more than 50 investment professionals
in the main office in San Antonio and satellite locations in Austin, Dallas,
Fort Worth and Houston.

About Frost Investment Advisors, LLC
Frost Investment Advisors, LLC, a wholly-owned subsidiary of Cullen/Frost
Bankers, Inc. (NYSE:CFR), one of the oldest and largest Texas-based banking
organizations, offers a family of mutual funds to institutional and retail
investors. The company has offered institutional shares since April 28, 2008,
with retail shares available since June 2008.

The family of funds managed by Frost Investment Advisors provides clients
diversification by offering separate mutual funds for growth, value and
balance across small-cap, small/mid-cap, multi-cap value and international
equity classes, as well as taxable and tax-free bonds. Registered with the SEC
in January of 2008, Frost Investment Advisors manages more than $2.8 billion
in assets in the Frost mutual fund family, while also providing investment
advisory services to institutional and high net-worth clients, and to the
Frost Trust department, managing more than $8.8 billion in assets, including
the mutual fund assets referenced above, as of Sept. 30, 2012.

About Cinque Partners, LLC
Cinque Partners, LLC, formed in 2012, is a registered investment adviser based
in Los Angeles. Its investment strategy employs a diversified core equity
portfolio, coupled with an integrated-options strategy, designed to reduce
downside risk and exploit market volatility. Cinque Partners uses its unique
investment perspective and processes to deliver discretionary advisory
services to institutional investors and pooled investment vehicles. Led by
Managing Partner and Chief Investment Officer Alan Adelman, the four partners
on the Cinque team offer more than 100 years of investment management
experience.

About Frost
Cullen/Frost Bankers, Inc. (NYSE: CFR) is a financial holding company,
headquartered in San Antonio, with $21.8 billion in assets at Sept. 30, 2012.
Among the top 50 largest U.S. banks and one of 24 banks included in the KBW
Bank Index, Frost provides a wide range of banking, investments and insurance
services to businesses and individuals across Texas in the Austin, Corpus
Christi, Dallas, Fort Worth, Houston, Rio Grande Valley and San Antonio
regions. Founded in 1868, Frost has helped clients with their financial needs
during three centuries. Additional information is available at frostbank.com.

Mutual fund investing involves risk including loss of principal. In addition
to the normal risks associated with investing, international investments may
involve risk of capital loss from unfavorable fluctuation in currency values,
from differences in generally accepted accounting principals or from social,
economic or political instability in other nations. To the extent the Fund
invests in other investment companies, the Fund will be subject to
substantially the same risks as those associated with the direct ownership of
the securities held by such other investment companies. The Fund may also
invest in derivatives. Derivatives are often more volatile than other
investments and may magnify the Fund's gains or losses. Commodities are
subject to substantial price fluctuations over short periods of time and may
be affected by unpredictable economic, political and environmental events.
Bonds and bond funds generally decrease in value as interest rates rise.
Mortgage-backed securities are subject to prepayment and extension risk and
therefore react differently to changes in interest rates than other bonds,
Small movements in interest rates may quickly and significantly reduce the
value of certain mortgage-backed securities. The use of leverage by the fund
managers may accelerate the velocity of potential losses. There can be no
assurance that the Fund will achieve its stated objectives. Diversification
does not protect against market loss.

To determine if the Fund(s) is an appropriate investment for you, carefully
consider the fund(s') investment objectives, risk, charges and expenses. This
and other information can be found in the fund(s') prospectus which can be
obtained by calling 1-877-71-FROST. Please read the prospectus carefully
before investing.

The Frost Funds are distributed by SEI Investments Distribution Co. SEI
Investments Distribution Co. is not affiliated with Frost Investment Advisors,
Cinque Partners or its affiliates.

© [2012] Morningstar, Inc. All Rights Reserved. The information contained
herein: (1) is proprietary to Morningstar; (2) may not be copied or
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Neither Morningstar nor its content providers are responsible for any damages
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For each fund with at least a three-year history, Morningstar calculates a
Morningstar Rating™ metric each month by subtracting the return on a 90-day
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35 percent receive 3 stars, the next 22.5 percent receive 2 stars and the
bottom 10 percent receive 1 star. The Overall Morningstar Rating for a fund is
derived from a weighted average of the performance figures associated with its
three-, five- and 10-year (if applicable) Morningstar Ratings metrics. FIDVX
was rated against 1063 (three years); US-domiciled Large Value funds and
received a Morningstar rating of 2 stars; FICEX was rated against 1514 (three
years); US-domiciled Large Growth funds and received a Morningstar rating of 3
stars; FIBTX was rated against 561 (three years) Conservative Allocation funds
and received a Morningstar rating of 3 stars; FIMUX was rated against 213
(three years) Muni National Intermediate Bond funds and received a Morningstar
Rating of 2 stars; FILDX was rated against 357 (three years) Short Term Bond
funds and received a Morningstar Rating of 4 stars; FILMX was rated against
137 (three years) Muni National Short funds and received a Morningstar Rating
of 3 stars; FIJEX was rated against 1019 (three years) Intermediate Term Bond
funds and received a Morningstar Rating of 4 stars.

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Renee Sabel
Media Relations
210.220.5416
rsabel@frostbank.com

SOURCE Frost Investment Advisors

Website: http://frostbank.com
 
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