Aflac Incorporated to Webcast Live at RetailInvestorConferences.com on December 6, 2012

    Aflac Incorporated to Webcast Live at RetailInvestorConferences.com on
                               December 6, 2012

Company Invites Main Street and Wall Street Investors to Attend Interactive
Real-time Virtual Conference

PR Newswire

NEW YORK, Dec. 3, 2012

NEW YORK, Dec. 3, 2012 /PRNewswire/ -- Aflac Incorporated (NYSE: AFL), today
announced that Mark Caldwell, CPA, Investor Relations Manager, will present at
RetailInvestorConferences.com.

DATE: December 6, 2012
TIME: 10:00 AM EST
LINK: www.retailinvestorconferences.com > Click red "register / watch event
      now" button

This will be a live, interactive online event where investors are invited to
ask the company questions in real-time, both in the presentation hall as well
as the company's "virtual trade booth." If attendees are not able to join the
event live on the day of the conference, an on-demand archive will be
available for 90 days.

It is recommended that investors pre-register to save time and receive event
updates.

About Aflac Incorporated:
When a policyholder gets sick or hurt, Aflac pays cash benefits fast. For more
than 55 years, Aflac insurance policies have given policyholders the
opportunity to focus on recovery, not financial stress. In the United States,
Aflac is the number one provider of guaranteed-renewable insurance. In Japan,
Aflac is the number one life insurance company in terms of individual policies
in force. Aflac individual and group insurance products provide protection to
more than 50 million people worldwide. For six consecutive years Aflac has
been recognized by Ethisphere magazine as one of the World's Most Ethical
Companies. In 2012, FORTUNE magazine recognized Aflac as one of the 100 Best
Companies to Work For in America for the 14^th consecutive year. Also, FORTUNE
magazine included Aflac on its list of Most Admired Companies for the 11^th
time in 2012. Aflac Incorporated is a FORTUNE 500 company listed on the New
York Stock Exchange under the symbol AFL. To find out more about Aflac, visit
aflac.com or espanol.aflac.com.

About RetailInvestorConferences.com:
Since 2010, RetailInvestorConferences.com has been the only monthly virtual
investor conference series that provides an interactive forum for presenting
companies to meet directly with retail investors using a graphically-enhanced
online platform.

Designed to replicate the look and feel of location-based investor
conferences, Retail Investor Conferences unites PR Newswire's leading-edge
online conferencing and investor communications capabilities with
BetterInvesting's extensive retail investor audience network.

Forward-Looking Information
The Private Securities Litigation Reform Act of 1995 provides a "safe harbor"
to encourage companies to provide prospective information, so long as those
informational statements are identified as forward-looking and are accompanied
by meaningful cautionary statements identifying important factors that could
cause actual results to differ materially from those included in the
forward-looking statements. We desire to take advantage of these provisions.
This document contains cautionary statements identifying important factors
that could cause actual results to differ materially from those projected
herein, and in any other statements made by company officials in
communications with the financial community and contained in documents filed
with the Securities and Exchange Commission (SEC).

Forward-looking statements are not based on historical information and relate
to future operations, strategies, financial results or other developments.
Furthermore, forward-looking information is subject to numerous assumptions,
risks and uncertainties. In particular, statements containing words such as
"expect," "anticipate," "believe," "goal," "objective," "may," "should,"
"estimate," "intends," "projects," "will," "assumes," "potential," "target" or
similar words as well as specific projections of future results, generally
qualify as forward-looking. Aflac undertakes no obligation to update such
forward-looking statements. We caution readers that the following factors, in
addition to other factors mentioned from time to time, could cause actual
results to differ materially from those contemplated by the forward-looking
statements: difficult conditions in global capital markets and the economy;
governmental actions for the purpose of stabilizing the financial markets;
defaults and credit downgrades of securities in our investment portfolio;
impairment of financial institutions; credit and other risks associated with
Aflac's investment in perpetual securities; differing judgments applied to
investment valuations; significant valuation judgments in determination of
amount of impairments taken on our investments; limited availability of
acceptable yen-denominated investments; concentration of our investments in
any particular single-issuer or sector; concentration of business in Japan;
ongoing changes in our industry; exposure to significant financial and capital
markets risk; fluctuations in foreign currency exchange rates  significant
changes in investment yield rates; deviations in actual experience from
pricing and reserving assumptions; subsidiaries' ability to pay dividends to
Aflac Incorporated; changes in law or regulation by governmental authorities;
ability to attract and retain qualified sales associates and employees;
decreases in our financial strength or debt ratings; ability to continue to
develop and implement improvements in information technology systems; changes
in U.S. and/or Japanese accounting standards; failure to comply with
restrictions on patient privacy and information security; level and outcome of
litigation; ability to effectively manage key executive succession; impact of
the recent earthquake and tsunami natural disaster and related events at the
nuclear plant in Japan and their aftermath; catastrophic events including, but
not necessarily limited to, tornadoes, hurricanes, earthquakes, tsunamis, and
damage incidental to such events; and failure of internal controls or
corporate governance policies and procedures.

SOURCE Aflac, Inc.

Website: http://www.aflac.com
Contact: Mark Caldwell, CPA, Aflac Incorporated, Investor Relations Manager,
+1-800-235-2667, MCaldwell@aflac.com; or Bradley H. Smith,
RetailInvestorConferences.com, +1-201-942-7157, bradley.smith@prnewswire.com
 
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