UnitedHealth Group to Host Investor Conference

  UnitedHealth Group to Host Investor Conference

Business Wire

MINNETONKA, Minn. -- November 26, 2012

UnitedHealth Group (NYSE: UNH) will host its annual Investor Conference with
analysts and institutional investors in New York City on Tuesday, November 27,
2012, beginning at 8:00 a.m. EST. At the meeting, senior leaders will discuss
the Company’s performance and outlook, including reviewing business trends and
specific initiatives related to its various business units.

The Company will host an audio webcast of the presentation and management
question and answer portions of this meeting and will make conference
materials available on its Investors page at www.unitedhealthgroup.com. A
replay of the conference will be available on the Company Web site through
December 27, 2012.

In conjunction with the meeting, the Company will  affirm its previous outlook
for 2012 net earnings of $5.20 to $5.25 per share. Management will discuss its
2013 financial outlook, which includes revenues of $123 billion to $124
billion and net earnings of $5.25 to $5.50 per share.

About UnitedHealth Group

UnitedHealth Group (NYSE: UNH) is a diversified health and well-being company
dedicated to helping people live healthier lives and making health care work
better. With headquarters in Minnetonka, Minn., UnitedHealth Group offers a
broad spectrum of products and services through two distinct platforms:
UnitedHealthcare, which provides health care coverage and benefits services;
and Optum, which provides information and technology-enabled health services.
Through its businesses, UnitedHealth Group serves more than 75 million people
worldwide. For more information, visit UnitedHealth Group at
www.unitedhealthgroup.com.

Forward-Looking Statements

The statements, estimates, projections, guidance or outlook contained in this
press release include “forward-looking” statements within the meaning of the
Private Securities Litigation Reform Act of 1995 (PSLRA). These statements are
intended to take advantage of the “safe harbor” provisions of the PSLRA.
Generally the words “believe,” “expect,” “intend,” “estimate,” “anticipate,”
“plan,” “project,” “should” and similar expressions identify forward-looking
statements, which generally are not historical in nature. These statements may
contain information about financial prospects, economic conditions and trends
and involve risks and uncertainties. We caution that actual results could
differ materially from those that management expects, depending on the outcome
of certain factors.

Some factors that could cause results to differ materially from the
forward-looking statements include: our ability to effectively estimate, price
for and manage our medical costs, including the impact of any new coverage
requirements; the potential impact that new laws or regulations, or changes in
existing laws or regulations, or their enforcement or application could have
on our results of operations, financial position and cash flows, including as
a result of increases in medical, administrative, technology or other costs or
decreases in enrollment resulting from U.S., Brazilian and other
jurisdictions' regulations affecting the health care industry; the impact of
any potential assessments for insolvent payers under state guaranty fund laws,
including any that could arise out of the potential liquidation of Penn Treaty
Network America Insurance Company; the ultimate impact of the Patient
Protection and Affordable Care Act, which could materially and adversely
affect our results of operations, financial position and cash flows through
reduced revenues, increased costs, new taxes and expanded liability, or
require changes to the ways in which we conduct business or put us at risk for
loss of business; potential reductions in revenue received from Medicare and
Medicaid programs; uncertainties regarding changes in Medicare, including
potential changes in risk adjustment data validation audit and payment
adjustment methodology; failure to comply with patient privacy and data
security regulations; regulatory and other risks and uncertainties associated
with the pharmacy benefits management industry and our ability to successfully
repatriate our pharmacy benefits management business; competitive pressures,
which could affect our ability to maintain or increase our market share; the
impact of challenges to our public sector contract awards; our ability to
execute contracts on competitive terms with physicians, hospitals and other
service professionals; our ability to attract, retain and provide support to a
network of independent producers (i.e., brokers and agents) and consultants;
events that may adversely affect our relationship with AARP; increases in
costs and other liabilities associated with increased litigation, government
investigations, audits or reviews; the potential impact of adverse economic
conditions on our revenues (including decreases in enrollment resulting from
increases in the unemployment rate and commercial attrition) and results of
operations; the performance of our investment portfolio; possible impairment
of the value of our goodwill and intangible assets in connection with
dispositions or if estimated future results do not adequately support goodwill
and intangible assets recorded for our existing businesses or the businesses
that we acquire; increases in health care costs resulting from large-scale
medical emergencies; failure to maintain effective and efficient information
systems or if our technology products otherwise do not operate as intended;
misappropriation of our proprietary technology; our ability to obtain
sufficient funds from our regulated subsidiaries or the debt or capital
markets to fund our obligations, to maintain our debt to total capital ratio
at targeted levels, to maintain our quarterly dividend payment cycle or to
continue repurchasing shares of our common stock; failure to complete or
receive anticipated benefits of acquisitions and other strategic transactions,
including the Amil acquisition; the impact of fluctuations in foreign currency
exchange rates on our reported shareholders' equity and results of operations;
potential downgrades in our credit ratings; and failure to achieve targeted
operating cost productivity improvements, including savings resulting from
technology enhancement and administrative modernization.

This list of important factors is not intended to be exhaustive. We discuss
certain of these matters more fully, as well as certain risk factors that may
affect our business operations, financial condition and results of operations,
in our other periodic and current filings with the SEC, including our annual
reports on Form 10-K, quarterly reports on Form 10-Q and current reports on
Form 8-K. Any or all forward-looking statements we make may turn out to be
wrong. They can be affected by inaccurate assumptions we might make or by
known or unknown risks and uncertainties. By their nature, forward-looking
statements are not guarantees of future performance or results and are subject
to risks, uncertainties and assumptions that are difficult to predict or
quantify. Actual future results may vary materially from expectations
expressed in this press release or any of our prior communications. You should
not place undue reliance on forward-looking statements, which speak only as of
the date they are made. We do not undertake to update or revise any
forward-looking statements.

Contact:

UnitedHealth Group
Investors:
Brett Manderfeld, 952-936-7216
Vice President
John S. Penshorn, 952-936-7214
Senior Vice President
or
Media:
Don Nathan, 952-936-1885
Senior Vice President
Tyler Mason, 714-299-5730
Vice President of Communications
 
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