FICO Expands Commitment to Turkey with Istanbul Office

            FICO Expands Commitment to Turkey with Istanbul Office

Fast-growing credit market will benefit from analytical risk management,
marketing and fraud solutions

PR Newswire

ISTANBUL, Nov. 22, 2012

ISTANBUL, Nov. 22, 2012 /PRNewswire/ -- FICO (NYSE:FICO), the leading provider
of analytics and decision management technology, today announced its plans to
grow business in Turkey, as it opened its first office in Istanbul. FICO has
served banks in Turkey for more than 10 years, and counts among its clients
several leading lenders, including Garanti, Yapi Kredi Bank, Finansbank,
Akbank and Isbank.


As part of its market launch today, FICO and the Turkish banking publication
Payment Source Monthly held a forum that included presentations from FICO
experts as well as Professor Dr. Asaf Savas Akat, an economist with Istanbul
Bilgi Universitesi, and Professor Dr. Kerem Alkin, Bloomberg HT Director of
PSM Yazan.

Turkey's economic growth and rapid credit expansion give it one of the
healthiest European banking industries. Credit growth has stabilized, coming
down from the 2010 growth rate of 35 percent to an estimated level of under 15
percent this year. At the Istanbul Finance Summit in September, Erdem Basci,
Chairman of the Turkish Central Bank, said that prudent credit controls are
necessary to prevent an overheated market.

"For banking clients in this region, it's a top priority to keep extending
credit to consumers and businesses, but they need to find a more profitable
way," said Kerem Gul, who manages FICO's operations in Turkey, and whose
background includes more than 17 years of account/relationship management and
business development experience in business application software, strategic &
operational consultancy and business analytics. "Customer management,
collections and analytics-driven performance are the top priorities for retail
bankers, and FICO has leading solutions in each of these areas. We can also
help banks understand how to improve risk management and capital management,
and meet the regulations from Basel."

"This is absolutely the right time for FICO to increase our investment in the
Turkish market," said Frans Labuschagne, FICO general manager for Europe, the
Middle East and Africa, at today's office launch event in Istanbul. "In FICO's
most recent survey of European banking risk professionals, respondents from
Turkey put extending more credit to consumers and small businesses among their
top priorities for 2013. But this growth needs to be undertaken with proper
risk management. We have the solutions, the analytics and the experts to help
banks meet this goal."

FICO also has European offices in the UK, Germany, Spain and Russia.

About FICO
FICO (NYSE:FICO), formerly known as Fair Isaac, delivers superior predictive
analytics solutions that drive smarter decisions. The company's groundbreaking
use of mathematics to predict consumer behavior has transformed entire
industries and revolutionized the way risk is managed and products are
marketed. FICO's innovative solutions include the industry-leading solutions
for measuring credit risk, managing credit accounts, identifying and
minimizing the impact of fraud, and customizing consumer offers with pinpoint
accuracy. Most of the world's top banks, as well as leading insurers,
retailers, pharmaceutical companies and government agencies, rely on FICO
solutions to accelerate growth, control risk, boost profits and meet
regulatory and competitive demands. Learn more at FICO: Make
every decision count^™.

For FICO news and media resources, visit

Statement Concerning Forward-Looking Information
Except for historical information contained herein, the statements contained
in this news release that relate to FICO or its business are forward-looking
statements within the meaning of the "safe harbor" provisions of the Private
Securities Litigation Reform Act of 1995. These forward-looking statements are
subject to risks and uncertainties that may cause actual results to differ
materially, including the success of the Company's Decision Management
strategy and reengineering plan, the maintenance of its existing relationships
and ability to create new relationships with customers and key alliance
partners, its ability to continue to develop new and enhanced products and
services, its ability to recruit and retain key technical and managerial
personnel, competition, regulatory changes applicable to the use of consumer
credit and other data, the failure to realize the anticipated benefits of any
acquisitions, continuing material adverse developments in global economic
conditions, and other risks described from time to time in FICO's SEC reports,
including its Annual Report on Form 10-K for the year ended September 30,
2012. If any of these risks or uncertainties materializes, FICO's results
could differ materially from its expectations. FICO disclaims any intent or
obligation to update these forward-looking statements.

FICO and "Make every decision count" are trademarks of Fair Isaac Corporation
in the US and other countries.


Contact: Media, Irina McGurk for FICO, Catalysis, +44 (0)20 7759 2022,; or Investors/Analysts, Steven Weber, FICO,
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