Better Drivers Pay Less for Car Insurance with Pay As You Drive® Program from Progressive

  Better Drivers Pay Less for Car Insurance with Pay As You Drive® Program
  from Progressive

 Safe, low-mileage Illinois drivers can now try out Snapshot risk-free for 30

Business Wire

MAYFIELD VILLAGE, Ohio -- November 14, 2012

Business travelers who park their cars at the airport several days a week.
Families with an extra car they only drive occasionally. Drivers who avoid
slamming on the brakes. They’re all less likely to be in an accident and can
save money on their car insurance with Snapshot^®, Progressive’s optional Pay
As You Drive insurance discount program, a form of insurance also known
generically as usage-based insurance.

Snapshot is now available in Illinois. (Photo: Business Wire)

Snapshot is now available in Illinois. (Photo: Business Wire)

With Snapshot, customers can save on their car insurance based on their
driving habits. Drivers currently enrolled in the optional program are already
saving an average of $150 per year. Progressive recently expanded access to
Snapshot to drivers who aren’t Progressive customers, so any Illinois driver 
who’s interested in saving money has the opportunity to take a free test drive
of Snapshot, and after 30 days find out whether their own driving behavior can
lower the price they pay for auto insurance. To test drive Snapshot, visit:

How it Works

  *After Illinois drivers sign up for the Snapshot program, they receive a
    device that fits in the palm of their hand and plugs into the on-board
    diagnostic (OBD) port of their car. The device records and sends the
    driving data to Progressive.
  *After 30 days, customers will find out if they’re eligible for a discount
    based on their driving habits and will see that discount applied to their
    policy. People who drive less, in safer ways and during safer times of day
    are more likely to get a discount.
  *At the end of the six-month policy term we determine the renewal discount
    and the customer returns the device to us.

Other Facts

  *All Illinois drivers, current customers or not, testing out Snapshot log
    on during the 30-day trial period to see how their driving habits measure
    up; and if they choose, make changes behind the wheel that could lead to
    greater savings. Drivers will also see whether they would save with
    Snapshot after 30 days.
  *Snapshot is voluntary and customers can opt out at any time. Drivers who
    are not Progressive customers are not required to switch after testing
  *The Snapshot device measures how, how much and when customers drive their
    vehicle. It doesn’t have GPS, so it doesn’t track a vehicle’s location.
  *Customers can review their projected discount wherever they are, by simply
    visiting and logging into their policy.

Snapshot represents the next generation of usage-based insurance, which
creates a personalized insurance rate based on a customer’s actual driving
habits. Progressive has been awarded a series of patents on the methods and
systems used in Snapshot, creating a program that’s unmatched in its advanced
technology, security, and ability to optimize discounts for customers.


Richard Hutchinson, Progressive’s general manager of usage-based insurance

“More than a million drivers have participated countrywide to get personalized
car insurance rates by sharing a picture of how they drive. Now, Illinois
customers are just 30 days away from saving with the Snapshot program.”

“Snapshot is transforming auto insurance because, for the first time, drivers
can pay for car insurance based on how they drive.”


  *Snapshot website:
  *Snapshot test drive website:
  *Flo demonstrates Snapshot:
  *Snapshot images for download:

About Progressive

Celebrating its 75^th anniversary in 2012, The Progressive Group of Insurance
Companies (collectively, “Progressive Insurance”) makes it easy to understand,
buy, and use auto insurance. Progressive offers choices so consumers can reach
it whenever, wherever, and however it’s most convenient—online at, by phone at 1-800-PROGRESSIVE, on a mobile device or
in-person with a local agent.

Progressive offers insurance for personal and commercial autos and trucks,
motorcycles, boats, recreational vehicles, and homes. It’s the fourth largest
auto insurer in the country, the largest seller of motorcycle insurance, and a
leader in commercial auto insurance. Progressive also offers car insurance
online in Australia at

Founded in 1937, Progressive continues its long history of offering shopping
tools and services that save customers time and money, like Name Your Price^®,
the Snapshot Discount^®, and a concierge level of claims service.

The Common Shares of The Progressive Corporation, the Mayfield Village,
Ohio-based holding company, trade publicly at (NYSE:PGR).

Photos/Multimedia Gallery Available:



Emily Donohue, 415-277-4937
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