Chase Eliminates Expiration on Cash Back Reward Points for Select Military Credit Cards

  Chase Eliminates Expiration on Cash Back Reward Points for Select Military
  Credit Cards

Servicemembers and Family Receive More Reward Redemption Options and Access to
                        Newly Designed Rewards Website

  Chase Partners with Shutterfly to Celebrate Veterans through New Thank the
                             Troops Facebook App

Business Wire

WILMINGTON, Del. -- November 14, 2012

Chase Card Services, a division of JPMorgan Chase & Co. (NYSE: JPM), today
announced that cash back rewards earned by America’s servicemembers on select
Chase military credit cards will no longer expire. Military cardmembers also
now have more reward redemption options than ever before and two enhanced
websites -- and -- to view all reward options available.

These new and improved benefits are automatically and immediately available to
MILITARY STAR® Rewards MasterCard®, Marine Corps Community Service (MCCS)
MasterCard®, Army Morale, Welfare, Recreation (MWR) MasterCard®, Air Force
Club MasterCard®, and Navy MWR MasterCard® cardmembers.

“Our military is committed to the safety of our nation, and, in return, Chase
is committed to making the financial lives of our valued military customers as
easy as possible,” said Emelie Smith Calbick, general manager, Chase Card
Services. “Our cardmembers told us that removing the points’ expiration would
provide greater peace of mind, and nowthey will get the most out of their
purchases and reward redemption options.”

Reward redemption options have been enhanced to include cash back as a
statement credit, check, or deposit directly into a Chase banking account in
any denomination starting as low as $20. The redesigned reward websites allow
military cardmembers to redeem rewards anytime, view all redemption options,
even plan a vacation with Travel Rewards.

Chase Military Cardmembers Continue to Receive Valuable Benefits

Last year, Chase announced that the same select military credit cards noted
above would offer unlimited cash back for all purchases and would not charge
foreign transaction fees. Cardmembers earn 2 percent cash back rewards at Army
MWR, Air Force Services and MCCS Merchant locations, including Exchanges and
Commissaries and 1 percent everywhere else. There is no cap on the amount of
cash back rewards cardmembers can earn. In addition, with no foreign
transaction fees, cardmembers can save 3 percent in fees with every
international purchase.

Cardmembers also continue to receive the benefits of the Blue Star Deployment
Program, which provides a full refund of any interest and fees incurred during
deployment. Family members can still use their cards while a cardmember is
deployed – a benefit that only Chase provides. Chase military cards have no
annual fee and provide cardmembers access to a dedicated, expert Military
Customer Service team, 24 hours a day, seven days a week.

Chase and Shutterfly Celebrate Veterans with “Thank the Troops” Facebook

Chase is partnering with online publishing service Shutterfly to honor
military servicemembers and veterans to launch a Thank the Troops Facebook
app. Through the app, Facebook users can create a free, customizable card to
offer words of appreciation, hope and love to our American heroes. Each card
sent will be distributed to troops and veterans with help from the non-profit
organization A Million Thanks. To learn more and send a card, visit

Chase’s Commitment to the Military

Chase has been offering servicemembers convenience, savings, service and
security since 1989. In 2011, JPMorgan Chase established its Office of
Military and Veterans Affairs charged with developing and executing a
firm-wide, comprehensive strategy focused on supporting America’s military and
veteran community. The firm primarily focuses on three issues facing
transitioning servicemembers, veterans and their families: jobs, homeownership
and education.

JPMorgan Chase launched the 100,000 Jobs Mission with ten other major
employers with the goal of collectively hiring 100,000 transitioning
servicemembers and military veterans by 2020. Since the mission’s launch in
March 2011, the coalition has grown to 83 participating organizations and has
hired 28,186 veterans as of September 30, 2012. JPMorgan Chase also has
promised to award 1,000 Mortgage-Free Homes over five years to deserving
veterans and their families through nonprofit partners. With support from
JPMorgan Chase, Syracuse University’s School of Information Studies offers a
tuition-free Veterans Technology Program, a non-credit certificate program for
post 9/11 veterans aspiring to careers in information technology. For more
information, visit

About Chase

Chase is the U.S. consumer and commercial banking business of JPMorgan Chase &
Co. (NYSE: JPM), a leading global financial services firm with assets of $2.3
trillion and operations in more than 60 countries. Chase serves more than 50
million consumers and small businesses through more than 5,500 bank branches,
17,500 ATMs, credit cards, mortgage offices, and online and mobile banking as
well as through relationships with auto dealerships. More information about
Chase is available at


Chase Card Services
Nicole Kennedy, 302-282-5011
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