Hiscox USA Adds Direct, Online Business Insurance in 15 New States

Hiscox USA Adds Direct, Online Business Insurance in 15 New States

Quick, Convenient Small Business Insurance now Available in Tennessee, Nevada
and 36 Other States

NEW YORK, Nov. 13, 2012 (GLOBE NEWSWIRE) -- Hiscox USA, the insurer providing
U.S. small businesses the simplest, easiest way to purchase customized
business insurance direct, online and in real-time or over the phone, today
expanded their coverage to 15 new states, including Tennessee, Nevada and
Utah. Hiscox's specialized small business insurance coverage is now available
directly in 38 states and the District of Columbia.

Hiscox specializes in insurance for small business owners, such as
professional liability (errors and omissions) and commercial general liability
customized for a range of fields including IT, consulting, marketing,
photography, real estate, beauty and health-related professions.

The new states where small businesses can purchase insurance through Hiscox
direct, online and in real-time are: Alabama, Arkansas, Idaho, Iowa, Kansas,
Louisiana, Mississippi, Nebraska, Nevada, New Mexico, Oklahoma, Oregon, Rhode
Island, Tennessee and Utah. Hiscox's professional liability and general
liability insurance are available in all of these states, and offerings for
real estate professionals are available in most of the states where Hiscox
currently operates.

"Hiscox understands the risks small business owners face, and we are excited
to greatly expand the number of small business owners who can directly
purchase affordable insurance that covers the specific risks of their
business," said Kevin Kerridge, small business insurance expert, Hiscox USA.
"The continued expansion of Hiscox's offering provides small businesses with
affordable, direct coverage that protects them from common risks."

Hiscox offers business insurance quotes direct and online in real-time along
with other business liability insurance products, such as business owners
policies. Since launching their ground-breaking online service in the US in
2010, Hiscox has received an average customer service rating of 4.8 out of 5,
and 96% of those surveyed would recommend Hiscox.

Read more news from Hiscox small business insurance.

About Hiscox Small Business Insurance

Hiscox, the international specialist insurer, is headquartered in Bermuda and
listed on the London Stock Exchange (LSE:HSX). Hiscox is the first company in
the U.S. to offer insurance for small professional services businesses direct,
online, and in real time. We provide professional liability, general liability
and business owner's insurance, underwritten by Chicago-based Hiscox Insurance
Company Inc., which is rated 'A' (Excellent) by A.M. Best Company. Additional
information can be found on the Why Choose Hiscox? page. Coverages are subject
to underwriting and may not be available in all states.

Hiscox also provides professional liability, property and specialty insurance
to US businesses through US-based brokers. This communication does not
constitute a solicitation of business by Hiscox's syndicates at Lloyd's,
London.

CONTACT: Hunter Hoffmann
         (646) 442-8341
         hunter.hoffmann@hiscox.com
        
         Katherine McGann, for Hiscox USA
         (203) 254-1300 ext.249
         kmcgann@prosek.com
         
         Chris Brown, for Hiscox USA
         (203) 254-1300 ext.206
         cbrown@prosek.com