SP Bancorp, Inc. Schedules Third Quarter 2012 Earnings and Conference Call for November 13, 2012

SP Bancorp, Inc. Schedules Third Quarter 2012 Earnings and Conference Call for
November 13, 2012

PLANO, Texas, Nov. 7, 2012 (GLOBE NEWSWIRE) -- SP Bancorp, Inc. (Nasdaq:SPBC)
will announce the company's third quarter 2012 earnings before market on
Tuesday, November 13, 2012 and will host a conference call at 11:00 a.m.
Eastern time (10:00 a.m. Central) that day.

Earnings Release

SP Bancorp, Inc.'s earnings release will be available at approximately 8:00
a.m. Eastern time on the Internet at http://investor.shareplus.com.

Conference Call

Investors and analysts are invited to participate in the conference call. Jeff
Weaver, President and CEO, and Suzy Salls, Senior Vice President and Chief
Financial Officer, will review the quarter's results and be available for
questions following the opening remarks.

Date: November 13, 2012
Time: 10:00 AM CT

Listen via Internet: http://investor.shareplus.com/

Schedule this webcast into MS-Outlook calendar (click open when prompted):
http://apps.shareholder.com/PNWOutlook/t.aspx?m=56415&k=43F73A6F

Telephone: 877-417-5253
International: 760-298-5097
Access code: 69234146

Webcast

The conference call will also be webcast live on the Internet at
http://investor.shareplus.com/events.cfm

Conference Call Playback

A replay of the conference call will be available after 2:00 p.m. Eastern time
on Tuesday, November 13, 2012, through 12:00 midnight on Wednesday, November
14, 2012. Please dial (855) 859-2056 (domestic) or (404) 537-3406
(international). The access code is 69234146. The conference call playback is
also available on the Internet at http://investor.shareplus.com.

The SP Bancorp, Inc. logo is available at
http://www.globenewswire.com/newsroom/prs/?pkgid=7951

Please call SP Bancorp, Inc. Investor Relations if you have any questions.

SharePlus became a publicly traded entity on November 1, 2010 after a rich 52
year history as a credit union and mutual thrift. The bank's holding company,
SP Bancorp, Inc. is traded on the NASDAQ Capital Markets under the "SPBC"
symbol. In August of 1958, SharePlus was founded in Dallas, Texas under the
name Frito Employees Federal Credit Union. In 1986, that entity merged with
Lays Employees Savings and Loan, to form Frito-Lay Federal Credit Union. In
October 1993, the name was changed to SharePlus Federal Credit Union to
reflect its broadening customer base. As a credit union, SharePlus proudly
served the employees and family members of Frito-Lay, Inc., YUM! Brands, Inc.,
A&W Restaurants, Inc., KFC Corporation, Long John Silvers, Inc., Pizza Hut,
Inc., Taco Bell Corp., and various PepsiCo Divisions, as well as employees of
dozens of other companies. After a positive vote by the members, the Credit
Union converted to a federal mutual savings bank on October 1, 2004, with the
goal of becoming a growing and profitable community bank. On October 4, 2010,
the members again overwhelmingly voted in favor of the stock conversion. SP
Bancorp, Inc. was traded for the first time on November 1, 2010. Throughout
our history, SharePlus has established a reputation for delivering outstanding
personalized customer service. As a public company, we continue that tradition
with a focus for the future on building long-term relationships with
businesses and individuals. Please visit us at www.shareplus.com.

This press release contains statements that are forward-looking, as that term
is defined by the Private Securities Litigation Reform Act of 1995. The Bank
and Company intend that such forward-looking statements be subject to the safe
harbors created thereby. All forward-looking statements are based on current
expectations regarding important risk factors including, but not limited to,
real estate values and the impact of interest rates on financing. Accordingly,
actual results may differ from those expressed in the forward-looking
statements, and the making of such statements should not be regarded as a
representation by the Bank or Company or any other person that results
expressed therein will be achieved. Forward-looking statements speak only as
of the date they are made, and the Company undertakes no obligation to update
them in light of new information of future events.

CONTACT: SP Bancorp, Inc.
         Jeffrey Weaver (President and CEO)
         972-931-5311
         jeffweaver@shareplus.com

         Diane Stephens, Investor Relations
         (972) 354-2839

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