First American Bank Selects ORCC’s Architect Digital Banking Platform and Bill Pay Services

  First American Bank Selects ORCC’s Architect Digital Banking Platform and
  Bill Pay Services

Business Wire

CHANTILLY, Va. -- November 05, 2012

Online Resources Corporation (NASDAQ: ORCC), a leading provider of financial
technology services, today announced that Illinois-based First American Bank
($2.9 billion in assets) selected ORCC’s Architect digital banking solution
and bill payment services to augment its robust set of full-service banking

With 49 Chicago-area branches, First American Bank will use ORCC’s Architect
solution to provide its customers a highly intuitive, personalized user
experience that adapts to user behavior and preferences. The bank will also be
able to offer its customers new advanced functionality for services such as
online account opening, personal financial management, one-to-one marketing,
and social media integration. With Architect’s extensible platform, First
American Bank will have full control of the platform to easily add or develop
new features as trends or needs emerge and user adoption increases.

“At First American Bank, we pride ourselves on offering outstanding service to
achieve long-term relationships with customers,” said Eduardo Monteagudo,
executive vice president of First American Bank. “By selecting ORCC, we aim to
maintain that commitment and provide our customers with a truly superior
digital banking experience to meet their current and future financial needs.”

ORCC’s Architect solution integrates seamlessly with its banking bill payment
solution, where it has been serving community banks and credit unions as an
industry leader for more than 15 years. ORCC has connections to core
processors and ATM networks that provide real-time access to more than 90
percent of checking accounts in the United States and to the 9,000+ domestic
biller endpoints within ORCC’s Biller Endpoint Network.

“First American Bank has a strong reputation for serving the Chicago banking
community with personalized care and user-friendly solutions,” said Eric
Labiak, chief sales officer for ORCC. “With ORCC’s Architect solution and bill
payment services, we are proud to help First American Bank continue its long
tradition of offering the most innovative, leading-edge banking solutions to
its customers.”

ORCC’s digital banking and bill payment services enable higher electronic
rates, faster payment speed, and a consistent payment process for its clients
and their end users.

About Online Resources Corporation

Online Resources Corporation (NASDAQ: ORCC) powers financial interactions
between millions of consumers and the company’s financial institution and
biller clients. Backed by its proprietary payments gateway that links banks
directly with billers, the company provides web and phone-based financial
services, electronic payments, and marketing services to drive consumer
adoption. Founded in 1989, ORCC is the largest financial technology provider
dedicated to the online channel. For more information, visit

This news release contains forward-looking statements based on Online
Resources Corporation management's current expectations and beliefs and a
number of assumptions concerning future events made with information that is
currently available. The words "will," "would," "may," "should," "estimate,"
"project," "forecast," "intend," "expect," "believe," "target," "designed,"
"plan," and similar expressions are intended to identify forward-looking
statements. Readers are cautioned not to place undue reliance on such
forward-looking statements, which are not a guarantee of any results or
performance and are subject to a number of known and unknown risks,
uncertainties and other factors which could cause actual performance or
results to differ materially and adversely from any results or performance
expressed or implied by such forward-looking statements. Certain factors that
might cause such a difference include, but are not limited to: a history of
losses and anticipation of future losses; potential fluctuations in operating
results; dependence on the marketing efforts of third parties; potential loss
of one or more material clients; potential need for additional capital;
potential inability to prevent systems failures and security breaches;
potential inability to expand certain services and products in the event of a
substantial increase in demand for such services and products; competitive
pressures; ability or inability to attract and retain skilled personnel;
reliance on patents and other intellectual property; potential change in the
rate of user adoption of certain products and services; exposure to
consolidation in the financial services industry; and government regulatory
developments. For a more detailed description of the factors that could cause
such differences, readers are advised to review Online Resources Corporation’s
latest filings with the Securities and Exchange Commission, including (but not
limited to) the information provided under the heading "Risk Factors" in our
latest Annual Report on Form 10-K (which filings are available, among other
places, from the SEC's EDGAR database at and via the Company's
website at Online Resources assumes no obligation to, and
expressly disclaims any obligation to, update or revise any forward-looking
statements, whether as a result of new information, future events or

Online Resources, ORCC and the Online Resources logo are trademarks of Online
Resources Corp. Other company and product names and logos used in this release
are the trademarks of their respective owners.


Online Resources Corporation
Mary York Cox, 678-781-7217
Michael Touchton, 678-781-7215
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