Allstate: Be aware of contractor fraud following Sandy

            Allstate: Be aware of contractor fraud following Sandy

Allstate offers important storm rebuilding information

PR Newswire

NORTHBROOK, Ill., Nov. 3, 2012

NORTHBROOK, Ill., Nov. 3, 2012 /PRNewswire/ -- While most home-repair
contractors are honest and provide quality work, Allstate Insurance reminds
homeowners affected by Sandy to be on the lookout for workers and companies
engaging in contractor fraud.

Here are some ways to avoid getting scammed by contractor fraud in the
aftermath of the storm:

  oBe wary of contractors who solicit door-to-door. Work only with
    established contractors and those who have a solid reputation.
  oWork only with licensed, bonded and insured contractors and have them
    provide you with documentation.
  oRequire references and check them out.
  oCheck with your local Better Business Bureau to see if any complaints have
    been filed against contractors you are considering. Victims of contractor
    fraud often file complaints.
  oDon't feel pressured into signing a contract, and never sign a contract
    with blanks. A contract should include the contractor's name, business
    name, phone number and address.
  oAvoid payment-in-full up front. Some contractors may require a partial up
    front payment, but the amount should not exceed approximately 20% of the
    total estimate amount.
  oNever let work begin on your home or business until the contract is
    finalized.
  oDon't pay a contractor in full or sign a completion certificate until the
    job is completed and you are satisfied with the work — avoid making cash
    payments.
  oIf anyone performs unauthorized work on your property and demands payment,
    consider contacting authorities.
  oNever let anyone persuade you to seek reimbursement for nonexistent or
    exaggerated losses or damages. This is insurance fraud, which is a felony.

Allstate policyholders who have damage as a result of Sandy can file a claim
by contacting their agent, calling 1-800-54-STORM, visiting a Mobile Claims
Center or logging onto Allstate.com.

The Allstate Corporation (NYSE: ALL) is the nation's largest publicly held
personal lines insurer. Widely known through the "You're In Good Hands With
Allstate®" slogan, Allstate is reinventing protection and retirement to help
nearly 16 million households insure what they have today and better prepare
for tomorrow. Consumers access Allstate insurance products (auto, home, life
and retirement) and services through Allstate agencies, independent agencies,
and Allstate exclusive financial representatives in the U.S. and Canada, as
well as via www.allstate.com and 1-800 Allstate®. As part of Allstate's
commitment to strengthen local communities, The Allstate Foundation, Allstate
employees, agency owners and the corporation provided $28 million in 2011 to
thousands of nonprofit organizations and important causes across the United
States.

SOURCE Allstate Corporation

Website: http://www.allstate.com
Contact: April Eaton, +1-847-402-5600
 
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