UnitedHealthcare Adds New Accident Product to Its Voluntary Benefits
*Accident Protection Plan provides cash benefit to help limit employees’
out-of-pocket expenses after an accident
*Benefit can help pay deductibles and copayments, and cover lost income
HARTFORD, Conn. -- October 03, 2012
UnitedHealthcare has added accident protection to its voluntary benefits
product offerings for employers.
UnitedHealthcare’s Accident Protection Plan provides a cash benefit for
covered events to helplimit employees’ out-of-pocket expenses after an
accident, and can help pay deductibles and copayments, and cover lost income.
Employers that offer their workers UnitedHealthcare medical benefit plans can
integrate the Accident Protection Plan with other ancillary products such as
critical illness, dental, vision and disability insurance. UnitedHealthcare’s
voluntary benefits are also available as standalone products.
“A short-term spike in unexpected expenses can be devastating for many people,
especially in today’s economy,” said Gary Harger, vice president of voluntary
products, UnitedHealthcare. “Some people suffer injuries that don’t require a
disability leave, but they still incur major expenses and possibly lost income
related to their care.Benefit payments from an accident insurance policy
allow people to focus on healing instead of their bills.”
Employers offering both medical and voluntary plans from UnitedHealthcare also
benefit from streamlined, more efficient plan administration that enables a
greater focus on the overall health of plan participants across all benefits
offered by the company.
The Accident Protection Plan is currently available to businesses with 51 or
more eligible employees in 33 states and the District of Columbia. The states
are: Alabama, Arizona, Arkansas, Connecticut, Delaware, Florida, Georgia,
Hawaii, Illinois, Indiana, Iowa, Kentucky, Maine, Michigan, Mississippi,
Montana, North Dakota, Nebraska, New Jersey, Nevada, New Mexico, Ohio,
Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota,
Texas, Utah, Wisconsin, West Virginia, and Wyoming.
UnitedHealthcare is dedicated to helping people nationwide live healthier
lives by simplifying the health care experience, meeting consumer health and
wellness needs, and sustaining trusted relationships with care providers. The
company offers the full spectrum of health benefit programs for individuals,
employers and Medicare and Medicaid beneficiaries, and contracts directly with
more than 650,000 physicians and care professionals and 5,000 hospitals
nationwide. UnitedHealthcare serves more than 38 million people and is one of
the businesses of UnitedHealth Group (NYSE: UNH), a diversified Fortune 50
health and well-being company.
Will Shanley, 714-204-8005
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