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Cardtronics Announces Second Quarter 2012 Results



Cardtronics Announces Second Quarter 2012 Results

HOUSTON, July 31, 2012 (GLOBE NEWSWIRE) -- Cardtronics, Inc. (Nasdaq:CATM)
(the "Company"), the world's largest retail ATM owner, today announced its
financial and operational results for the quarter ended June 30, 2012.

Key financial statistics in the second quarter of 2012 as compared to the
second quarter of 2011 include:

  * Consolidated revenues of $192.0 million, up by 30%, comprised of 12%
    organic growth and 18% growth from acquisitions completed during 2011.
  * Adjusted Net Income per diluted share of $0.38, up 12% from $0.34.
  * Adjusted EBITDA of $45.4 million, up 20% from $37.9 million.
  * GAAP net income of $9.7 million or $0.21 per diluted share, up from $8.7
    million or $0.20 per diluted share.

"On the heels of an exceptional first quarter, we had another really good
quarter with continued very strong revenue growth of 30% and adjusted earnings
growth of 12%," commented Steve Rathgaber, chief executive officer.
"Additionally, we executed several new branding contracts during the quarter
with both existing bank partners and new financial institutions that see the
value in our leading retail ATM footprint and superior execution
capabilities."

RECENT HIGHLIGHTS

  * Completion of the installation of over 960 ATMs at Valero Corner
    Store locations.
  * Execution of a bank branding agreement with Frost Bank to brand 615 ATMs
    located within Valero Corner Stores in Texas.
  * Establishment of an ATM branding relationship with Sunbelt-based BBVA
    Compass, which elected to brand 189 ATMs at major national and regional
    retailer locations in Colorado and Texas.
  * Installation of over 300 ATMs in 7-Eleven stores in Canada.
  * Execution of a bank branding agreement with Scotiabank to brand all of the
    Company's 7-Eleven Canada-located ATMs.
  * Execution of a fourth ATM branding agreement with PNC Bank, with this
    latest relationship expansion covering ATMs at 191 Harris Teeter stores in
    seven Southeast states, plus Washington, D.C.
  * Expansion of an ATM branding relationship established with USAA in 2011,
    to approximately 400 ATMs located near military bases on both coasts and
    points in between.
  * Installation of approximately 300 ATMs to date in Shell gasoline /
    convenience store locations in the U.K. under the contract signed in March
    2012.
  * Net addition of over 1,600 new deployed Company-owned ATMs during the
    quarter.

Effects of foreign currency exchange rate movements had an insignificant
impact on reported revenues, Adjusted EBITDA and Adjusted Net Income per
diluted share during the quarter.

Please refer to the "Disclosure of Non-GAAP Financial Information" contained
later in this release for definitions of Adjusted EBITDA, Adjusted Net Income,
Adjusted Net Income per diluted share and Free Cash Flow. For additional
financial information, including reconciliations to comparable GAAP measures,
please refer to the supplemental schedules of selected financial information
at the end of this release.

SECOND QUARTER RESULTS

For the second quarter of 2012, consolidated revenues totaled $192.0 million,
representing a 30% increase from the $147.3 million in consolidated revenues
generated during the second quarter of 2011. Of the year-over-year increase,
18% was driven by businesses acquired during the second half of 2011,
including EDC, Access to Money, Mr. Cash, and LocatorSearch. Of the remaining
12% organic revenue increase, 9% was attributable to a combination of the
following: (1) increased transactions per ATM in the Company's United States
and United Kingdom operations; (2) unit growth expansion; (3) increased
revenues from managed services agreements; and (4) growth in Allpoint,
America's largest surcharge-free network. Partially offsetting the increases
in organic revenue was a decline in interchange as a result of rate reductions
by a major network that became effective during the quarter. Finally, 3% of
the year-over-year increase in consolidated revenues was attributable to
higher equipment sales, driven by continued increased demand to meet the new
requirements under the Americans with Disabilities Act (ADA).

Adjusted EBITDA for the second quarter of 2012 totaled $45.4 million, compared
to $37.9 million during the second quarter of 2011, and Adjusted Net Income
totaled $16.7 million ($0.38 per diluted share) compared to $14.4 million
($0.34 per diluted share) during the second quarter of 2011. The increases in
Adjusted EBITDA and Adjusted Net Income per diluted share were positively
affected by the incremental operations of ATMs acquired during the second half
of 2011, as well as the organic revenue growth. Specific costs excluded from
Adjusted EBITDA and Adjusted Net Income are detailed in a reconciliation
included at the end of this press release.

GAAP Net Income for the second quarter of 2012 totaled $9.7 million, compared
to $8.7 million during the same quarter in 2011. The increase in GAAP Net
Income for the second quarter of 2012 was affected by the factors discussed
above, partly offset by higher intangible asset amortization and interest
expense associated with the Company's 2011 acquisitions and higher
depreciation expense from new equipment purchases, higher stock-based
compensation, and $0.4 million in acquisition-related costs.

SIX MONTHS RESULTS

For the six months ended June 30, 2012, consolidated revenues totaled $383.1
million, representing a 34% increase from the $285.3 million in consolidated
revenues generated during the same period in 2011. Of the year-over-year
increase, 19% was driven by businesses acquired during the second half of
2011, with the remaining 15% increase attributable to a combination of
increases in transactions per ATM, unit growth expansion, increased revenues
from managed services agreements, higher equipment sales, and growth in
Allpoint.

Adjusted EBITDA totaled $89.9 million for the six months ended June 30, 2012,
representing a 26% increase over the $71.4 million in Adjusted EBITDA for the
same period in 2011, and Adjusted Net Income totaled $33.5 million ($0.77 per
diluted share) for the first six months of 2012, up 26% on a per share basis
from $26.0 million ($0.61 per diluted share) during the same period in
2011. The increases in both Adjusted EBITDA and Adjusted Net Income were
primarily due to the same factors noted above for the Company's quarterly
results.

GAAP Net Income for the six months ended June 30, 2012 totaled $19.5 million,
compared to $15.2 million during the same period in 2011. 

Full-Year 2012 Guidance

At this time, the Company is not changing the financial guidance it previously
issued in April 2012 regarding its anticipated full-year 2012 results, which
was:

  * Revenues of $755.0 million to $770.0 million;
  * Overall gross margins of approximately 31.2% to 31.8%;
  * Adjusted EBITDA of $182.5 million to $189.5 million;
  * Depreciation and accretion expense of approximately $56.0 million to $58.0
    million, net of noncontrolling interests;
  * Cash interest expense of approximately $20.0 million to $21.0 million, net
    of noncontrolling interests;
  * Adjusted Net Income of $1.58 to $1.64 per diluted share, based on
    approximately 43.9 million weighted average diluted shares outstanding;
    and
  * Capital expenditures of approximately $70.0 million, net of noncontrolling
    interests.

The Adjusted EBITDA and Adjusted Net Income guidance excludes the impact of
$11.4 million of anticipated stock-based compensation expense and $23.3
million of expected intangible asset amortization expense, both on a pre-tax
basis. Additionally, this guidance is based on average foreign currency
exchange rates for the remainder of the year of $1.55 U.S. to £1.00 U.K.,
$13.00 Mexican pesos to $1.00 U.S., and $1.00 Canadian dollar to $1.00 U.S.

LIQUIDITY

The Company believes that it has a very strong liquidity position, with $77.7
million in available borrowing capacity under its $250.0 million revolving
credit facility as of June 30, 2012. In addition, the size of the amended
credit facility can be increased to $325.0 million under certain conditions.
The Company's outstanding indebtedness as of June 30, 2012 consisted of $200.0
million in senior subordinated notes due 2018, $170.2 million in borrowings
under its revolving credit facility due 2016, and $3.7 million in equipment
financing notes associated with its majority-owned Mexico subsidiary. 

DISCLOSURE OF NON-GAAP FINANCIAL INFORMATION

Adjusted EBITDA, Adjusted Net Income, Adjusted Net Income per diluted share
and Free Cash Flow are non-GAAP financial measures provided as a complement to
results prepared in accordance with accounting principles generally accepted
within the United States of America ("GAAP") and may not be comparable to
similarly-titled measures reported by other companies. Management believes
that the presentation of these measures and the identification of unusual,
non-recurring, or non-cash items enhance an investor's understanding of the
underlying trends in the Company's business and provide for better
comparability between periods in different years.

Adjusted EBITDA excludes depreciation, accretion, and amortization expense as
these amounts can vary substantially from company to company within the
Company's industry depending upon accounting methods and book values of
assets, capital structures, and the method by which the assets were acquired.
Adjusted EBITDA also excludes acquisition-related costs, certain other
non-operating costs, loss on asset disposal, our obligations for the payment
of income taxes, interest expense or other obligations such as capital
expenditures, and an adjustment for noncontrolling interest. Adjusted Net
Income represents net income computed in accordance with GAAP, before
amortization expense, loss on disposal of assets, stock-based compensation
expense and certain other expense (income) and acquisition-related costs, and
using an assumed 35% tax rate, with certain adjustments for noncontrolling
interest. Adjusted Net Income per diluted share is calculated by dividing
Adjusted Net Income by average weighted diluted shares outstanding calculated
in accordance with GAAP. Free Cash Flow is defined as cash provided by
operating activities less payments for capital expenditures, including those
financed through direct debt but excluding acquisitions. The measure of Free
Cash Flow does not take into consideration certain other non-discretionary
cash requirements such as, for example, mandatory principal payments on
portions of the Company's long-term debt. 

The non-GAAP financial measures presented herein should not be considered in
isolation or as a substitute for operating income, net income, cash flows from
operating, investing, or financing activities, or other income or cash flow
measures prepared in accordance with GAAP. Reconciliations of the non-GAAP
financial measures used herein to the most directly comparable GAAP financial
measures are presented in tabular form at the end of this press release.

CONFERENCE CALL INFORMATION

The Company will host a conference call today, Tuesday, July 31, 2012, at 4:00
p.m. Central Time (5:00 p.m. Eastern Time) to discuss its financial results
for the quarter ended June 30, 2012. To access the call, please call the
conference call operator at:

    Dial in:                    (877) 303-9205
    Alternate dial-in:       (760) 536-5226

Please call in fifteen minutes prior to the scheduled start time and request
to be connected to the "Cardtronics Second Quarter Earnings Conference Call."
Additionally, a live audio webcast of the conference call will be available
online through the investor relations section of the Company's website at
www.cardtronics.com.

A digital replay of the conference call will be available through Monday,
August 13, 2012, and can be accessed by calling (855) 859-2056 or (404)
537-3406 and entering 11253247 for the conference ID. A replay of the
conference call will also be available online through the Company's website
subsequent to the call through August 30, 2012.

ABOUT CARDTRONICS (Nasdaq:CATM)

Making ATM cash access convenient where people shop, work and live their
lives, Cardtronics is at the convergence of retailers, financial institutions,
prepaid card programs and the customers they share. Cardtronics owns/operates
approximately 54,900 retail ATMs in U.S. and international locales. Whether
Cardtronics is driving foot traffic for America's most relevant retailers,
enhancing ATM brand presence for card issuers or expanding card holders'
surcharge-free cash access on the local, national or global scene, Cardtronics
is convenient access to cash, when and where consumers need it. Cardtronics is
where cash meets commerce.

The Cardtronics logo is available at
http://www.globenewswire.com/newsroom/prs/?pkgid=991

CAUTIONARY NOTE REGARDING FORWARD-LOOKING STATEMENTS

This press release contains forward-looking statements within the meaning of
the Private Securities Litigation Reform Act of 1995. Forward-looking
statements give the Company's current expectations or forecasts of future
events, future financial performance, strategies, expectations, competitive
environment, regulation, and availability of resources. The forward-looking
statements contained in this release include, among other things, statements
concerning projections, predictions, expectations, estimates or forecasts as
to the Company's business, financial and operational results and future
economic performance, and statements of management's goals and objectives and
other similar expressions concerning matters that are not historical facts.
These statements are subject to risks and uncertainties that could cause
actual performance or results to differ materially from those expressed in or
suggested by the forward-looking statements. These risks and uncertainties
include, but are not limited to, the following:

  * the Company's financial outlook and the financial outlook of the ATM
    industry;
  * the Company's ability to respond to recent and future regulatory changes;
  * the Company's ability to respond to potential reductions in the amount of
    interchange fees that it receives from global and regional debit networks
    for transactions conducted on its ATMs, including a recent change by a
    major global network that will result in lower fees earned by the Company
    on transactions processed over this network;
  * the Company's ability to provide new ATM solutions to retailers and
    financial institutions;
  * the Company's ATM vault cash rental needs, including potential liquidity
    issues with its vault cash providers;
  * the continued implementation of the Company's corporate strategy;
  * the Company's ability to compete successfully with new and existing
    competitors;
  * the Company's ability to renew and strengthen its existing customer
    relationships and add new customers;
  * the Company's ability to meet the service levels required by its service
    level agreements with its customers;
  * the Company's ability to pursue and successfully integrate acquisitions;
  * the Company's ability to successfully manage its existing international
    operations and to continue to expand internationally;
  * the Company's ability to prevent security breaches;
  * the Company's ability to manage the risks associated with its third-party
    service providers failing to perform their contractual obligations;
  * the Company's ability to manage concentration risks with key customers,
    vendors and service providers;
  * changes in interest rates and foreign currency rates; and
  * the additional risks the Company is exposed to in its U.K. armored
    transport business.

Additional information regarding known material factors that could cause the
Company's actual performance or results to differ from its projected results
are described in its filings with the Securities and Exchange Commission,
including its Annual Report on Form 10-K, Quarterly Reports on Form 10-Q, and
Current Reports on Form 8-K. You should not read forward-looking statements as
a guarantee of future performance or results. They will not necessarily be
accurate indications of the times at or by which such performance or results
will be achieved. Forward-looking statements speak only as of the date the
statements are made and are based on information available at the time those
statements are made and/or management's good faith belief as of that time with
respect to future events. The Company assumes no obligation to update
forward-looking statements to reflect actual results, changes in assumptions
or changes in other factors affecting forward-looking information.

Consolidated Statements of Operations
For the Three and Six Months Ended June 30, 2012 and 2011
(Unaudited)
                                                                     
                                   Three Months Ended    Six Months Ended
                                   June 30,              June 30,
                                   2012       2011       2012       2011
                                   (In thousands, except share and per share
                                   information)
Revenues:                           
ATM operating revenues              $181,567  $ 141,429  $ 359,380  $ 274,528
ATM product sales and other         10,453     5,865      23,680     10,807
revenues
Total revenues                      192,020    147,294    383,060    285,335
Cost of revenues:                                                    
Cost of ATM operating revenues
(excludes depreciation, accretion,  123,621    93,117     244,248    181,903
and amortization shown separately
below)
Cost of ATM product sales and       9,479      5,214      21,260     9,561
other revenues
Total cost of revenues              133,100    98,331     265,508    191,464
Gross profit                        58,920     48,963     117,552    93,871
Operating expenses:                                                  
Selling, general, and               16,589     12,925     32,664     25,929
administrative expenses
Acquisition-related expenses        390        343        1,477      343
Depreciation and accretion expense  14,735     11,437     28,485     22,807
Amortization expense                5,412      3,667      10,887     7,294
Loss on disposal of assets          264        86         812        163
Total operating expenses            37,390     28,458     74,325     56,536
Income from operations              21,530     20,505     43,227     37,335
Other expense (income):                                              
Interest expense, net               5,332      4,754      10,697     9,567
Amortization of deferred financing  224        213        444        424
costs
Other expense (income)              26         139        (51)       (60)
Total other expense                 5,582      5,106      11,090     9,931
Income before income taxes          15,948     15,399     32,137     27,404
Income tax expense                  6,369      6,657      12,515     12,104
Net income                          9,579      8,742      19,622     15,300
Net (loss) income attributable to   (85)       27         129        105
noncontrolling interests
Net income attributable to
controlling interests and          $ 9,664    $ 8,715    $ 19,493   $ 15,195
available to common stockholders
                                                                     
Net income per common share –      $ 0.22     $ 0.20     $ 0.44     $ 0.35
basic
Net income per common share –      $ 0.21     $ 0.20     $ 0.43     $ 0.35
diluted
                                                                     
Weighted average shares            43,268,541 41,910,944 43,163,377 41,712,659
outstanding – basic
Weighted average shares            43,730,200 42,659,587 43,648,954 42,476,101
outstanding – diluted
                                                                     

Condensed Consolidated Balance Sheets
As of June 30, 2012 and December 31, 2011
                                                              
                                               June 30, 2012 December 31, 2011
                                               (Unaudited)    
                                               (In thousands)
Assets                                                        
Current assets:                                               
Cash and cash equivalents                      $ 7,044       $ 5,576
Accounts and notes receivable, net              48,246        40,867
Inventory                                       3,171         3,517
Restricted cash, short-term                     3,372         4,512
Current portion of deferred tax asset, net      19,032        26,902
Prepaid expenses, deferred costs, and other     14,080        13,056
current assets
Total current assets                            94,945        94,430
Property and equipment, net                     227,402       191,331
Intangible assets, net                          104,092       111,603
Goodwill                                        272,114       271,562
Deferred tax asset, net                         35,973        23,101
Prepaid expenses, deferred costs, and other     17,539        20,774
assets
Total assets                                   $ 752,065     $ 712,801
                                                              
Liabilities and Stockholders' Equity                          
Current liabilities:                                          
Current portion of long-term debt and notes    $ 1,721       $ 2,317
payable
Current portion of other long-term liabilities  24,917        25,101
Accounts payable and other accrued and current  105,061       112,212
liabilities
Total current liabilities                       131,699       139,630
Long-term liabilities:                                        
Long-term debt                                  372,208       368,632
Asset retirement obligations                    40,178        34,517
Other long-term liabilities                     94,389        56,877
Total liabilities                               638,474       599,656
Stockholders' equity                            113,591       113,145
Total liabilities and stockholders' equity     $ 752,065     $ 712,801
                                                              

SELECTED INCOME STATEMENT DETAIL:

Total revenues by segment:

                    Three Months Ended  Six Months Ended
                    June 30,            June 30,
                    2012      2011      2012      2011
                    (In thousands)
                                                   
United States       $ 155,997 $ 115,693 $ 313,916 $ 226,029
United Kingdom       28,341    25,011    53,532    46,069
Other International  7,682     6,590     15,612    13,237
Total revenues      $ 192,020 $ 147,294 $ 383,060 $ 285,335

Breakout of ATM operating revenues:

                                       Three Months Ended  Six Months Ended
                                       June 30,            June 30,
                                       2012      2011      2012      2011
                                       (In thousands)
                                        
Surcharge revenues                     $ 87,362  $ 69,531  $ 171,259 $ 135,361
Interchange revenues                    58,182    44,303    116,028   84,712
Bank branding and surcharge-free        28,351    21,872    56,620    43,553
network revenues
Managed services revenues               4,044     2,302     7,854     4,250
Other revenues                          3,628     3,421     7,619     6,652
Total ATM operating revenues            $181,567 $ 141,429 $ 359,380 $ 274,528

Total cost of revenues by segment:

                    Three Months Ended Six Months Ended
                    June 30,           June 30,
                    2012      2011     2012      2011
                    (In thousands)
                                                  
United States       $ 104,475 $ 74,459 $ 210,666 $ 146,200
United Kingdom       22,523    18,852   42,731    35,291
Other International  6,102     5,020    12,111    9,973
Total revenues      $ 133,100 $ 98,331 $ 265,508 $ 191,464

Breakout of cost of ATM operating revenues (exclusive of depreciation,
accretion, and amortization):

                                     Three Months Ended Six Months Ended
                                     June 30,           June 30,
                                     2012      2011     2012      2011
                                     (In thousands)
                                                                   
Merchant commissions                 $ 59,987  $ 43,760 $ 117,309 $ 84,795
Vault cash rental expense             12,054    9,563    24,478    18,813
Other costs of cash                   16,895    12,713   33,274    24,968
Repairs and maintenance               12,799    9,359    26,177    18,777
Communications                        5,230     4,201    10,190    8,109
Transaction processing                2,117     1,051    3,970     2,005
Stock-based compensation              320       253      523       518
Other expenses                        14,219    12,217   28,327    23,918
Total cost of ATM operating revenues $ 123,621 $ 93,117 $ 244,248  $181,903

Breakout of selling, general, and administrative expenses:

                                          Three Months Ended Six Months Ended
                                          June 30,           June 30,
                                          2012      2011     2012     2011
                                          (In thousands)
                                                                       
Employee costs                            $ 8,126   $ 6,424  $ 16,618 $ 13,325
Stock-based compensation                   3,128     2,140    5,485    4,105
Professional fees                          1,894     1,479    3,790    3,026
Other                                      3,441     2,882    6,771    5,473
Total selling, general, and               $ 16,589  $ 12,925 $ 32,664 $ 25,929
administrative expenses

Depreciation and accretion expense by segment:

                                         Three Months Ended Six Months Ended
                                         June 30,           June 30,
                                         2012      2011     2012     2011
                                         (In thousands)
                                                                      
United States                            $ 9,177   $ 6,548  $ 17,679 $ 13,554
United Kingdom                            4,759     4,086    9,224    7,677
Other International                       799       803      1,582    1,576
Total depreciation and accretion expense $ 14,735  $ 11,437 $ 28,485 $ 22,807

SELECTED BALANCE SHEET DETAIL:

Long-term debt:

                                June 30, 2012 December 31, 2011
                                (In thousands)
8.25% senior subordinated notes $ 200,000     $ 200,000
Revolving credit facility        170,200       166,000
Equipment financing notes        3,729         4,949
Total long-term debt            $ 373,929     $ 370,949

Share count rollforward:

Total shares outstanding as of December 31, 2011                    43,999,443
Shares repurchased                                                  (161,883)
Shares issued – restricted stock grants and stock options           295,327
exercised
Shares forfeited – restricted stock                                 (5,850)
Total shares outstanding as of June 30, 2012                        44,127,037

SELECTED CASH FLOW DETAIL:

Selected cash flow statement amounts:

                                       Three Months Ended  Six Months Ended
                                       June 30,            June 30,
                                       2012      2011      2012      2011
                                       (In thousands)
                                                                      
Cash provided by operating activities  $ 37,180  $ 16,084  $ 55,921  $ 31,039
Cash used in investing activities       (33,530)  (10,348)  (55,466)  (25,397)
Cash (used in) provided by financing    (2,782)   (5,520)   1,094     (4,671)
activities
Effect of exchange rate changes on      (37)      98        (81)      (162)
cash
Net increase in cash and cash           831       314       1,468     809
equivalents
Cash and cash equivalents at beginning  6,213     3,684     5,576     3,189
of period
Cash and cash equivalents at end of    $ 7,044   $ 3,998   $ 7,044   $ 3,998
period
                                                                      

Key Operating Metrics – Excluding 2011 Acquisitions
For the Three and Six Months Ended June 30, 2012 and 2011
(Unaudited)
 
The following table excludes the effect of the acquisitions of EDC, Access to
Money, and Mr. Cash that were completed in 2011 for comparative purposes:
                                                                     
EXCLUDING 2011 ACQUISITIONS    Three Months Ended       Six Months Ended
                               June 30,                 June 30,
                               2012         2011        2012        2011
Average number of transacting                                        
ATMs:
United States: Company-owned    20,886       19,063      20,508      18,973
United Kingdom                  3,927        3,200       3,780       3,109
Mexico                          2,834        2,892       2,836       2,906
Subtotal                        27,647       25,155      27,124      24,988
United States: Merchant-owned   7,333        8,215       7,323       8,260
Average number of transacting   34,980       33,370      34,447      33,248
ATMs: ATM operations
                                                                     
United States: Managed          5,194        4,114       5,099       4,015
services ^(1)
United Kingdom: Managed         21           21          21          15
services
Average number of transacting   5,215        4,135       5,120       4,030
ATMs: Managed services
                                                                     
Total average number of         40,195       37,505      39,567      37,278
transacting ATMs
                                                                     
Total transactions (in                                               
thousands):
ATM operations                 149,179      120,861     286,828     229,799
Managed services                9,234        6,082       17,842      11,530
Total transactions             158,413      126,943     304,670     241,329
                                                                     
Total cash withdrawal                                                
transactions (in thousands):
ATM operations                  92,649       74,341     178,063     140,965
Managed services                5,619        4,078       11,081      7,809
Total cash withdrawal           98,268       78,419     189,144     148,774
transactions
                                                                     
Per ATM per month amounts                                            
(excludes managed services):
Cash withdrawal transactions    883          743         862         707
                                                                     
ATM operating revenues         $ 1,440      $ 1,390     $ 1,443     $ 1,355
Cost of ATM operating revenues  953          912         954         895
^ (2)
ATM operating gross profit     $ 487        $ 478       $ 489       $ 460
^ (2) (3)
                                                                     
ATM operating gross profit     33.8%        34.2%       33.9%       33.7%
margin ^ (2) (3)
                                                                     

^(1)      Includes 2,650 and 2,498 ATMs for the three months ended June 30,
2012 and 2011, respectively, and 2,627 and 2,502 ATMs for the six months ended
June 30, 2012 and 2011, respectively, for which the Company only provided EFT
transaction processing services. 

^(2)      Amounts presented exclude the effect of depreciation, accretion, and
amortization expense, which is presented separately in the Company's
consolidated statements of operations.

^(3)      ATM operating gross profit and ATM operating gross profit margin are
measures of profitability that are calculated based on only the revenues and
expenses that relate to operating ATMs in the Company's portfolio. Revenues
and expenses relating to managed services and ATM equipment sales and other
ATM-related services are not included.

Key Operating Metrics – Including 2011 Acquisitions
For the Three and Six Months Ended June 30, 2012 and 2011
(Unaudited)
                                                                        
INCLUDING 2011 ACQUISITIONS                Three Months Ended Six Months Ended
                                           June 30,           June 30,
                                           2012      2011     2012     2011
Average number of transacting ATMs:                                     
United States: Company-owned                25,671    19,063   25,283   18,973
United Kingdom                              3,927     3,200    3,780    3,109
Mexico                                      2,834     2,892    2,836    2,906
Canada                                      631      —         580     —
Subtotal                                    33,063    25,155   32,479   24,988
United States: Merchant-owned               15,325    8,215    15,544   8,260
Average number of transacting ATMs: ATM     48,388    33,370   48,023   33,248
operations
                                                                        
United States: Managed services ^(1)        5,959     4,114    5,869    4,015
United Kingdom: Managed services            21        21       21       15
Average number of transacting ATMs:         5,980     4,135    5,890    4,030
Managed services
                                                                        
Total average number of transacting ATMs    54,368    37,505   53,913   37,278
                                                                        
Total transactions (in thousands):                                      
ATM operations                             170,706   120,861  329,591  229,799
Managed services                            10,118    6,082    19,568   11,530
Total transactions                         180,824   126,943  349,159  241,329
                                                                        
Total cash withdrawal transactions (in                                  
thousands):
ATM operations                             108,388    74,341  209,273  140,965
Managed services                            6,263     4,078    12,345   7,809
Total cash withdrawal transactions         114,651    78,419  221,618  148,774
                                                                        
Per ATM per month amounts (excludes                                     
managed services):
Cash withdrawal transactions                747       743      726      707
                                                                        
ATM operating revenues                     $ 1,223   $ 1,390  $ 1,220  $ 1,355
Cost of ATM operating revenues ^ (2)        829       912      825      895
ATM operating gross profit ^ (2) (3)       $ 394     $ 478    $ 395    $ 460
                                                                        
ATM operating gross profit margin ^ (2)    31.9%     34.2%    32.0%    33.7%
(3)
                                                                        

^(1)      Includes 2,650 and 2,498 ATMs for the three months ended June 30,
2012 and 2011, respectively, and 2,627 and 2,502 ATMs for the six months ended
June 30, 2012 and 2011, respectively, for which the Company only provided EFT
transaction processing services. 

^(2)      Amounts presented exclude the effect of depreciation, accretion, and
amortization expense, which is presented separately in the Company's
consolidated statements of operations.

^(3)      ATM operating gross profit and ATM operating gross profit margin are
measures of profitability that are calculated based on only the revenues and
expenses that relate to operating ATMs in the Company's portfolio. Revenues
and expenses relating to managed services and ATM equipment sales and other
ATM-related services are not included.

Key Operating Metrics – Ending Machine Count
As of June 30, 2012 and 2011
(Unaudited)
                                                     
                                                    As of June 30,
Ending number of transacting ATMs:                  2012    2011
United States: Company-owned                         26,144  19,154
United Kingdom                                       4,098   3,259
Mexico                                               2,782   2,892
Canada                                               880    —
Subtotal                                             33,904  25,305
United States: Merchant-owned                        15,064  8,226
Ending number of transacting ATMs: ATM operations    48,968  33,531
                                                             
United States: Managed services ^(1)                 5,959   4,294
United Kingdom: Managed services                     21      21
Ending number of transacting ATMs: Managed services  5,980   4,315
                                                             
Total ending number of transacting ATMs              54,948  37,846
                                                             

^(1)    Includes 2,685 and 2,511 ATMs as of June 30, 2012 and 2011,
respectively for which the Company only provided EFT transaction processing
services. Also includes 817 ATMs that as of December 31, 2011, were reported
in the United States Merchant-owned category. 

Reconciliation of Net Income Attributable to Controlling Interests to EBITDA,
Adjusted EBITDA, and Adjusted Net Income
For the Three and Six Months Ended June 30, 2012 and 2011
(Unaudited)
                                                                    
                          Three Months Ended          Six Months Ended
                          June 30,                    June 30,
                          2012          2011          2012         2011
                          (In thousands, except share and per share amounts)
                                                                    
Net income attributable   $ 9,664       $ 8,715       $ 19,493     $ 15,195
to controlling interests
Adjustments:                                                        
Interest expense, net      5,332         4,754         10,697       9,567
Amortization of deferred   224           213           444          424
financing costs
Income tax expense         6,369         6,657         12,515       12,104
Depreciation and           14,735        11,437        28,485       22,807
accretion expense
Amortization expense       5,412         3,667         10,887       7,294
EBITDA                     $ 41,736     $ 35,443      $ 82,521     $ 67,391
                                                                    
Add back:                                                           
Loss on disposal of        264           86            812          163
assets ^(1)
Other income               19            102           (58)         (107)
(expense) ^(2)
Noncontrolling interests   (452)         (500)         (862)        (995)
^(3)
Stock-based compensation   3,438         2,384         5,989        4,605
expense ^(4)
Acquisition-related costs  390           343           1,477        343
^(5)
Adjusted EBITDA           $ 45,395      $ 37,858      $ 89,879     $ 71,400
Less:                                                               
Interest expense, net      5,288         4,657         10,598       9,365
^(4)
Depreciation and           14,374        11,043        27,754       22,034
accretion expense ^(4)
Adjusted pre-tax income    25,733        22,158        51,527       40,001
Income tax expense (at     9,007         7,755         18,034       14,000
35%) ^(6)
Adjusted Net Income       $ 16,726      $ 14,403       $ 33,493    $ 26,001
                                                                    
Adjusted Net Income per   $ 0.39        $ 0.34        $ 0.78       $ 0.62
share
Adjusted Net Income per   $ 0.38        $ 0.34        $ 0.77       $ 0.61
diluted share
                                                                    
Weighted average shares    43,268,541    41,910,944    43,163,377   41,712,659
outstanding – basic
                                                                    
Weighted average shares    43,730,200    42,659,587    43,648,954   42,476,101
outstanding - diluted
                                                                    

^(1)       Primarily comprised of losses on the disposal of fixed assets that
were incurred with the deinstallation of ATMs during the periods.

^(2)       Amounts exclude unrealized and realized (gains) losses related to
derivatives not designated as hedging instruments.

^(3)       Noncontrolling interests adjustment made such that Adjusted EBITDA
includes only the Company's 51% ownership interest in the Adjusted EBITDA of
its Mexico subsidiary.

^(4)       Amounts exclude 49% of the expenses incurred by the Company's
Mexico subsidiary as such amounts are allocable to the noncontrolling interest
shareholders.

^(5)       Acquisition-related costs include non-recurring costs incurred for
professional and legal fees and certain transition and integration-related
costs, related to recent acquisitions.

^(6)       35% represents the Company's estimated long-term,
cross-jurisdictional effective cash tax rate.

Reconciliation of Free Cash Flows
For the Three and Six Months Ended June 30, 2012 and 2011
(Unaudited)
                                                            
                                       Three Months Ended  Six Months Ended
                                       June 30,            June 30,
                                       2012      2011      2012      2011
                                       (In thousands)
Cash provided by operating activities  $ 37,180   $16,084   $55,921  $ 31,039
Payments for capital expenditures:                                    
Cash used in investing activities,      (33,530)  (10,348)  (55,216)  (25,397)
excluding acquisitions
Free cash flow                         $ 3,650   $ 5,736   $ 705     $ 5,642

                                       

Reconciliation of Estimated Net Income to EBITDA, Adjusted EBITDA, and
Adjusted Net Income
For the Year Ending December 31, 2012
(Unaudited)
 
                                   Estimated Range
                                   Full Year 2012
                                    
                                   (In millions, except per share information)
                                                                
Net income                         $ 42.1           -          $ 44.9
Adjustments:                                                    
Interest expense, net               20.2            -           21.2
Amortization of deferred financing  1.0             -           1.0
costs
Income tax expense                  25.9            -           27.5
Depreciation and accretion expense  57.5            -           59.5
Amortization expense                23.3            -           23.3
EBITDA                             $ 170.0          -          $ 177.4
                                                                
Add back:                                                       
Noncontrolling interests            (1.4)           -           (1.8)
Loss on disposal of assets          1.0             -           1.0
Stock-based compensation expense    11.4            -           11.4 
Other expense                       1.5             -           1.5
Adjusted EBITDA                    $ 182.5          -          $ 189.5
Less:                                                           
Interest expense, net ^(1)          20.0            -           21.0
Depreciation and accretion expense  56.0            -           58.0
^(1)
Income tax expense (at 35%) ^(2)    37.3            -           38.7
Adjusted Net Income                $ 69.2           -          $ 71.8
                                                                
Adjusted Net Income per diluted    $ 1.58           -          $ 1.64
share
                                                                
Weighted average shares             43.9            -           43.9
outstanding – diluted
                                                                

^(1)      Amounts exclude 49% of the expenses to be incurred by the Company's
Mexico subsidiary as such amounts are allocable to the noncontrolling interest
shareholders. 

^(2)     35% represents the Company's estimated long-term,
cross-jurisdictional effective cash tax rate.

   Cardtronics and Allpoint are registered trademarks of Cardtronics, Inc.

      All other trademarks are the property of their respective owners.

Contact Information:

Cardtronics — Media             Cardtronics — Investors
Nick Pappathopoulos             Chris Brewster
Director – Public Relations     Chief Financial Officer
832-308-4396                    832-308-4128
npappathopoulos@cardtronics.com cbrewster@cardtronics.com

Cardtronics
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