Sterne, Agee & Leach Community Bank Symposium Live Webcast

  BIRMINGHAM, Ala., April 30 /PRNewswire/ -- Sterne, Agee & Leach, Inc. will host a live webcast of its Community Bank Stock Symposium on Wednesday, May 7, 2003, from 9:00 a.m. until 12:15 p.m. Central Daylight Time.  Investors may listen to this live listen-only webcast by linking to "Bank Symposium Webcast" on the Sterne, Agee & Leach website,  The symposium webcast will be archived and available for 30 days.  The following banks will present at the indicated times:        9:00 a.m.  FFLC Bancorp (Nasdaq: FFLC), Leesburg, Florida     9:20 a.m.  Savannah Bancorp (Nasdaq: SAVB), Savannah, Georgia     9:40 a.m.  Britton & Koontz Capital Corporation (Nasdaq: BKBK),                Natchez, Mississippi     10:00 a.m. Yadkin Valley Bank and Trust (Nasdaq: YAVY),                Elkin, North Carolina     11:00 a.m. FNB Financial Services Corp. (Nasdaq: FNBF), Reidsville,                North Carolina     11:20 a.m. First M&F Corp. (Nasdaq: FMFC), Kosciusko, Mississippi     11:40 a.m. Community Capital Corporation (Amex: CYL), Greenwood,                South Carolina     Reservations for the event will be accepted until Tuesday, May 6, 2003. This event is free to the public, and individuals can register on-line at, or by contacting their local Sterne, Agee & Leach office. The event will be held at the HealthSouth Conference Center on Highway 280 in Birmingham, Alabama.  Bank representation is subject to change.  Sterne, Agee & Leach, Inc., a registered broker/dealer and member of the New York Stock Exchange, is a subsidiary of the Sterne, Agee & Leach Group, Inc., a financial services company serving the investment needs of clients since 1901.  The firm has offices in Alabama, Arkansas, Georgia, Kentucky, Louisiana, Mississippi, New York, North and South Carolina, and provides a full array of financial services.  Headquartered in Birmingham, Alabama, Sterne, Agee & Leach, Inc. is one of the oldest and largest independent investment firms in the country.  The holding company of Sterne, Agee & Leach Group consists of Sterne, Agee & Leach, Inc., Sterne, Agee Capital Markets, SAL Financial Services, Inc., The Trust Company of Sterne, Agee & Leach, Inc., and Sterne Agee Asset Management.     SOURCE  Sterne, Agee & Leach Inc. /CONTACT:  Caroline Lyle, VP Marketing of Sterne, Agee & Leach, Inc., +1-205-949-3564/        /Web site:     (FFLC SAVB BKBK YAVY FNBF FMFC CYL)     CO:  Sterne, Agee & Leach Inc.; Sterne, Agee & Leach Group, Inc.;      FFLC Bancorp; Savannah Bancorp; Britton & Koontz Capital Corporation;      Yadkin Valley Bank and Trust; FNB Financial Services Corp.;    First M&F Corp.; Community Capital Corporation ST:  Alabama, Florida, Georgia, Mississippi, North Carolina, South Carolina IN:  FIN SU:  CCA MAV 
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