Sterne, Agee & Leach to Host Community Bank Symposium

  BIRMINGHAM, Ala., April 8 /PRNewswire/ -- Sterne, Agee & Leach, Inc. is
proud to announce that it will host a Community Bank Symposium on Wednesday,
May 7, 2003, from 8:30 a.m. CT until 1:30 p.m. CT at the HealthSouth
Conference Center, One HealthSouth Parkway, Birmingham, Alabama.  This half-day forum will feature investor presentations from select southeastern banks,

      *  Yadkin Valley Bank and Trust (Nasdaq: YAVY), Elkin, North Carolina
    *  Britton & Koontz Capital Corporation (Nasdaq: BKBK), Natchez,
    *  BancTrust Financial Group (Nasdaq: BTFG), Mobile, Alabama
    *  First M&F Corp. (Nasdaq: FMFC), Kosciusko, Mississippi
    *  FNB Financial Services Corp. (Nasdaq: FNBF), Reidsville, North
    *  FFLC Bancorp (Nasdaq: FFLC), Leesburg, Florida
    *  Savannah Bancorp (Nasdaq: SAVB), Savannah, Georgia

  Attendees will hear the stories about these banks, and learn more about
their stock directly from their management teams.  This event is a fast-paced
program for the community bank stock investor.  A continental breakfast and
lunch will be served. 
Although this event is free to the public, reservations are required by
April 30, 2003.  Individuals can register on-line at , or
by contacting their local Sterne, Agee & Leach office.  This symposium will be
audio webcast on the Sterne, Agee & Leach website, and archived on the site
after the event.  Bank representation is subject to change. 
Sterne, Agee & Leach, Inc., a registered broker/dealer and member of the
New York Stock Exchange, is a subsidiary of the Sterne, Agee & Leach Group,
Inc., a financial services company serving the investment needs of clients
since 1901.  The firm has offices in Alabama, Arkansas, Georgia, Louisiana,
Mississippi, New York, North and South Carolina, and provides a full array of
financial services.  Headquartered in Birmingham, Alabama, Sterne, Agee &
Leach, Inc. is one of the oldest and largest independent investment firms in
the country.  The holding company of Sterne, Agee & Leach Group consists of
Sterne, Agee & Leach, Inc., Sterne, Agee Capital Markets, SAL Financial
Services, Inc., The Trust Company of Sterne, Agee & Leach, Inc., and Sterne
Agee Asset Management.

SOURCE  Sterne, Agee & Leach, Inc. 
-0-                             04/08/2003 
/CONTACT:  Caroline Lyle, VP Marketing of Sterne, Agee & Leach, Inc.,
/Web site: / 
CO:  Sterne, Agee & Leach, Inc.
ST:  Alabama


-0- Apr/08/2003 19:42 GMT
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